Money20/20 Europe

How can POS players deliver for their retailers? Is the appification of POS terminals and the idea that ‘it’s all just commerce’ the right framework for innovation, and how learnings can be meaningfully shared between on and offline to meet customers’ multichannel needs? PSD2 is going to have a major impact on how people pay, or so it is claimed.  Likewise Secure Customer Authentication some argue will be the death of frictionless payments for many businesses.  But how will retailers and acquirers adapt to the new and increasingly complex world, what innovations are we likely to see and what will the reaction of consumers be to regulators making payment journeys more painful?