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Money20/20 Europe

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9:15am BST

Welcome to Money20/20 Europe The Big Top Stage

9:20am BST

A platform to success: The open digital bank of the future The Big Top StageRalph Hamers

9:40am BST

It’s about the customer, stupid The Big Top StageStefan Dab • Andy Maguire

10:00am BST

How data will change the world, again! The Big Top StageLouisa Bojesen • Carlos Torres Vila

10:20am BST

The age of invisible payments The Big Top StageCharlotte Hogg • Jim Magats • Nikolay Storonsky

11:15am BST

Chairperson’s opening remarks The Spiegeltent StageMélisande Mual Regulate 20/20 Opening Remarks The High Wire StageSanjib Kalita Security at the bleeding edge of technological innovation The Carousel StageMarc Corbalan Welcome to the AI Deep Dive The AuditoriumRichard Harris • Nuno Sebastiao Unlocking the future of payments, risk and authentication The Arena StageSarah Hollinshead How Chinese and US platform providers are moving from their core business models into payments and financial services The Flying Trapeze StageMelissa Guzy Money20/20 Startuppitch 2018 Part 1 The Lion’s Den StageNicolas Brand • Carolina Brochado • Don Ginsel • Tricia Kemp • Stefan Klestil

11:20am BST

Digital Transformation: Culture, collaboration and competition The Ringside StageBenoît Legrand • Benoît Legrand Securing trust, trusting security The Carousel StageAjay Bhalla From building a FinTech business in London to Deputy Mayor The Spiegeltent StageNaeem Aslam • Rajesh Agrawal • Mélisande Mual GDPR, PSD2: Data, droids and drama The High Wire StageDr. Louise Beaumont • Nilixa Devlukia • Matthew Gardiner • Geoffroy Goffinet • Kai Schmitz

11:25am BST

First you get the platform, then you get the data, then you get the money The Flying Trapeze StageAdrian Hausser Autonomous Robots and Learning in Human-AI Interaction The AuditoriumManuela Veloso Who wants to be a Payments Millionaire? The Arena StageSimon Black • Lola Adebanji • Russ Barenboym • Eelco Dettingmeijer • Anil Hansjee

11:35am BST

The balance of fear: Cybercrime does not follow regulation The Carousel StageBenjamin Särkkä

11:40am BST

Big banks: You’re not laughing now The Ringside StageNikolay Storonsky Building a billion dollar business The Spiegeltent StageChloé James • Kristo Käärmann • Mélisande Mual Building technology for your customers The Flying Trapeze StageDave Birch • Spencer Spinnell

11:45am BST

The Future of Banks: AI, Blockchain, and Other Tech Changing Our Money and Our World The AuditoriumClara Durodié • Xen Baynham-Herd • Daniel Kornitzer • Carlos Kuchkovsky • Moshe Selfin

11:55am BST

The next step for Speedinvest The Lion’s Den StageStefan Klestil From strategy to technology, do you need a complete overhaul? The Carousel StageJonas Ljungqvist • Diederick van Thiel • Urvashi Zutshi

12:00pm BST

Digital transformation at the C Level The Ringside StageLiz Lumley • Diane S. Reyes Radical changes in banking: The bunq perspective The Spiegeltent StageAli Niknam How Southeast Asia's #1 FinTech platform banks millions of unbanked The Flying Trapeze StageReuben Lai

12:05pm BST

Biometrics 2.0 The Arena StageStephen Ritter • Nick Dryden Money20/20 Startuppitch 2018 Part 2 The Lion’s Den Stage

12:15pm BST

Inside the mind of an ethical hacker The Carousel StageMarten Mickos • Peter Yaworski Around the world (of blockchain) in 80 days The High Wire StageJudith Rinearson • Vic Arulchandran • Mary Beth Buchanan • Greg Medcraft • Thomas Moser • Remington Ong

12:20pm BST

Exclusive announcement: Creating a European payments champion The Spiegeltent Stage Platforms, payments and partnerships across regions The Flying Trapeze StageProf. Ben Shenglin • Florence Diss • Victor Kim • Li Wang • Elias Yazbeck

12:25pm BST

A new vision for the future of banks and FinTechs The Ringside StageKristo Käärmann • Pierre-Antoine Vacheron

12:30pm BST

From dismal to delightful: Using location intelligence to create better digital banking experiences The Arena StageKen Hart

