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Monday, June 4
 

9:15am

9:20am

A platform to success: The open digital bank of the future
What does the future of banking look like, and does that future have a place for ‘traditional’ incumbents? ING has always been a step ahead when it comes to digital banking, but how does it remain relevant when fleet-footed fintechs and  Big Tech titans are setting the standard for what customers expect from financial services? In this keynote address, ING CEO Ralph Hamers shares his vision of the future, and explains the bold steps ING is taking to make that vision a reality. Those include a company-wide innovation approach and a way of working more in common with successful startups than banking behemoths. Ralph’s story goes from purpose to platforms, and from banking to beyond banking, taking in distributed ledger technology, fintech collaboration, Open Banking and even love – with a couple of exciting announcements thrown in for good measure.


Speakers
avatar for Ralph Hamers

Ralph Hamers

CEO, ING Group
Ralph Hamers was appointed as ING’s youngest-ever CEO and chairman of the Executive Board on 1 October 2013. He introduced ING’s Think Forward strategy, which aims to empower people in life and in business with a differentiating experience that is clear, easy and available anytime... Read More →


Monday June 4, 2018 9:20am - 9:40am
The Big Top Stage

9:40am

It’s about the customer, stupid
The proliferation of digital technologies is transforming customer expectations.  In the rush to get ahead, it is sometimes easy to lose focus on the core reason for developing a service: addressing the needs of customers.  In this session, Andy Maguire, Group COO HSBC, talks about how HSBC has structured its technology agenda around putting customers first, covering what it has learnt along the way in mobilising a digital organisation and how understanding expectations around robotics and platforms, to name just two examples, will be key to realising customer benefits.  Andy will also cover the bank’s work with fintech partners, including its Technology Advisory Board, as well as its own initiatives around the innovation agenda, and offer advice to those fintechs wanting to partner with banks on customer propositions.

Moderators
avatar for Stefan Dab

Stefan Dab

Senior Partner - Managing Director, The Boston Consulting Group
Stefan Dab is a Senior Partner and Managing Director, he is the Global Leader of BCG Payments and Transaction Banking activities, as well as a member of the Global Leadership team of the BCG Financial Services practice. Stefan is a world class expert in payments, working with leading... Read More →

Speakers
avatar for Andy Maguire

Andy Maguire

Group Managing Director & Group COO, HSBC
Andy Maguire is HSBC’s Group Chief Operating Officer leading operations, technology and corporate services for the bank.  Andy also leads HSBC’s chief operating officers who are responsible for the effectiveness and efficiency of the bank’s operations.A key focus for Andy and... Read More →


Monday June 4, 2018 9:40am - 10:00am
The Big Top Stage

10:00am

How data will change the world, again!
The shift to digital has fundamentally changed the way businesses operate and people live their lives, for good. The opportunities are immense, and yet so are the challenges this new data-driven universe creates. The backlash we see now against big tech is just one example of the complexity a digital world creates. So how do we manage, contain, strengthen and positively create data-driven organizations in the future?

Moderators
avatar for Louisa Bojesen

Louisa Bojesen

International Financial Journalist
Louisa Bojesen is best known as a familiar and trusted face, having fronted live, daily, TV programmes for CNBC. With the channel for 17 years, she hosted all the shows, including flagships ‘Squawk Box Europe’, ‘Today’s Biz’, ‘Power Lunch’ and ‘European Closing Bell... Read More →

Speakers
avatar for Carlos Torres Vila

Carlos Torres Vila

CEO, BBVA
Carlos Torres Vila (born in Salamanca, 24 February 1966) is the CEO of BBVA, a large global bank headquartered in Spain. He graduated with a B.S. in Electrical Engineering and a B.S. in Management from the Massachusetts Institute of Technology, where he later also earned a M.S. at... Read More →


Monday June 4, 2018 10:00am - 10:20am
The Big Top Stage

10:20am

The age of invisible payments
We are entering a new era in the history of money, an era when accessing your money and payment is embedded in everyday experiences. Secure, seamless and so simple, payments are increasingly invisible. Charlotte Hogg, Visa’s new CEO in Europe explores the implications: Infused with new data insights, the session illustrates the dramatic changes in consumer purchase behaviour, as well as the challenges and opportunities for the growing payments ecosystem. The session provides a fresh perspective, news from Visa and includes a dialogue with industry leaders and challengers.

Speakers
avatar for Charlotte Hogg

Charlotte Hogg

CEO Europe, Visa
Charlotte brings more than 25 years of experience in financial services, bank operations and management consulting to Visa. Most recently served as chief operating officer for the Bank of England, from 2013 to 2017. Prior to that role, she led retail distribution for Santander in... Read More →
avatar for Jim Magats

Jim Magats

Vice President, Global Payment Product & Engineering, PayPal
Jim Magats leads PayPal’s Global Payment Product and Engineering team, which focuses on availability, experience and scalability of how customers pay and receive money from their PayPal wallet. As part of his responsibility, Jim looks after the financial institution and payment... Read More →
avatar for Nikolay Storonsky

Nikolay Storonsky

CEO & Founder, Revolut
Nikolay is the Founder & CEO of Revolut, the digital banking app and fintech unicorn that has taken Europe by storm. In less than three years, Revolut has grown to almost 2m customers, processing $2b in volumes each month.


Monday June 4, 2018 10:20am - 10:45am
The Big Top Stage

11:15am

Chairperson’s opening remarks
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Chair
avatar for Mélisande Mual

Mélisande Mual

CEO, The Paypers
Mélisande Mual is publisher and owner of The Paypers, a global leading source of news and analysis for professionals in the global payments and ecommerce community. The Paypers is the one stop shop to go to for latest industry insights and knowledge acquisition. The portfolio of... Read More →

Monday June 4, 2018 11:15am - 11:20am
The Spiegeltent Stage

11:15am

Regulate 20/20 Opening Remarks
Regulation impacts our lives in countless ways, seen and unseen. These three immersive sessions, driven by audience participation, take the covers off the unseen and present different views on what is seen. With the colliding trends of technical and regulatory innovation coming to a head, there has never been a better time to explore these issues. Come prepared with questions and to interact in a 20/20 manner.

Chair
avatar for Sanjib Kalita

Sanjib Kalita

Editor in Chief, Money20/20

Monday June 4, 2018 11:15am - 11:20am
The High Wire Stage

11:15am

Security at the bleeding edge of technological innovation
Innovations in technology are breeding a crop of new companies who are looking to shake up the security ecosystem, leveraging AI, blockchain and more to create disruptive models to fight fraud and prevent crime. Join us in the Risky Business track to uncover the tips, tricks and tip top tech talent changing the face of security!

Chair
avatar for Marc Corbalan

Marc Corbalan

Vice President, Solutions Consulting, Vocalink Mastercard
Marc Corbalan brings with him over 15 years' data analytics and product experience. As Vice President, Solutions Consulting, Marc focuses on working with customers to craft analytics solutions that solve their problems, on product strategy and on the implementation of Vocalink Analytics... Read More →

Monday June 4, 2018 11:15am - 11:20am
The Carousel Stage

11:15am

Welcome to the AI Deep Dive
Feedzai CEO and Co-founder Nuno Sebastiao opens AI Deep Dive and sets the stage for why AI Deep Dive exists - as a forum for the top minds in our industry to show us the leading edge of how AI and new technology is disrupting the financial industry,and the future of money.

