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Wednesday, June 6 • 9:25am - 10:00am
Are sandboxes broken?

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Sandboxes are being created across every country, but who is really benefitting? Does having a profusion of companies who wish to sandbox indicate that your policies are not working, and if so, what should be done about it? Sandboxes are the easiest and more visible way for regulators to get involved – real involvement or marketing involvement, yet to be defined – in the startup adventure. As FinTechs deal often with regulated processes, the government-driven sandbox is a great way to test the new solutions without jeopardizing the day-to-day business-as-usual. The risk is moving to a third dimension where everything is tested in the sandbox, good buzz is made about it as “a very progressive regulator allowing “almost” everything to be tested” but nothing or little is really brought to the real world, implemented and industrialize with the risk of changing the modus-operandi. The real opportunity is to use the sandbox for what is stands “a place to test fast and move out fast” to the real world where real problems, friction, hackers, and real regulations will make or break quickly any initiative tested in the safe environment of a sandbox.  What is the right approach to sandboxes: industry, international, or none of the above?

Moderators
avatar for Elias Ghanem

Elias Ghanem

Vice President FinTech, Capgemini
Elias is Capgemini FINTECH Vice President, with the mission to engage with Fintech scaleups to actively and efficiently connect them with Capgemini Financial Services clients.Elias is a payments expert and senior advisor, with 20+ years of industry experience at Visa and PayPal with... Read More →

Speakers
avatar for Mirèl ter Braak

Mirèl ter Braak

Senior Policy Advisor FinTech, Netherlands Authority for Financial Markets
Mirèl ter Braak currently holds the position of senior policy advisor within the Programme Team Innovation & Fintech at the Netherlands Authority for the Financial Markets (AFM). The AFM supervises the conduct of the entire financial market sector: savings, investment, insurance... Read More →
avatar for Stig Johansson

Stig Johansson

Head of Innovation Centre, Senior Market Conduct Supervisor, Finansinspektionen
- Heading the new innovation centre within Finansinspektionen (Swedish Financial Supervisory Authority). - Senior Supervisor on Market Conduct Supervision with focus on consumer credit and payment services. - Computer Scientist with 15 years’ experience from software development... Read More →
avatar for Anna Wallace

Anna Wallace

Head of Innovate, Financial Conduct Authority
Anna Wallace is the Head of Innovate at the Financial Conduct Authority (FCA). She was appointed in July 2017 and had previously been the Senior Manager of the FCA's Innovation Hub. Anna has worked at the FCA and its predecessor, the Financial Services Authority (FSA) since 2012... Read More →


Wednesday June 6, 2018 9:25am - 10:00am
The Ringside Stage