12:35pm BST

Artificial Ears and Eyes: Natural Language Processing Techniques For Financial Regulation Management The AuditoriumPetros Zerfos Cyber security in the trenches and across borders The Carousel StageNoemie Papp • Carsten Ahrens • Thomas Bostrøm Jørgensen • Max Laemmle • Corrado Lonati

12:40pm BST

Intimate fireside chat The Spiegeltent StageConstantij van Oranje One year on: NewBanking The Lion’s Den StageStefan Klestil • Christian Visti-Larsen

12:45pm BST

People, data and the evolution of business: Why big tech's exponential growth could be under threat! The Ringside StageDerek White • Josh James Nonprofit Companies: Experiments in Business Model Hacking The Arena StageMelanie Rieback

12:55pm BST

Computer Says Yes: Frustration-Free and Ethical AI The AuditoriumDr. Pedro Bizarro

1:00pm BST

Chairperson’s closing remarks The Spiegeltent StageMélisande Mual Startuppitch Winner Announcements The Lion’s Den Stage Payments race teaser video The Arena Stage Is Europe China’s innovation lab? The Flying Trapeze StageMelissa Guzy • Maximilian Tayenthal

1:05pm BST

Blockchain, digital assets and reimagining global payments The Ringside StageSimon Taylor • Brad Garlinghouse

1:15pm BST

Innovation in an evolving industry The AuditoriumArjun Kharpal • José Manuel Barroso

2:15pm BST

Nuno and The Woz: Technology, Money, and the Future of Everything The Big Top StageNuno Sebastiao • Steve Wozniak

2:45pm BST

Finding our voice – the future of conversational commerce The Big Top StageKate Russell • Ann Cairns

3:05pm BST

Business reincarnation: A sign of the times The Big Top StageBob van Dijk • Laurent le Moal

3:25pm BST

Identity at your service The Big Top StageDave Birch • Ted Oorbals

4:10pm BST

The machine stops – what’s happening and what’s hype? The High Wire StageClaire Calmejane Chairperson’s opening remarks The Spiegeltent StageElizabeth Kleinveld • Elizabeth Kleinveld The merchant perspective – voicing the voiceless The Flying Trapeze StageChloé James Digital Transformation: Innovation and infrastructure The Ringside StageChris Skinner Preventing pitfalls and designing for trust The Carousel StageMonica Monaco

4:15pm BST

Industry Announcements The Lion’s Den Stage Designing for disruption The Spiegeltent StageDerek White Merchant voices: Friction points for global retailers The Flying Trapeze StageMark Horwedel • Elizabeth Amend • Troy Carrothers • Robert Herzig • Reed Luhtanen Two bulls and a bear: What's next for artificial intelligence in financial services? The High Wire StageDave Birch • Terry Cordeiro • Clara Durodié • Emma Strömfelt • Prof. Markos Zachariadis FinTech Insider Live @ Money20/20 The Arena StageDavid M Brear • Sam Maule • Simon Taylor • Jeff Tijssen

4:20pm BST

FinTechs and banks partner for new opportunities: CollectAI announces partnership The Lion’s Den StageMirko Krauel Moving from legacy infrastructure: Success stories and key learnings The Ringside StageAndreas Hahn The intersection of data and design in creating digital products The Spiegeltent StageElena Alfaro How to deal with trust and customer consent in a cynical and scrutinised world The Carousel StageConny Dorrestijn • Chia Brewin • Linda Buss • Caroline Louveaux • Daria Rippingale

4:30pm BST

Dorsum presents My Wealth The Lion’s Den StageImre Rokob

4:35pm BST

Using Open Banking to drive digital transformation: A first-hand account from OTP The Ringside StageFerenc Böle • Lu Zurawski

4:40pm BST

Clinc with Barclays and IsBank makes announcements and shares vision of AI for customer experiences The Lion’s Den StageHilda Jenkins • Dr. Jason Mars • Ceren Sayar • Sevtap Turkeroglu

4:50pm BST

Introducing the Premier ID concept: outperforming 1 error in 1 billion The Lion’s Den StageChristophe Remillet • Kelly Richdale Together we aspire, together we achieve The Spiegeltent StageMarisol Menéndez • José Ferrer • Panos Skliamis • Guy Ziv Banking as a service: What does the bank of the future look like? The Ringside StagePascal Bouvier • Christoffer Hernaes • Oliver Hughes • Edward Maslaveckas • Luke Weston