Speakers
avatar for Richard Harris

Richard Harris

EMCEE, Feedzai
A veteran in both the finance and technology industries, Richard is helping to lead Feedzai's global scaling. Before joining Feedzai, Richard held Vice President roles at both Experian and Accertify, during which time he built global sales teams and helped lead regional expansion... Read More →
avatar for Nuno Sebastiao

Nuno Sebastiao

Co-Founder & CEO, Feedzai
Based on his work at the European Space Agency, Nuno set out to use machine learning in novel ways. Fast forward to 2017, Nuno has been named an entrepreneur of the year from his alma mater, London Business School, as Feedzai has more than $32 million in venture funding, plans to... Read More →


Monday June 4, 2018 11:15am - 11:25am
The Auditorium

11:15am

Unlocking the future of payments, risk and authentication
After a successful debut in 2017, The Arena is back to bring you more of the ground-breaking thought leadership changing the face of the industry. Start your Monday off right by pushing the boundaries of payments, biometrics and security.

Chair
avatar for Sarah Hollinshead

Sarah Hollinshead

Group Head of Content & Editor, RFi Group
Sarah Hollinshead is Group Head of Content, as well as Editor of the UK Retail Banker, for global FS intelligence specialist and digital media provider, RFi Group. Sarah oversees all content and management of RFi Group events across the globe, producing on average 100 events per year... Read More →

Monday June 4, 2018 11:15am - 11:25am
The Arena Stage

11:15am

How Chinese and US platform providers are moving from their core business models into payments and financial services
Over the last few years, global ecommerce companies have aggregated millions of customers and are now complimenting their core business with payments and other banking services. China has become a leader in payments leveraging their online platforms with mobile payments but also additional services including P2P payments, lending, money market services, as well as wealth management products. The Chinese behemoths are now expanding their reach globally.  In the US, the story is similar, with the proliferation of Amazon Pay, Apple Pay, Venmo offering cashless alternative payments and financial services to their customers.

Chair
avatar for Melissa Guzy

Melissa Guzy

Co-Founder & Managing Partner, Arbor Ventures
Melissa is the Co-founder and Managing Partner of Arbor Ventures. Prior to founding Arbor Ventures, Melissa was Managing Director and Head of VantagePoint Asia, a $4.5 billion venture capital firm based in Silicon Valley with offices in Beijing, Shanghai and Hong Kong. As a thought... Read More →

Monday June 4, 2018 11:15am - 11:25am
The Flying Trapeze Stage

11:15am

Money20/20 Startuppitch 2018 Part 1
It’s back for the third year in a row! Watch our hand-picked start-ups from the Money20/20 Academy battle it out in front of a live audience and a panel of investors – who will be crowned the winner of 2018? You’ll have to attend to find out.

Speakers
avatar for Nicolas Brand

Nicolas Brand

Partner, Lakestar

Judge
avatar for Carolina Brochado

Carolina Brochado

Partner, Atomico
Carolina is a Partner at Atomico based in London. She works on sourcing, evaluation and due diligence of global investments. Carolina focuses on fintech, consumer / retail, and marketplaces. She works with several of Atomico portfolio companies including Lendinvest, Farmdrop and Uniplaces... Read More →
avatar for Don Ginsel

Don Ginsel

CEO & Founder, Holland FinTech
Don Ginsel is Founder and CEO of Holland FinTech, driving forward global financial innovation, with a strong base in Amsterdam. Before that he was founder of Principe Management, an investor and capital search firm for early stage ventures, as well as mentor and coach through several... Read More →
avatar for Tricia Kemp

Tricia Kemp

Co-Founder & General Partner, Oak HC/FT
Oak HC/FT Co-Founder & General Partner Patricia Kemp has 15 years of experience as a venture capitalist investing in transformative companies and entrepreneurs. | | In 2014, Patricia, along with Annie Lamont and Andrew Adams, launched Oak HC/FT, a venture capital fund investing in... Read More →

Chair
avatar for Stefan Klestil

Stefan Klestil

Partner, SpeedInvest
Stefan is Partner at Speedinvest, an early-stage tech fund with offices in Vienna and Silicon Valley. At Speedinvest, he is responsible for FinTech investments across EMEA and takes a very hands-on approach to support founders on strategy, busdev and corpdev. He has 20 years of experience... Read More →

Monday June 4, 2018 11:15am - 11:55am
The Lion’s Den Stage

11:20am

Digital Transformation: Culture, collaboration and competition
Join us to cover product life cycles, time to market, and how banks and FinTechs are benchmarking innovation.

Speakers
avatar for Benoît Legrand

Benoît Legrand

Chief Innovation Officer, CEO ING Ventures, ING
Benoît Legrand (49) began his career as an investment banker at Bank Bruxelles Lambert in 1994, before it became ING Belgium. He rejoined the Group a few years later, after founding his own start-up company in retail distribution. | | Benoît has an extensive international experience... Read More →

Chair
avatar for Benoît Legrand

Benoît Legrand

Chief Innovation Officer, CEO ING Ventures, ING
Benoît Legrand (49) began his career as an investment banker at Bank Bruxelles Lambert in 1994, before it became ING Belgium. He rejoined the Group a few years later, after founding his own start-up company in retail distribution. | | Benoît has an extensive international experience... Read More →

Monday June 4, 2018 11:20am - 11:35am
The Ringside Stage

11:20am

Securing trust, trusting security
Technology can make the world a better place. People take it for granted, but for only as long as they trust it. How do we safeguard the journey for all by securing the technology that underpins it?

Speakers
avatar for Ajay Bhalla

Ajay Bhalla

Chief Security Solutions Officer, Mastercard
Ajay Bhalla is chief enterprise security solutions officer for Mastercard. He leads the team that develops solutions to ensure the safety and security of our products and services for consumers, merchants, partners and governments around the world. Ajay serves on the company's management... Read More →


Monday June 4, 2018 11:20am - 11:35am
The Carousel Stage

11:20am

From building a FinTech business in London to Deputy Mayor
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Moderators
avatar for Naeem Aslam

Naeem Aslam

Columnist, Forbes
A former hedge fund trader with over 10 years of experience in investment banking, Naeem is a regular guest with all tier one media such as CNBC & Bloomberg. He is also a columnist with Forbes, where he plays a role of influencer by covering Fintech and blockchain. Naeem has also... Read More →

Speakers
avatar for Rajesh Agrawal

Rajesh Agrawal

Deputy Mayor of London for Business, Mayor of London
Rajesh Agrawal is the Deputy Mayor of London for Business. Born in India, Rajesh moved to London in 2001. As an entrepreneur he founded RationalFX in 2005, and Xendpay in 2014, both companies utilising technology to reduce the cost of international money transfer for businesses and... Read More →

Chair
avatar for Mélisande Mual

Mélisande Mual

CEO, The Paypers
Mélisande Mual is publisher and owner of The Paypers, a global leading source of news and analysis for professionals in the global payments and ecommerce community. The Paypers is the one stop shop to go to for latest industry insights and knowledge acquisition. The portfolio of... Read More →

Monday June 4, 2018 11:20am - 11:40am
The Spiegeltent Stage

11:20am

GDPR, PSD2: Data, droids and drama
It is no surprise that the droids R2D2 and C3PO have been the only major characters represented in every Star Wars movie. The importance of data, which drives them, provided high drama. Most recently, GDPR and PSD2 have raised the prospect of a new consumer-centric dawn. This panel will bring the drama with a deep view of these regulatory initiatives.

Moderators
avatar for Dr. Louise Beaumont

Dr. Louise Beaumont

Chair, Open Banking & Payments, techUK
Dr Louise Beaumont has a number of perspectives on the Open Future: As Strategic Advisor to the Publicis Groupe and their clients on Open Banking, imagining the Open Future that consumers and small businesses deserve. As Co-Chair of techUK’s Open Banking & Payments Working Group... Read More →

Speakers
avatar for Nilixa Devlukia

Nilixa Devlukia

Seconded National Expert (Payments), EBA
Nilixa has many of experience in the payments sectors both in industry and as a regulator. In her role at the FCA Nilixa is a Technical Specialist for Payments within the Policy Banking and Payments team at the FCA. Nilixa joined the FCA in May 2013 from Barclays’ in house Corporate... Read More →
avatar for Matthew Gardiner

Matthew Gardiner

CEO, Catch London
Matthew Gardiner is the founder of Catch London. He advises FinTechs, VCs & Tier I banks on AI, cryptocurrencies & RegTech.Matthew previously worked in PwC’s Global Financial Services practice. He has recently spoken at CSFI, Next Money, Google, TenCent, Alipay, Finnovasia, FinTech... Read More →
avatar for Geoffroy Goffinet

Geoffroy Goffinet

Deputy Director Authorizations Directorate, ACPR - Banque de France
Geoffroy Goffinet is Deputy Director of Authorizations Directorate at the Autorité de Contrôle Prudentiel et de Résolution, a position he assumed in September 2016. The ACPR Authorisation department is covering the whole financial sector including banks, investment firms, insurance... Read More →
avatar for Kai Schmitz

Kai Schmitz

Principal Investment Officer, IFC
Kai Schmitz is Investment Lead for the Global FinTech Investment Group of IFC, the largest Fintech investor in emerging markets. He is responsible for equity and debt investments in emerging market Fintech companies, with focus on Payments and Online Lenders. In Latin America, he... Read More →


Monday June 4, 2018 11:20am - 12:15pm
The High Wire Stage

11:25am

First you get the platform, then you get the data, then you get the money
Business drives technology, right?  Well, seemingly not any longer. Several proven mega examples around the world are proving the exact opposite! Establishment of a technical foundation and marketplace platform which then gains true mass user acceptance and in turn creates an abundance of consumer data is proven and viable. With extensive use of AI / machine learning the data can be mined to identify completely new business offerings from deep data patterns; dynamically refined and retested. New business that is not just ‘evolutionary' but creating completely new business offerings and models. These data-loaded platforms exist and are rapidly empowering both business growth and new models, with trade barriers dropping further as markets expansion becomes easier. Combine the explosion of new world enablers including convergence of crypto and blockchain into the regulated mainstream, plus rapid marketplace platform partnering techniques, then you have a compelling formula to reach the tipping point and takeover of traditional markets owners, globally. The results are real, the end vision is clear, and the roadmap is rapidly being successfully executed.

Speakers
avatar for Adrian Hausser

Adrian Hausser

CEO, PayX International Ltd
A results driven international Payments Industry Executive, Group CEO, Market Analyst, Entreprenuer and Investor with over 30 years multi-faceted background in execution around Financial Services. Specialities include business adaption/transition/innovation including creating new... Read More →


Monday June 4, 2018 11:25am - 11:40am
The Flying Trapeze Stage

11:25am

Autonomous Robots and Learning in Human-AI Interaction
Manuela Veloso leads the Machine Learning Department at Carnegie Mellon University, driving research focused on artificial intelligence (AI) and robotics. Veloso and her students research on autonomous robots, in particular mobile service robots that navigate multi-floor buildings and interact with humans and learn from their experience. Veloso will present work on the concrete CoBot service robots that autonomously navigate in the university office buildings, being able to integrate the understanding of sensory data, decision making, and actuation. In addition to responding to pick-up-and-delivery task requests from humans, the CoBot robots interact with humans in a symbiotic autonomy way, in which they overcome their limitations by asking for help from humans. Furthermore they are able to explain their autonomous experience in response to human queries. Veloso will present her work as a new challenging human-AI interaction, which can be of relevance in a wide variety of domains.

Speakers
avatar for Manuela Veloso

Manuela Veloso

Head of Machine Learning, Carnegie Mellon University
Manuela M. Veloso is Herbert A. Simon University Professor in the School of Computer Science at Carnegie Mellon University, where she is the Head of the Machine Learning Department. She researches in Artificial Intelligence, Robotics, and Machine Learning. She founded and directs... Read More →


Monday June 4, 2018 11:25am - 11:45am
The Auditorium

11:25am

Who wants to be a Payments Millionaire?
Join PPRO and a star-studded cast of leading payments brands in this interactive gameshow, hosted by CEO Simon Black. The show will focus on the e-payments evolution across Europe, with contestants competing for a grand prize of €2020 for their charity of choice. Come and find out for yourself what the right answers are in terms of cards interchange, PSD2, open banking and e-wallets. What kind of impact can really be expected for online payment methods in Europe? Will there be fragmentation or consolidation? Who will be the winners and losers? Who will be the next Money 2020 Payments Millionaire? Don’t miss out.

Moderators
avatar for Simon Black

Simon Black

CEO, PPRO
Simon Black is an accomplished business executive with over 25 years’ international experience. He is highly regarded within payments, leading two of the industry’s success stories over the last 10 years. Simon joined PPRO Group as CEO in March 2015. This followed a decade with... Read More →

Speakers
avatar for Lola Adebanji

Lola Adebanji

EMEA eCommerce Lead, Citi
Lola is responsible for eCommerce strategy for Citi’s Payments & Receivables business in EMEA (Europe, Middle East & Africa). Her role entails building out cash management propositions to support clients’ eCommerce growth plans and promoting thought leadership with clients on... Read More →
avatar for Russ Barenboym

Russ Barenboym

Sr. Director of Global Initiatives and Partnerships, Samsung Electronics
Russ Barenboym joined Samsung Electronics in September 2016 to lead global partnerships for Samsung Pay and other services. He comes with more than ten years of global payments expertise in developing strategy, partnerships and products at Fortune 50 companies.  In... Read More →
avatar for Eelco Dettingmeijer

Eelco Dettingmeijer

VP Business Development EMEA, Worldpay
Eelco Dettingmeijer is Vice President Business Development for the EMEA region at Worldpay. Eelco manages a team of Business Development Managers executing Worldpay’s global commercial growth strategy.Eelco has six years experience in the payments industry and has spent the last... Read More →
avatar for Anil Hansjee

Anil Hansjee

Head of Ventures & Corp Dev, EMEA, PayPal
Anil has been an active investor in fintech and media industries leading corporate development efforts in EMEA for PayPal, Google and Modern Times Group and investing with various venture funds (Mojo.capital, IDG Ventures and Firestartr.co), since 2002.Today, Anil runs PayPal's EMEA... Read More →


Monday June 4, 2018 11:25am - 12:05pm
The Arena Stage

11:35am

The balance of fear: Cybercrime does not follow regulation
Laws and regulation do not apply to the cybercriminals, yet the people tasked with catching the bad guys need to follow a higher standard. Technology while constantly evolving won’t solve the fundamental issues with cybersecurity. What can everyone do to help?

Speakers
avatar for Benjamin Särkkä

Benjamin Särkkä

Head of Nordea It-Security Incident Response Team, Nordea
Benjamin Särkkä is a passionately curious person, who now heads the Nordea IT Security Incident Response Team (NITSIRT), he cracked his first password as an 8 year old, and has been trying to learn as much as possible about how computers and the world works ever since.


Monday June 4, 2018 11:35am - 11:55am
The Carousel Stage

11:40am

Big banks: You’re not laughing now
Speakers
avatar for Nikolay Storonsky

Nikolay Storonsky

CEO & Founder, Revolut
Nikolay is the Founder & CEO of Revolut, the digital banking app and fintech unicorn that has taken Europe by storm. In less than three years, Revolut has grown to almost 2m customers, processing $2b in volumes each month.