4:55pm BST

Offline payments still need to be ‘invisible’ The Flying Trapeze StageLaurent Milchior • Roelant Prins How to exploit data under new regulatory frameworks The Carousel StageElias Baltassis • Gorkem Koseoglu • Serena Smith

5:00pm BST

Decentralizing the management of digital identities: Introducing the Trust ID Network The Lion’s Den StageAbbas Ali • Amélie Triolet 15 Questions in 15 minutes: Ask me anything about AI The High Wire StageDavid Shrier

5:10pm BST

AI powered Surveillance for the Financial Markets and Transactions The Lion’s Den StageCristina Soviany

5:15pm BST

Beyond the chatbot: The future of conversational AI The High Wire StageDr. Jason Mars Data: Collecting Intelligence The Spiegeltent StageNacho Villoch • Felipe García Better payment flows on platforms: Booking.com and Stripe The Flying Trapeze StageDuco van Lanschot • Daniel Marovitz

5:20pm BST

Empowering SMEs in Eastern Europe with iyzico The Lion’s Den StageBarbaros Özbugutu

5:30pm BST

Together we disrupt! The Spiegeltent StageMarisol Menéndez Money20/20 Welcome Party Amstelpark

8:30am BST

Data without borders The Spiegeltent StageChris Skinner • Joaquín Ayuso • Lupina Iturriaga • Antti-Jussi Suominen

9:00am BST

Market leading announcements from the freshest FinTech faces! The Lion’s Den StageIan Hooper Start-ups working with corporates: Fostering innovation or making everyone mediocre? The Carousel StageCarrie Osman Could blockchain technology prevent another Cambridge Analytica? The Ringside StageSimon Taylor Bringing innovation to financial services The Arena StageElizabeth Kleinveld Chairperson’s opening remarks The Spiegeltent StageFabian Vandenreydt Dear Shareholders… The Flying Trapeze StageDr. Louise Beaumont The state of RegTech: Boardroom considerations The High Wire StageMike Zehetmayr

9:05am BST

Kaspersky Lab pushes the fight against fraud to the next level The Lion’s Den StageAlessio Aceti ICOs will disrupt the angel investor model – should you be afraid or excited? The Carousel StageMarc P. Bernegger • Pascal Bouvier • Michael Jackson • Jalak Jobanputra • Miriam Neubauer

9:10am BST

Creating an environment for collaboration to shape the future of commerce The Arena StageHuw Davies • Riten Gohil • Michael Rolph • Jonathan Vaux It’s hip to be Square: Open Q&A on PIN on Glass The Spiegeltent StageAndrew Jamieson • Sam Quigley We.trade: Creating standardisation, collaboration and consensus across banks The Ringside StageSimon Taylor • Raphael Barisaac • Chantal Van Haute • Roberto Mancone • Parm Sangha • Joost Volker

9:15am BST

Bud announces important development for the future of Open Banking The Lion’s Den StageJamie Campbell Developing the global Open Banking standard The Flying Trapeze StageGavin Littlejohn C-Level overview: How to foster a successful collaboration between banks and FinTechs The High Wire StageDiana Paredes • Craig Donaldson

9:25am BST

Real time worldwide: Worldpay and Visa take real time payments global The Lion’s Den StageMike Lemberger • Spiros Theodossiou

9:30am BST

Spotlight on the UK: Hot news from the frontier of Open Banking The Flying Trapeze StageDr. Louise Beaumont • Imran Gulamhuseinwala • Dr. Bill Roberts Planning to add value amidst ICO hype - KodakONE The Spiegeltent StageMatthew Gardiner • Matthew Walker A to B and back again: ING builds the future of mobility with Ride Cloud and Invisible Payments The Arena StageStephan Romp • Roxana Saraby • Remco van der Veer

9:35am BST

EMV 3-D Secure 2.0 - Enhancing security and user experience in e-commerce The Lion’s Den StageVinicius Carvalho Disrupting from within: Can corporates think like start-ups? The Carousel StageSigridur Sigurdardottir

9:40am BST

RegTech: The regulatory perspective The High Wire StagePatrick Pinschmidt • Nick Cook