Monday June 4, 2018 11:40am - 12:00pm
The Ringside Stage

11:40am

Building a billion dollar business
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Moderators
avatar for Chloé James

Chloé James

Broadcast Presenter, Sky News – Business & Group Media Director, RFi Group
Chloé James is Group Media & PR Director and Editor of the Australian Retail Banker and Global Retail Banker, for global business intelligence and digital media provider, RFi Group.  In 2016, she began hosting live national programmes for Sky News - Business, ‘Business Success... Read More →

Speakers
avatar for Kristo Käärmann

Kristo Käärmann

CEO & Co-Founder, TransferWise
TransferWise is a new kind of financial company for people and businesses that travel, live and work internationally. It’s the fairest, easiest way to manage your money across borders. With a simple money transfer platform and Borderless accounts, it makes managing your money quick... Read More →

Chair
avatar for Mélisande Mual

Mélisande Mual

CEO, The Paypers
Mélisande Mual is publisher and owner of The Paypers, a global leading source of news and analysis for professionals in the global payments and ecommerce community. The Paypers is the one stop shop to go to for latest industry insights and knowledge acquisition. The portfolio of... Read More →

Monday June 4, 2018 11:40am - 12:00pm
The Spiegeltent Stage

11:40am

Building technology for your customers



Moderators
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →

Speakers
avatar for Spencer Spinnell

Spencer Spinnell

Managing Director, Consumer Payments Platform, Google
Spencer is the Managing Director of Consumer Payments Platforms within the Retail Shopping Payments Partnership Business Development organization. He is responsible for leading cross¬-functional engagement across Google and Alphabet companies to bring new consumer payments products... Read More →


Monday June 4, 2018 11:40am - 12:00pm
The Flying Trapeze Stage

11:45am

The Future of Banks: AI, Blockchain, and Other Tech Changing Our Money and Our World
Take it from those who know best: banking is in a revolution as new techologies -- including AI, blockchain, and more -- upend the way money is moved, stored, and secured. From getting in front of key movements, to using technology to gain competitive advantages, panelists from some of the world's leading financial and tech companies give their insight on the future of banking.

Moderators
avatar for Clara Durodié

Clara Durodié

Chief Executive, Cognitive Finance Group
Clara Durodié is a business technologist with Board level experience and an expert in applied artificial intelligence in financial services. She has served in leadership roles in European asset and wealth management in the UK, Switzerland and Luxembourg. Clara is the CEO of Cognitive... Read More →

Speakers
avatar for Xen Baynham-Herd

Xen Baynham-Herd

Chief economist, Blockchain
Xen Baynham-Herd is Head of Strategy & Lead Economist at Blockchain. Previous to joining Blockchain Xen was a Director at UBS, managing a structural asset portfolio and derivatives trading book. He was also a business lead and specialist for balance sheet innovation related to block... Read More →
avatar for Daniel Kornitzer

Daniel Kornitzer

Chief Business Development Officer, Paysafe
Daniel Kornitzer serves as EVP and Chief Business Development Officer of Paysafe Group plc. In this role, he is responsible for developing strategic partnerships for Paysafe designed to meet customer needs and grow new revenues. He is also a decision maker in Paysafe M&A activities... Read More →
avatar for Carlos Kuchkovsky

Carlos Kuchkovsky

CTO, New Digital Business, BBVA
Carlos is the CTO of New Digital Business at BBVA, and Board member at Hyperledger and Alastria. He has experience leading global teams, using the latest technologies to create new products, solutions, and systems. Prior to NDB, he led BBVA’s Open Platform, Banks as a Service, Financial... Read More →
avatar for Moshe Selfin

Moshe Selfin

COO & CTO, Credorax
Moshe brings with him over 15 years of entrepreneurship and innovation in both startups and large corporates. Previously Credorax's Chief Revenue Officer and before that, Chief Marketing Officer, Moshe spearheaded the company's sales, branding and go-to-market strategy, leveraging... Read More →


Monday June 4, 2018 11:45am - 12:00pm
The Auditorium

11:55am

The next step for Speedinvest
Speakers
avatar for Stefan Klestil

Stefan Klestil

Partner, SpeedInvest
Stefan is Partner at Speedinvest, an early-stage tech fund with offices in Vienna and Silicon Valley. At Speedinvest, he is responsible for FinTech investments across EMEA and takes a very hands-on approach to support founders on strategy, busdev and corpdev. He has 20 years of experience... Read More →


Monday June 4, 2018 11:55am - 12:05pm
The Lion’s Den Stage

11:55am

From strategy to technology, do you need a complete overhaul?
By 2025 substantial shifts in risk management will be expected. The structural trends that are driving many of these substantial shifts stem from multiple sources. Regulation will continue to broaden and deepen as public sentiment becomes less and less tolerant of any appearance of preventable errors and inappropriate business practices. Simultaneously, customers’ expectations of banking services will rise and change as technology and new business models emerge and evolve. Risk functions will also have to cope with the evolution of newer types of risk (e.g., model, contagion, and cyber)—all of which require new skills and tools. Fortunately, evolving technology and advanced analytics are enabling new products, services, and risk-management techniques, while de-biasing approaches that improve decision making will help risk managers make better choices about risks. However, the risk function of the future will probably be expected to deliver against all these requirements and deal with these trends at a lower cost, because banks will in all likelihood have to reduce their operating costs substantially. Join this session to understand how to place risk management at the centre of your business though adopting an ‘assume you have been compromised’ mentality toward future threats.


Speakers
avatar for Jonas Ljungqvist

Jonas Ljungqvist

Chief Risk Officer, Ikano Bank
Working as CRo for Ikano Bank since 2013. Previously held senior positions within risk at SEB in Stockholm and Frankfurt. MSc in Engineering Physics.
avatar for Diederick van Thiel

Diederick van Thiel

CEO, Advicerobo
Serial European fintech entrepreneur Diederick van Thiel is CEO of AdviceRobo since 2013. AdviceRobo has offices in London and Amsterdam, is the European market leader in psychographic credit and innovative risk scoring. Also he is non-exec with Ikano bank and about to finish his... Read More →
avatar for Urvashi Zutshi

Urvashi Zutshi

Head of Credit Risk, Program Lending, Abn Amro
Urvashi is a and economist by training and senior financial services executive by trade with 20 years international experience in Asia, Europe and the US in marketing, client relationship, risk and operations. She has a proven ability to lead and recruit a talented, cross cultural... Read More →


Monday June 4, 2018 11:55am - 12:15pm
The Carousel Stage

12:00pm

Digital transformation at the C Level
An unparalleled opportunity to uncover how modern bank CEOs are leading the digital transformation charge. Top down transformation is the name of the game, and flexing to digital demands so much more than implementing new technologies.

Moderators
avatar for Liz Lumley

Liz Lumley

Global FinTech Commentator, Girl, Disrupted
Liz Lumley is a global specialist commentator on global financial technology or 'FinTech' She has spent over 20 years working in the financial technology space, most recently as Managing Director at Startupbootcamp FinTech London and as an editor at financial services and technology... Read More →

Speakers
avatar for Diane S. Reyes

Diane S. Reyes

Group General Manager. Global Head of Liquidity & Cash Management, HSBC
Diane S Reyes was appointed to Group General Manager in February 2015. Since September 2011, she has been the Global Head of Liquidity and Cash Management, a multi-billion dollar business operating across five regions and over 50 countries and territories. She is responsible for over... Read More →


Monday June 4, 2018 12:00pm - 12:20pm
The Ringside Stage

12:00pm

Radical changes in banking: The bunq perspective
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Speakers
avatar for Ali Niknam

Ali Niknam

CEO, Bunq
Ali Niknam (1981) is CEO and founder of bunq. He was born in Canada and raised in Iran. During his studies Computer Science at TU Delft, he became a successful entrepreneur with his web hosting company TransIP. He founded bunq in 2012 and managed to get the first banking permit issued... Read More →


Monday June 4, 2018 12:00pm - 12:20pm
The Spiegeltent Stage

12:00pm

How Southeast Asia's #1 FinTech platform banks millions of unbanked
Southeast Asia and its more than 600 million people is one of the youngest and fastest growing regions in the world, yet 75% of its people still do not have bank accounts. Grab, the region's largest internet platform has used its data to bank millions of users. Jason Thompson, Managing Director of Grab Financial shares how the platform intends to create income for 100 million people in Southeast Asia by the end of 2020.


Speakers
avatar for Reuben Lai

Reuben Lai

Senior Managing Director, Grab Financial
Reuben Lai is the Senior Managing Director, Co-Head of Grab Financial Group, where he oversees Grab's payments and financial services businesses in Southeast Asia, outside of Indonesia, to drive financial inclusion for the middle economy. He leads Grab Financial's open ecosystem strategy... Read More →


Monday June 4, 2018 12:00pm - 12:20pm
The Flying Trapeze Stage

12:05pm

Biometrics 2.0

Businesses, keen to drive digital transformation, have long walked the tightrope between incorporating new features and introducing new risks. Biometrics has helped mitigate this trade-off and empowers businesses to future-proof their systems against ever-evolving cyberattacks, streamline existing processes, and improve the customer experience.

 

Despite this progress, there are regular news stories of biometrics being subverted—fingerprints reproduced using HD images, and hackers and researchers hard at work attempting to fool facial recognition systems, iris scanners, and every other biometric technique.

 

New biometric techniques are being pioneered—vein recognition, facial expressions, ear shape and even chip implantation—but what of convenience? Do people see chip implantation as no big deal, or a sci-fi transhumanist nightmare? Finger vein recognition may be more secure, but is it sustainable for businesses to require more hardware to take payments?

 

What will drive the type and uptake of biometrics in the future? Will convenience or privacy limit what people are prepared to use? Or will security prevail, demanding ever-more sophisticated technologies in the arms race against hackers?


Moderators
avatar for Stephen Ritter

Stephen Ritter

Chief Technology Officer, Mitek
A pioneering force in applying machine learning to today’s most challenging business problems, Stephen’s expertise spans Internet security, facial analytics and identity.Prior to joining Mitek as CTO, Stephen lead technology for Emotient, a deep learning facial analytics startup... Read More →

Speakers
avatar for Nick Dryden

Nick Dryden

CEO, Sthaler Ltd
Nick Dryden founded Sthaler to create a new way to pay. No cards. No cash. No phone. No hassle. He developed VeinID technology, in partnership with Hitachi. The biometric puts identification and payment at your fingertips. Infrared light maps the pattern of veins in your finger. This... Read More →


Monday June 4, 2018 12:05pm - 12:30pm
The Arena Stage

12:05pm

12:15pm

Inside the mind of an ethical hacker
The image of a hacker is constantly evolving. Once villainized by mainstream media, we’ve seen a cultural shift that has positioned hackers as an asset for today’s leading organizations. Globally, companies and governments are now leveraging the ethical hacker community to enhance their security portfolio before cybercriminals are able to exploit vulnerabilities. In this session, Shopify and HackerOne cybersecurity and hacking experts will discuss this evolution. Learn what motivates a hacker, how they think, common security mistakes, and top questions for your organization to consider before inviting hackers to test your security landscape.

Speakers
avatar for Marten Mickos

Marten Mickos

CEO, HackerOne
Marten Mickos is the CEO of HackerOne, the leading provider world-wide of hacker-powered security. Previously Marten was the CEO of Eucalyptus Systems, acquired by Hewlett-Packard where he served as head of the cloud business. Marten was the CEO of MySQL AB from 2001 to 2008. He served... Read More →
avatar for Peter Yaworski

Peter Yaworski

Application Security Engineer, Shopify
Peter (Pete) Yaworski is an Application Security Engineer at Shopify, ethical hacker and author of Web Hacking 101 and Real-World Bug Hunting. As an active member of the bug bounty community, he has reported bugs to Twitter, Airbnb, HackerOne, Yahoo, Salesforce, the United States... Read More →


Monday June 4, 2018 12:15pm - 12:35pm
The Carousel Stage

12:15pm

Around the world (of blockchain) in 80 days
Jules Verne’s classic novel, “Around the World in 80 Days” took Phileas Fogg, and readers, around the world on a 20k bet to see if it could be done in 80 days. Would the bet today have been done in cryptocurrency? How amazed would Phileas have been with the range of blockchains and dramatically varied viewpoints about their regulation? This session will lift the Fogg on this important new sector.

Moderators
avatar for Judith Rinearson

Judith Rinearson

Partnet, K&L Gates LLP
Judith Rinearson is an attorney who is a recognized authority in the laws of prepaid cards and emerging payment products. As a Partner at the global law firm Bryan Cave LLP, Judie leads the firm’s Payments Group which covers the full gamut of payment products, from checks and money... Read More →

Speakers
avatar for Vic Arulchandran

Vic Arulchandran

COO, Nivaura
Vic is the COO and co-founder of Nivaura, a UK based regulated FinTech startup who issued the worlds first automated legally compliant cryptocurrency denominated financial instruments cleared and settled entirely on public blockchain infrastructure as part of the UK's FCA regulatory... Read More →
avatar for Mary Beth Buchanan

Mary Beth Buchanan

General Counsel, Kraken
avatar for Greg Medcraft

Greg Medcraft

Director, OECD
Greg Medcraft is Director of the Directorate for Financial and Enterprise Affairs of the OECD since November 2017 contributing guidance, strategy and support for the Directorate’s policy and standard-setting work.Mr. Medcraft has extensive experience working on financial markets... Read More →
avatar for Thomas Moser

Thomas Moser

Alternate Member of the Governing Board, Swiss National Bank
Thomas Moser is Alternate Member of the Governing Board and Deputy Head of Department I of the Swiss National Bank since the beginning of 2010. The scope of business of Department I includes Economic Affairs, International Affairs, Statistics, Legal Services, and Communications.   Before... Read More →
avatar for Remington Ong

Remington Ong

Partner, Fenbushi Capital
Remington Ong is a partner at Fenbushi Capital, one of the earliest and most active blockchain-focused venture capital firms, where he has managed investments into over 40 leading startups around the world leveraging blockchain technology to disrupt a wide range of industries. He... Read More →


Monday June 4, 2018 12:15pm - 1:10pm
The High Wire Stage

12:20pm

12:20pm

Platforms, payments and partnerships across regions
Looking at the development of platforms in different regions and how new products and services are being developed; differentiation and similarities across the regions; commercial and collaboration opportunities

Moderators
avatar for Prof. Ben Shenglin

Prof. Ben Shenglin

Professor & Dean, Academy of Internet Finance,Zhejiang University &nFounder & Executive Director, International Monetary Institute, Renmin University of China
Before joining Zhejiang University as a full-time professor in May 2014, Dr. Ben served in financial services firms like ABN AMRO, HSBC and lastly JP Morgan Chase as CEO, JP Morgan Chase Bank (China) Co Ltd.Dr. Ben is well-trusted advisor to public and private organizations. He is... Read More →