9:45am BST

Major announcement from Finastra The Lion’s Den StageMartin Haering

9:50am BST

PSD2 and Open Banking: Collaboration in reality The Flying Trapeze StageDarren Foulds • Jim Magats From concept to proof: Leveraging blockchain technology for trade finance The Ringside StageDaniel Cotti • Becky Taylor Start-ups working with corporates, is there a secret sauce and how might regulation affect the recipe? The Carousel StageJeff Hindle • Izabella Gabowicz • Mung Ki Woo The Curious Case: Should banks accept their fate as dumb pipes? The Spiegeltent StageGhela Boskovich • Megan Caywood • Dr. Leda Glyptis • Drew Graham • Gavin Littlejohn

9:55am BST

Handover in Live Product Demos The Lion’s Den StageIan Hooper

10:00am BST

The missing layer for kid-friendly banking The Lion’s Den StageLior Bornshtain Inside the FinTech ecosystem and innovation process created by Crédit Agricole The Arena StageEric Benrey • Benoît Bourdin • Matthias Vanoni • Xavier Vaslin

10:05am BST

Building the smart thinking money platform The Flying Trapeze StageFrank Jan Risseeuw From beyond the headlines to under the bonnet; the mechanics of the blockchain The Ringside StageVincent Everts • Marc van der Chijs • Pradeep Goel • Jeremy Millar • Andy Zondervan

10:10am BST

Personalising the banking experience through psychology and machine learning The Lion’s Den StageIgor Volzhanin RegTech: Behind the headlines The High Wire StageMichael Treskow • Anastasia Dokuchaeva • Matt Smith CVC Strategy Panel: Accelerate growth and maximise ROI – is there a vision for a shared future? The Carousel StageMatteo Rizzi • Ruth Blader • Manuel Silva Martínez • Patrick Meisberger • John O'Dwyer

10:20am BST

Fourth industrial revolution: It takes an ecosystem to enable IoT commerce The Lion’s Den StageUrs Gubser Transactional finance API: Keeping banks at the heart of lending The Flying Trapeze StageStephen Lindsay • Tony McLaughlin

10:30am BST

Monetising digital content with DLT technology: How do we bring in the underbanked? The Lion’s Den StageDavid Putts Live Demo: Making Compliance Sexy The High Wire StageRalf Huber • Ravina Mutha

10:40am BST

Chairperson’s closing remarks The Spiegeltent StageFabian Vandenreydt

11:10am BST

The research that’s moving the dial The Lion’s Den StagePaul Rodgers Chairperson’s opening remarks The Spiegeltent StageFabian Vandenreydt Solving for identity The High Wire StageGhela Boskovich Innovations in lending and credit: Business model transformation, threats and opportunities The Carousel StagePhilip Clarke The journey continues… The Arena StageElizabeth Kleinveld How elastic is your brand? How to talk and listen in an Open Future The Flying Trapeze StageNick Farnhill • Nicolai Gerard Decentralising power is the only truly transformative element of the blockchain, everything else is just hype The Ringside StageMarcus Swanepoel • James Carlyle • Marieke Flament • Mike Kelly • Ajit Tripathi

11:15am BST

The Bank of the Future: Who Are the Winners and Losers Around the World? The Lion’s Den StageRonit Ghose How FinTechs have rebuilt the four foundations of banking The Arena StageDrew Graham

11:20am BST

IndiaStack: India's data empowerment leapfrog The High Wire StageNikhil Kumar SME lending, where do the banks fit into this puzzle? The Carousel StageMarcel Gerritsen Leapfrogging as a bank: Building your own challenger The Spiegeltent StageChris Skinner • David M Brear • Liesbeth Rigter • Marko Wenthin

11:30am BST

Who’s winning in the mobile banking app landscape: Key insights, benchmarks and trends The Lion’s Den StageMark O'Keefe Turning bank IT into a business model – a cultural transformation The Flying Trapeze StageJoris Hensen • Miles Jack

11:35am BST

Leading with identity: From good practice to regulatory requirement The High Wire StageSunil Gossain The PoCTalk: The ins and outs of POCs that really deliver The Arena StageGabrielle Inzirillo

11:40am BST

Disrupting SME lending, we’re just getting started The Carousel StageRob Moffat • Dr. Matthias Knecht • Alex Prot • Federico Travella

11:45am BST

Highlights from the 12th Annual Advanced Payments Report: Developments, innovation, and disruption in the world of payments The Lion’s Den StageSamee Zafar