Speakers
avatar for Florence Diss

Florence Diss

Head of EMEA Commerce Partnerships, Google
Florence heads Google’s EMEA Commerce product partnerships, with focus on Payments. In her ten years at Google she has covered a range of different product partnerships from Maps and Geo to Wallet and Ads, helping launch products as diverse as Google Ocean, Google Transit, Local... Read More →
avatar for Victor Kim

Victor Kim

Vice President, Global Service Business Operation, Samsung Electronics
Victor Kim, as Vice President for Service Business Operation, oversees global expansion of key service products from HQ for 1) Mobile Payment (Samsung Pay), 2) AI based voice assistant (Bixby), and 3) Internet of Things (SmartThings) and has over 20+ years of Digital Payment experience... Read More →
avatar for Li Wang

Li Wang

Head of EMEA, AliPay
Li Wang joined the Alibaba Group after ten years with McKinsey & Company advising leading consumer goods and travel companies in US, Europe and Asia.She has played multiple leadership roles within the Alibaba Group, starting as the Group Head of International Strategy before moving... Read More →
avatar for Elias Yazbeck

Elias Yazbeck

MEA Head, Financial Services & Payments, Facebook
Elias Yazbeck is the Head of Finserv Partnership and Market Development at Facebook EMEA. He drives the strategy and Financial Services partnerships across the region, helping to empower people, businesses and communities to grow and be more prosperous by enabling payment and commerce... Read More →


Monday June 4, 2018 12:20pm - 1:00pm
The Flying Trapeze Stage

12:25pm

A new vision for the future of banks and FinTechs
In an era where banks and FinTech companies seemed on the warpath, the end of the banking sector as we know it has been predicted over and over. Banks have tried to reinvent themselves, new players have been acquired, but there is a third way now the cold war between the two is over: a warm embrace.

Speakers
avatar for Kristo Käärmann

Kristo Käärmann

CEO & Co-Founder, TransferWise
TransferWise is a new kind of financial company for people and businesses that travel, live and work internationally. It’s the fairest, easiest way to manage your money across borders. With a simple money transfer platform and Borderless accounts, it makes managing your money quick... Read More →
avatar for Pierre-Antoine Vacheron

Pierre-Antoine Vacheron

Executive Director Payments, Natixis
Pierre-Antoine Vacheron is heading the Payments Group of Natixis, one of the leading payments providers in Europe.Natixis brings together a high value range of payment and prepaid businesses and solutions, in-store and via internet and mobile. It supports retailers, corporates, local... Read More →


Monday June 4, 2018 12:25pm - 12:45pm
The Ringside Stage

12:30pm

From dismal to delightful: Using location intelligence to create better digital banking experiences
Today’s banking system needs to change: the traditional retail banking experience can be confusing, cumbersome and outdated. In short, retail banking can be a dismal experience for millions of people - and these are the lucky ones who have ready access to banking!Digital offers disruptive change. And location intelligence is one of the key factors to create compelling, convenient and intuitive banking experiences for hundreds of millions of users worldwide.Working with some of the leading challenger digital banks in Europe, Snowdrop Solutions and the Google Maps and Cloud Platforms help create new digital banking experience in the area of merchant reconciliation, fraud, and identity management. These new solutions reduce the confusion and complexity of traditional banking whilst providing new location-based insights. Our talk will explore in detail how location intelligence and related cloud computing tools are used today to create delightful digital banking experiences.

Speakers
avatar for Ken Hart

Ken Hart

CEO & Founder, Snowdrop Solutions Ltd
Ken Hart, CEO & Founder at Snowdrop Solutions, has over twenty years of expertise working with leading Silicon Valley and EU-based software companies. Based in London, Ken heads up the new business activities for Snowdrop and works alongside Google to set up innovative partnerships... Read More →


Monday June 4, 2018 12:30pm - 12:45pm
The Arena Stage

12:35pm

Artificial Ears and Eyes: Natural Language Processing Techniques For Financial Regulation Management
Speakers
avatar for Petros Zerfos

Petros Zerfos

Research Manager & Master Inventor, IBM Research
Petros Zerfos, Ph.D. is Research Manager of the Next Generation Applications group at the IBM Thomas J. Watson Research Center, leading a team of research staff members and senior software engineers on basic and applied research in machine learning applications and BigData systems... Read More →


Monday June 4, 2018 12:35pm - 12:55pm
The Auditorium

12:35pm

Cyber security in the trenches and across borders
We all know that the financial industry remains a top target for criminals, this has not changed. Only one thing has changed; bank robbers have turned their masks and weapons in for coding skills. Cyber-attacks are growing in number, size and sophistication. Among the dangerous weapons of choice are DDos attacks, Malware, Spyware, Phishing, just to name a few. But that’s not the only danger to be found. Also, the increased interconnectedness in the industry has generated multiple points of entry (cloud, mobile, IoT and artificial intelligence) which could turn out to be potential Achilles’ heels. With enough ammunition at their disposal, hackers have also more reasons to breach the walls of the financial system. Not only for money or personal data, but geopolitical factors are at the root of attack vectors. What does best practice and innovation look like in intelligence sharing? How can multiple stakeholders work together and embrace the tools, technologies and methodologies to stay ahead of the bad guys?

Moderators
avatar for Noemie Papp

Noemie Papp

Head of Digital & Retail, European Banking Federation (EBF)
In 2012 Noémie Papp joined the European Banking Federation. Noémie is head of Digital and Retail and leads the EBF strategy on digital and retail including on cloud computing, e-identification, data, FinTech, Payments, Cybersecurity, Blockchain etc.Prior to joining the EBF, Noémie... Read More →

Speakers
avatar for Carsten Ahrens

Carsten Ahrens

CEO, Giesecke+Devrient Mobile Security
Carsten Ahrens is Chief Executive Officer of Giesecke+Devrient Mobile Security GmbH. Having completed his studies in electrical engineering, he brings more than 20 years of experience in various management positions in national and international telecommunications and IT companies... Read More →
avatar for Thomas Bostrøm Jørgensen

Thomas Bostrøm Jørgensen

General Manages, EMEA, AllClear ID
Thomas Bostrøm Jørgensen joined AllClear ID as General Manager in 2016, where he leads the European arm of the world’s leading provider of data breach customer response.He was appointed to this role following AllClear ID’s acquisition of authentication expert Encap Security... Read More →
avatar for Max Laemmle

Max Laemmle

CEO & Founder, Fraugster
Max Laemmle is the Founder & CEO of Fraugster. Before founding Fraugster, he cofounded the payment gateway company Better Payment and was the product evangelist at the mPOS company SumUp.
avatar for Corrado Lonati

Corrado Lonati

CERT, Intesa Sanpaolo
His career primarily took place in information security with a deep focus on risk governance, starting with university researches, progressing in IBM Italy consulting services, where he had responsibilities for project and business goals achievement, staying steady in Intesa Sanpaolo... Read More →


Monday June 4, 2018 12:35pm - 1:15pm
The Carousel Stage

12:40pm

Intimate fireside chat
Speakers
avatar for Constantij van Oranje

Constantij van Oranje

Special Envoy, StartupDelta
Constantijn van Oranje leads StartupDelta as Special Envoy since July 2016, the accelerator for the startup ecosystem in the Netherlands and advises companies and the European Commission on their digital innovation strategies. He is a regular speaker at national and international... Read More →


Monday June 4, 2018 12:40pm - 1:00pm
The Spiegeltent Stage

12:40pm

One year on: NewBanking
A whole year has passed since the winner of the Startuppitch 2017 was announced. We catch up with NewBanking, the RegTech firm that took the judges by storm. What developments have they faced and what do they see looking ahead?

Moderators
avatar for Stefan Klestil

Stefan Klestil

Partner, SpeedInvest
Stefan is Partner at Speedinvest, an early-stage tech fund with offices in Vienna and Silicon Valley. At Speedinvest, he is responsible for FinTech investments across EMEA and takes a very hands-on approach to support founders on strategy, busdev and corpdev. He has 20 years of experience... Read More →

Speakers
avatar for Christian Visti-Larsen

Christian Visti-Larsen

CEO, NewBanking
Christian Visti is the CEO and cofounder of NewBanking, a FinTech company specialized in financial identity management, transaction monitoring and verification using blockchain as technological platform and redefining the ownership of personal verified data. NewBanking was listed... Read More →


Monday June 4, 2018 12:40pm - 1:00pm
The Lion’s Den Stage

12:45pm

People, data and the evolution of business: Why big tech's exponential growth could be under threat!
What are the tools to pull off a ceasefire between the two sides and transform it into a frictionless and productive relationship? You’ll hear the story of a successful fintech company on how they moved the dial and perception within the industry in order to power the broader payment infrastructure, and not just their own.

Moderators
avatar for Derek White

Derek White

Global Head of Customer and Client Solutions, BBVA
Derek White heads BBVA's Global Customer and Client Solutions area and leads the delivery of the digital transformation of the bank to support the achievement of BBVA's strategic purpose of bringing the age of opportunity to everyone.Customer abd Client Solutions includes the main... Read More →

Speakers
avatar for Josh James

Josh James

CEO & Founder, Domo
Josh founded Domo in 2010 to help CEOs and business decision makers across the company change the way they manage their business. Before founding Domo, Josh was the CEO of Omniture, which he co-founded in 1996 and took public in 2006; and from 2006-2009, he was the youngest CEO of... Read More →


Monday June 4, 2018 12:45pm - 1:05pm
The Ringside Stage

12:45pm

Nonprofit Companies: Experiments in Business Model Hacking
Speakers
avatar for Melanie Rieback

Melanie Rieback

Radically Open Security, CEO & Co-Founder
Melanie Rieback is the CEO/Co-founder of Radically Open Security, the world’s first nonprofit computer security consultancy company. She is also a former Assistant Professor of Computer Science at VU who performed RFID security research (RFID Virus and RFID Guardian), that attracted... Read More →


Monday June 4, 2018 12:45pm - 1:05pm
The Arena Stage

12:55pm

Computer Says Yes: Frustration-Free and Ethical AI
Speakers
avatar for Dr. Pedro Bizarro

Dr. Pedro Bizarro

Chief Science Officer, Feedzai
Pedro Bizarro is co-founder and Chief Science Officer of Feedzai. Drawing on a history in academia and research, Pedro has turned his technical expertise into entrepreneurial success as he has helped to develop Feedzai’s industry-leading artificial intelligence platform to fight... Read More →


Monday June 4, 2018 12:55pm - 1:15pm
The Auditorium

1:00pm

Chairperson’s closing remarks
Chair
avatar for Mélisande Mual

Mélisande Mual

CEO, The Paypers
Mélisande Mual is publisher and owner of The Paypers, a global leading source of news and analysis for professionals in the global payments and ecommerce community. The Paypers is the one stop shop to go to for latest industry insights and knowledge acquisition. The portfolio of... Read More →

Monday June 4, 2018 1:00pm - 1:05pm
The Spiegeltent Stage

1:00pm

1:00pm

Payments race teaser video
Monday June 4, 2018 1:00pm - 1:10pm
The Arena Stage

1:00pm

Is Europe China’s innovation lab?
Moderators
avatar for Melissa Guzy

Melissa Guzy

Co-Founder & Managing Partner, Arbor Ventures
Melissa is the Co-founder and Managing Partner of Arbor Ventures. Prior to founding Arbor Ventures, Melissa was Managing Director and Head of VantagePoint Asia, a $4.5 billion venture capital firm based in Silicon Valley with offices in Beijing, Shanghai and Hong Kong. As a thought... Read More →

Speakers
avatar for Maximilian Tayenthal

Maximilian Tayenthal

CFO & Founder, N26
Maximilian, born in Vienna, studied Business Administration, International Management and Law in Vienna, Rotterdam and Paris. He is also a Chartered Financial Analyst charterholder. Before founding N26, he worked as a strategy consultant with Booz & Company, assistant to the CFO in... Read More →


Monday June 4, 2018 1:00pm - 1:15pm
The Flying Trapeze Stage

1:05pm

Blockchain, digital assets and reimagining global payments
Moderators
avatar for Simon Taylor

Simon Taylor

Co-Founder, 11:FS
Simon is Co-Founder and Director of Blockchain at 11:FS. Previously at Barclays, he established the bank as one of the leaders in blockchain thought and action. Simon also serves as an advisor to central banks and governments, in addition to consulting the top 20 banks on blockchain... Read More →

Speakers
avatar for Brad Garlinghouse

Brad Garlinghouse

CEO, Ripple
Brad is the CEO of Ripple and a member of the Board of Directors. Prior to Ripple, Brad served as the CEO of file collaboration service Hightail. From 2009 to 2012 he was President of Consumer Applications at AOL and prior to that he held various executive positions at Yahoo! from... Read More →


Monday June 4, 2018 1:05pm - 1:30pm
The Ringside Stage

1:15pm

Innovation in an evolving industry
Europe is taking a leading role in more technologcially advanced world economy. Jose Manuel Barroso, Chairman of Goldman Sachs and former President of the European Commission, shares his visionary thoughts on leading through technological disruption. In fact, Mr. Barroso is in a unique position to share tools for making technology like AI the centrepiece of financial development.

Moderators
avatar for Arjun Kharpal

Arjun Kharpal

Technology Correspondent, CNBC
He heads up CNBC's technology coverage in EMEA, interviewing guests or offering analysis on "Squawk Box Europe" and "Street Signs", as well as writing a plethora of stories online. He writes extensively on the technology industry covering the latest trends and topics all the way from... Read More →

Speakers
avatar for José Manuel Barroso

José Manuel Barroso

Chairman, Goldman Sachs International
José Manuel Barroso is chairman of Goldman Sachs International. He joined Goldman Sachs in 2016 after a high profile career in EU and Portuguese politics. In 1999, Barroso was elected president of the Portuguese Social Democratic Party and became the leader of the opposition. In... Read More →


Monday June 4, 2018 1:15pm - 1:45pm
The Auditorium

2:15pm

Nuno and The Woz: Technology, Money, and the Future of Everything
Apple's famed Co-founder Steve Wozniak, often called the father of the personal computer, speaks about his past experiences helping to shape the evolution of the computer and his views on the growth of artificial intelligence. He is joined by Feedzai CEO Nuno Sebastiao on the Money20/20 main stage for this exciting session sure to inform and entertain with a mix of personal anecdotes, thoughts on the current state of technology,and predictions on the future of our connected world.