11:50am BST

Cutting through the noise – strategies to entice FinTechs into your fold The Flying Trapeze StageAnna Irrera • Sofia Ericsson • Reetika Grewal Why I write The Spiegeltent StageEmma Pearce • Dr. Leda Glyptis Commercialising through technology The High Wire StageBianca Lopes • Kris de Ryck • Philippe Vallée DLT: Reinventing the economy The Ringside StageOliver Bussmann • Lisa Nestor • Dominik Schiener

11:55am BST

Creating, innovating and revolutionising: 10 years of Open Innovation The Arena StageJosé Ferrer • Marisol Menéndez • Ignacio Gil Puertolas • Antti-Jussi Suominen

12:00pm BST

Is the digital-only hype starting to come off the boil? The Lion’s Den StageVictoria Bateman

12:10pm BST

Core Banking is not sexy, but it is hot The Spiegeltent StageErik Drijkoningen • Don Ginsel Rise of the Planet of the APIs: Data centricity The Flying Trapeze StageShamir Karkal • Henrique di Lorenzo • Christoph Rieche • Hiroki Takeuchi • Marko Wenthin Breaking the compromise between security and convenience The High Wire StagePeter O'Neill • Clive Bourke • Christian Fredrikson • Dr. Tamaz Georgadze • Nathalie Oestmann • Frances Zelazny Securely opening up financial data to create meaningful value propositions for lending The Carousel StageYusuf Ozdalga • Rajiv Chandna • Lucy Marie Hagues • Jaidev Janardana • Matthias Kröner

12:15pm BST

The digitization of payments... and how it’s driving competition The Lion’s Den StageWill Cross

12:20pm BST

Cryptocurrency, the central (bank) question The Ringside StageLawrence Wintermeyer • James Chapman • Martin Etheridge • Dr. Marius Jurgilas • Thomas Moser

12:30pm BST

Consolidating European payments: A strategic partnership announcement between Worldline and SIX The Lion’s Den StageMarc-Henri Desportes • Marco Menotti Changing the face of blockchain & ICO announcement The Spiegeltent StageLea Jakobiak

12:45pm BST

Chairperson’s closing remarks The Spiegeltent StageFabian Vandenreydt

1:45pm BST

Banking on the CX Factor - Customer experience drives loyalty. The Big Top StageSebastian Siemiatkowski

2:05pm BST

The Payments Race The Big Top StageGhela Boskovich

2:20pm BST

A Vision for Connected Commerce: Voice is the New Frontier The Big Top StageJohn Sullivan • Kelly Wenzel

2:40pm BST

Money is not a dirty word The Big Top StageDr. Leda Glyptis

3:00pm BST

Make technology great again. AGAIN The Big Top StageDr. Mary Aiken • Hennessy Echemendia • Ralph Echemendia

4:00pm BST

Payments and DLT: What you need to know The Lion’s Den StageRyan Frere Chairperson’s opening remarks The Spiegeltent StageMarisol Menéndez Taking next steps... The Arena StageMichael Dooijes The financial services revolution will not be televised The Carousel StageUrs Bolt Customer centricity starts with company culture The High Wire StageGhela Boskovich How can banks safely share and house datasets? The Flying Trapeze StageMaha El Dimachki Currency or commodity – how do we approach the shapeshifter that is crypto? The Ringside StageSara Feenan • Teana Baker-Taylor • Patrick Byrne • Amos Meiri • David Schwartz

4:05pm BST

Your bank will be a platform The Spiegeltent StageLupina Iturriaga Evolution of Payment Technologies: Delivering Unique Value The Lion’s Den StageMasaki Yokawa The ‘Start Path’ to success: How Mastercard works with startups to create real partnerships The Arena StageVincent Alimi • Christer Holloman • Amy Neale

4:10pm BST

My next partnership – this time I won’t screw it up! Six lessons learnt on partnering up with FinTechs The Carousel StageEwan MacLeod CX, UX & ROI – Why customer centricity is commercial The High Wire StageLaurent Nizri • Arnaud Crouzet • Rob Frohwein • Dr. Nieke Martens • Wincie Wong

4:20pm BST

Connecting blockchains as the final step for mass adoption of cryptocurrencies The Lion’s Den StageJulian Hosp Startup Pitches: Beyond the Boundaries in FinTech The Spiegeltent StageMauro Ayala • Matthew Commons • Armando Kuroda • Panos Skliamis • Jorge Soto Will regulation catalyse bank innovation and spur new business models (or will nothing really change?) The Flying Trapeze StageAmos Kater • Kristian Luoma • Ruchir Rodrigues • Rick Striano

4:30pm BST

The secret sauce: Why combining digital and physical is key to developing unique customer experiences The Carousel StagePaul Riseborough

4:35pm BST

Unveiling the Potential of Direct Carrier Billing – the payment method that everybody holds in hand. The Lion’s Den StageBettina Sommer Shooting for the moon: Creating new products using Danske Bank’s agile development strategy The Arena StageYlva Palmqvist • Lars Sjögren

4:40pm BST

How should crypto be regulated? The Ringside StageJudith Rinearson • Yuko Kawai • Richard Teng

4:45pm BST

Beyond Digital: Dawn of the platform economies The Carousel StageEli Rosner Beyond the boundaries in FinTech The Spiegeltent StageMarisol Menéndez • Mauro Ayala • Matthew Commons • Chris Fragkos • Lupina Iturriaga • Armando Kuroda • Jorge Soto

4:50pm BST

It’s terminal – building for the customer of the future The High Wire StageJacob de Geer Lost in Transaction in 2018 The Lion’s Den StageOscar Nieboer

5:00pm BST

The squeezed middle – Can mid-sized banks thrive in the digital world and are they the FinTechs’ real best friend? The Carousel StageAlessandro Hatami • Diego Ferreiro • Leanne Kemp • Rishi Khosla • Elena Lieskovska • Carlos Sanchez Will there be a PSD3? What should we be lobbying for? The Flying Trapeze StageXiaodong Guo • Shachar Bialick • Julie Connor • Dr. Gianluca D’Imperio • Monica Monaco

5:05pm BST

And Now What? The Spiegeltent StageMarisol Menéndez Crypto Regulation: The Three Reasons Why Japan Leads The Way The Lion’s Den StagePavel Matveev Cooking up results and driving innovation: Digital transformation for merchants The High Wire StageRyan Farley • Jennie Wright

5:10pm BST

ICO crystal ball – with buzzword bingo and beers! The Ringside StageSam Maule • Oliver Bussmann • Paul Menchov • Matthew Roszak • Robert Wiecko

5:20pm BST

The Joint Fintech Formula: Corporates + Startups = Payments Innovation The Lion’s Den StageAmy Neale • Bruce Parker

5:25pm BST

Business accounts, a challenger bank perspective The High Wire StageAnne Boden

7:00pm BST

Money20/20 Street Takeover Reguliersdwarsstraat

8:30am BST

Smart data for better decision making The Spiegeltent StageSam Maule • Felipe García • Yaniv Levi • Jorge Soto

9:00am BST

Knowledge from the Battlefield The Lion’s Den StageSusanne Chishti Chairperson’s opening remarks The Spiegeltent StageSurabhi Nimkar Is self-sovereign identity the way forward for financial services? The Carousel StageDave Birch New business models for cross border The High Wire StageGary Conroy Is the price of maturity in financial services regulatory oversight? The Ringside StagePatrick Pinschmidt Big, small, structured and unstructured – ignore the data deluge at your peril! The Flying Trapeze StageBeatriz Sanz Skills in an AI world The Arena StageTram Anh Nguyen

9:05am BST

My phoenix moment The Lion’s Den StageChloé James • Conny Dorrestijn

9:10am BST

The way ahead: Investing in blockchain to facilitate industry disintermediation in cross border The High Wire StagePromoth Manghat How Payment data is changing the future of retail The Flying Trapeze StageJörn Leogrande Revolution and collaboration: regulating innovation in an ever-changing landscape The Ringside StageAnna Wallace It’s your data (isn’t it?) The Carousel StageDave Birch • Andre Boysen • Katryna Dow • Roger Haenni • Emma Lindley • Jacoba Sieders

9:20am BST

No borders, no masters, just blockchain The High Wire StageJoe Tusin Making an impact on the media The Arena StageDanny Calogero • Dr. João Freitas • Lea Jakobiak • Denis Kiselev • Sara Koslinska • Joy Macknight

9:25am BST

Building disruptive products The Lion’s Den StageChloé James • Lamine Cheloufi Placing data at the heart of your strategy – innovation at the C level The Flying Trapeze StageProf. Annemieke Roobeek Are sandboxes broken? The Ringside StageElias Ghanem • Mirèl ter Braak • Stig Johansson • Anna Wallace

9:30am BST

Finding international standards in X Border payments – can it be done? The High Wire StageMatthias Setzer Ask me anything about: The future of bitcoin, blockchain and cryptocurrency The Spiegeltent StageLawrence Wintermeyer • Erik Voorhees

9:45am BST

So fresh and so clean – data in the back office The Flying Trapeze StageChristopher Mascaro Bringing revolution to a traditional family bank The Lion’s Den StageChloé James • Pietro Sella Better, faster, stronger – advances in real-time payments and correspondent banking The High Wire StageElena Whisler • Mike Steinharter • Karine Themejian • Joanne Towers • Gregory Vincent

9:50am BST

Making the most of your VC relationship The Arena StageDésirée E. Cachette

9:55am BST

From BigTech to big banking: Bridging the digital divide The Spiegeltent StageLiz Lumley • Mike Warriner

10:00am BST

Regulation in digital transformation initiatives in the Netherlands The Ringside StageConny Dorrestijn • Petra Hielkema Data dinosaurs – how advances in analytics and machine learning can prevent extinction The Flying Trapeze StageDharmesh Mistry • Jason Gardner • Daniel Kjellén • Dave O'Flanagan • Kathryn Petralia • Joaquín de Valenzuela Understanding digital identity The Carousel StageDave Birch • Paul Inglis

10:05am BST

Handover into Live Demos The Lion’s Den Stage

10:10am BST

Empowering data to win the battle against financial inertia The Lion’s Den StageLeitha Matz Making your marketing memorable The Arena StageChristine Bailey

10:20am BST

Next-generation mobile onboarding: ReadID verifies ePassports using NFC The Lion’s Den StageMaarten Wegdam Title TBC The Spiegeltent StageProf. Ben Shenglin RegTech – the investor perspective The Ringside StagePeter Stephens • Michael Gilroy • Ravi Kurani

10:25am BST

How blockchain is making instant cross-border payments a reality The High Wire StageJoy Macknight • Colin O’Flaherty • Marcus Treacher

10:30am BST

Pay it later: why partnerships are the key to retail transformation The Lion’s Den StageNathan Gill • James Hickson Making your own luck The Arena StageStuart Lacey

10:40am BST

Chairperson’s closing remarks The Spiegeltent StageSurabhi Nimkar

11:10am BST

Expanded horizons The Lion’s Den StageAdizah Tejani Chairperson’s opening remarks The Spiegeltent StageSurabhi Nimkar Bridging the gap of man and machine The Arena StageTon van't Noordende Pinpointing the POS – the payment everywhere revolution The Ringside StageKevin Emery Setting out an IoT payments roadmap The Flying Trapeze StageMichelle Evans Where’s the money: 10 trends shaping changing value chains The High Wire StageJordan McKee Start-up Tech Academy: Ensure your success in enterprise software The Carousel StageMurat Abur • Diana Paredes

11:15am BST

Simplifying the day to day banking experience in LatAm The Lion’s Den StageBoris Batine The empires strike back The Spiegeltent StageDavid M Brear • George Kelsey

11:20am BST

Cards in a mobile first world - an endangered species? The High Wire StageJohn Chaplin Developing a merchant wallet for the IoT The Flying Trapeze StageZanda Brivule Sales anywhere: Why the point of sale is no longer a POS The Ringside StageMary Kay Bowman The new normal: How will our customers use their money in the new economy? The Arena StageJibran Ahmed

11:30am BST

Faster Payments, Richer Data: New Payment Infrastructure ‘Down Under’ The Lion’s Den StageAdrian Lovney

11:35am BST

Pockets full of interchange? The High Wire StageJohn Chaplin • Andrew Mitchell Using algorithmic and human data analysis to optimize payment performance The Ringside StageNicolas Huss • Raphael Lajoux Irrationally Yours: Open Q&A with Dan Ariely The Spiegeltent StageEmma Pearce • Dan Ariely OTT & Telco – lessons for IoT payments The Flying Trapeze StageThomas Jul • Dr. Alexander Rusli

11:40am BST

AI will make banks AND FinTechs disappear The Arena StageDaniel Hegarty

11:45am BST

Overcome the biggest challenge of cross-border payments into & out of China The Lion’s Den StageRaymond Qu

11:50am BST

The Case for the Bank Digital Identity The High Wire StageScott Harkey Beyond friction – evolving POS propositions to meet retailers’ and consumers’ increasingly complex needs The Ringside StageDavid Parker • Mike Camerling • June Felix • Kim Vindberg- Larsen • Leo Nilsson • Amy Parsons Bank Tech Academy: Which technologies are fit for purpose and for your business model? The Carousel StageJosé Almeida • Steve Butcher • Aman Kohli

11:55am BST

30 startups, 1 token and a chance to disrupt VC The Spiegeltent StageNatasha Kyprianides • Ashwini Anburajan Have your cake and pay for it: New customer engagement channels and the IOT The Flying Trapeze StageMandy Killam • Ruth Brougham • Bill Gajda • Aldo de Jong • Daniel Kornitzer • Veronica Lange

12:00pm BST

Strategic opportunity or risk? Consumer data sharing preferences The Lion’s Den StageBob Hedges New financial ecosystems: building universal inclusion via blockchain The Arena StageSofie Blakstad

12:05pm BST

Linking the chains: Where is the value now and where is it going? The High Wire StageJordan McKee • John Chaplin • Scott Harkey • Andrew Mitchell

12:15pm BST

Chairperson’s closing remarks The Spiegeltent StageSurabhi Nimkar

1:35pm BST

WeChat Pay: Beyond Imagination The Big Top StageAshley Guo

1:55pm BST

The IndiaStack: Building blocks for a new digital economy The Big Top StageDr. Leda Glyptis • Nikhil Kumar

2:15pm BST

Changing habits, super-charging growth The Big Top StageLi Wang

2:35pm BST

Startup Pitch competition: The Final The Big Top StageKate McKenzie

2:55pm BST

How to build a company that makes us behave: The lemonade story The Big Top StageDan Ariely

4:00pm BST

PFM: Guiding the customer The Lion’s Den StageSuraya Randawa Next Generation Thought Leaders The Arena StageLea Jakobiak How black is the mirror really? The Flying Trapeze StagePaulina S. Tenner Is technology the great leveller for building a fairer future? The High Wire StageJeffrey Bower Workshop: GDPR and PSD2: Interactions and contradictions The Carousel StageMonica Monaco FinTech Family Feedback The Ringside StageDr. Louise Beaumont • Ghela Boskovich • Conny Dorrestijn • Don Ginsel • Dr. Leda Glyptis • Matteo Rizzi

4:05pm BST

Becoming a trusted partner in the life of your customer The Lion’s Den StageRicky Knox Looking to the future: Why it’s time to invest in FinTech Research The Arena StageAnette Broløs • Ronit Ghose • Prof. Fritz Henglein • Prof. Markos Zachariadis

4:10pm BST

The role of start-ups in driving financial inclusion in Europe The High Wire StageMarta Krupinska • Freddy Kelly • Norris Koppel Freaky Friday: What happens when investors have to pitch to founders? The Flying Trapeze StageCarrie Osman • Maex Ament • David Blumberg • Jon Bradford • Pedro Fonseca • Felicia Meyerowitz Singh • Luis Valdich

4:20pm BST

Next generation PFM: from personal finance management to proactive money management The Lion’s Den StageJosselin Hebert • David Sosna

4:30pm BST

The Business of doing Good in a changing economy The High Wire StageTara Nathan

4:35pm BST

Personalisation in Digital banking: What banks can learn from social media and big tech The Lion’s Den StageGeorg Ludviksson

4:45pm BST

Workshop: The asymmetry of Open Banking The Carousel StageClaire Maslen • Tim Richards

4:50pm BST

The world in debt: RegTech meets Machine Learning for new customer insight The Lion’s Den StageSally Taylor-Shoff Room 101: Dispelling innovation cliches The Arena StageVincent Everts • Dave Birch • Drew Graham • Ali Paterson Could AI mitigate the next financial crisis? The Flying Trapeze StageAlla Gil • Axel Apfelbacher • Tim Cerino • Justin Dickerson • Labhesh Patel • Richard Rivero Onboarding, verifying and unlocking the commercial potential of Europe’s un- and underbanked The High Wire StageBianca Lopes • Virraj Jatania • Husayn Kassai • John Erik Setsaas • Claire Wells

5:05pm BST

How a bricks-and-mortar retailer became a one-stop-shop partner for payment, KYC solutions and financing. The Lion’s Den StageHilmar Scheel