Speakers
avatar for Nuno Sebastiao

Nuno Sebastiao

Co-Founder & CEO, Feedzai
Based on his work at the European Space Agency, Nuno set out to use machine learning in novel ways. Fast forward to 2017, Nuno has been named an entrepreneur of the year from his alma mater, London Business School, as Feedzai has more than $32 million in venture funding, plans to... Read More →
avatar for Steve Wozniak

Steve Wozniak

Co-Founder & Fellow, Apple
A Silicon Valley icon and philanthropist for more than thirty years, Steve Wozniak has helped shape the computing industry with his design of Apple’s first line of products the Apple I and II. He also influenced the popular Macintosh. In 1976, Wozniak and Steve Jobs founded Apple... Read More →


Monday June 4, 2018 2:15pm - 2:45pm
The Big Top Stage

2:45pm

Finding our voice – the future of conversational commerce
People everywhere are abandoning the keyboard in favour of voice commands, voice recording and messaging. Whether it be the assistant in your pocket, on your kitchen counter or in your car dashboard the art of the conversation is far from dead! What does this mean for how we shop, subscribe, secure and more?

By 2025, conversational commerce will transform the shopping experience as we know it today into the next frontier of commerce. Hear from Ann Cairns about the future trends, the key drivers and the role of trust.

Moderators
avatar for Kate Russell

Kate Russell

Journalist
Journalist, reporter and author, Kate has been writing about technology and the Internet since 1995. She’s been a regular on BBC technology programme Click for over a decade and writes for National Geographic Traveller magazine. She also speaks at conferences and digital strategy... Read More →

Speakers
avatar for Ann Cairns

Ann Cairns

Vice Chairman, Mastercard
In her role as Vice Chairman Ann represents Mastercard around the world, focusing on inclusion, diversity and innovation. She plays the important role of senior ambassador and executive leader with a global remit and sits as part of the company’s global management committee.Prior... Read More →


Monday June 4, 2018 2:45pm - 3:05pm
The Big Top Stage

3:05pm

Business reincarnation: A sign of the times
The need to evolve and transform with agility and speed to stay ahead of the curve has always been a part of the financial services industry. The major difference today is the reducing length of these change cycles, in part due to the rapid proliferation of smart technologies and changing consumer behaviours. Business reincarnation is not optional, it is an imperative!

Investing and operating in more than 120 countries with entrepreneurship at its core, Naspers has become one of the largest and most successful tech investors in the world, with businesses spanning ecommerce, classifieds, online food delivery, edutech, video entertainment, and payments and fintech. PayU is Naspers’ payments and fintech arm. Bob van Dijk (Group CEO, Naspers) and Laurent Le Moal (CEO, PayU) will share their experiences of building and transforming technology businesses in high-growth markets, and discuss PayU’s three-pronged approach to building the best products and services for its customers.

Speakers
avatar for Bob van Dijk

Bob van Dijk

CEO, Naspers
Bob van Dijk was appointed chief executive of Naspers in April 2014. He joined the group as Allegro Group CEO in August 2013 and was promoted to CEO Global Transaction eCommerce in October 2013. He has over 10 years of general management experience in online growth business, mainly... Read More →
avatar for Laurent le Moal

Laurent le Moal

CEO, PayU
Laurent was appointed CEO, PayU in January 2016. He is responsible for global operations and brings extensive knowledge of digital payments and high-growth markets to PayU. He concluded an 11-year career at PayPal as Vice-President and General Manager for Continental Europe, where... Read More →


Monday June 4, 2018 3:05pm - 3:25pm
The Big Top Stage

3:25pm

Identity at your service
Imagine a world without the need for usernames, passwords or other access credentials; where your identity is the key that unlocks products and services anytime, anywhere. This is identity at your service. Join us for a ground-breaking keynote address in which Ted Oorbals, CEO of Biocryptology, and film star and tech ambassador, Antonio Banderas, launch their vision for a Brave New World of secure and frictionless biometric access. Moderated by renowned industry thought-leader David Birch, the panellists examine a future in which fraud is reduced and financial services companies are once again the trusted identifiers, empowering their clients to access any online or physical location using only their confirmed digital identity.

Moderators
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →

Speakers
avatar for Ted Oorbals

Ted Oorbals

CEO, Biocryptology
Originally from The Netherlands, Ted Oorbals (1968) is the CEO of Biocryptology. Ted is a creative strategist with a strong commercial and marketing background, focused on innovation. He has been an entrepreneur and business builder for 30 years and has started and turnaround various... Read More →


Monday June 4, 2018 3:25pm - 3:55pm
The Big Top Stage

4:10pm

The machine stops – what’s happening and what’s hype?
We're doing away with cliches and getting to the bottom of the AI revolution! Uncover the areas of real disruption in a series of hard-hitting sessions designed to demystify the hype.

Speakers
avatar for Claire Calmejane

Claire Calmejane

Risk Product Owner, Lloyds Banking Group
Claire is a leading figure in financial technology, and one of the only women in Financial News Fintech 40 Europe. Hired in 2012 by Lloyds Banking Group to shake-up the old ways of doing business, she enjoys working on projects that make a difference and benefit people. She set up... Read More →


Monday June 4, 2018 4:10pm - 4:15pm
The High Wire Stage

4:10pm

Chairperson’s opening remarks
Speakers
avatar for Elizabeth Kleinveld

Elizabeth Kleinveld

Partner Success Lead, Startupbootcamp Fintech & Cybersecurity
Elizabeth Kleinveld is a FinTech ecosystem builder linking various parties in the value chain from startups and scale-ups to regulators, investors and large corporates. Kleinveld spent twenty years working in the tech and banking sectors, has worked at Holland Fintech and joined Startupbootcamp's... Read More →

Chair
avatar for Elizabeth Kleinveld

Elizabeth Kleinveld

Partner Success Lead, Startupbootcamp Fintech & Cybersecurity
Elizabeth Kleinveld is a FinTech ecosystem builder linking various parties in the value chain from startups and scale-ups to regulators, investors and large corporates. Kleinveld spent twenty years working in the tech and banking sectors, has worked at Holland Fintech and joined Startupbootcamp's... Read More →

Monday June 4, 2018 4:10pm - 4:15pm
The Spiegeltent Stage

4:10pm

The merchant perspective – voicing the voiceless
Chair
avatar for Chloé James

Chloé James

Broadcast Presenter, Sky News – Business & Group Media Director, RFi Group
Chloé James is Group Media & PR Director and Editor of the Australian Retail Banker and Global Retail Banker, for global business intelligence and digital media provider, RFi Group.  In 2016, she began hosting live national programmes for Sky News - Business, ‘Business Success... Read More →

Monday June 4, 2018 4:10pm - 4:15pm
The Flying Trapeze Stage

4:10pm

Digital Transformation: Innovation and infrastructure
Chair
avatar for Chris Skinner

Chris Skinner

Chairman, The Financial Services Club
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling books Digital Bank, ValueWeb and its new sequel Digital Human. ValueWeb describes the impact of Fintech and how mobile and blockchain... Read More →

Monday June 4, 2018 4:10pm - 4:20pm
The Ringside Stage

4:10pm

Preventing pitfalls and designing for trust
Chair
avatar for Monica Monaco

Monica Monaco

Founder & Managing Director, TrustEuAffairs
Based in Brussels for the past 14 years, Monica Monaco is the founder and managing director of TrustEuAffairs. TrustEuAffairs advises its clients on Eu legislative relevant initiatives. Monica is a member of the Society of European Affairs Professionals (SEAP) since 2004, and served... Read More →

Monday June 4, 2018 4:10pm - 4:20pm
The Carousel Stage

4:15pm

4:15pm

Designing for disruption
Speakers
avatar for Derek White

Derek White

Global Head of Customer and Client Solutions, BBVA
Derek White heads BBVA's Global Customer and Client Solutions area and leads the delivery of the digital transformation of the bank to support the achievement of BBVA's strategic purpose of bringing the age of opportunity to everyone.Customer abd Client Solutions includes the main... Read More →


Monday June 4, 2018 4:15pm - 4:20pm
The Spiegeltent Stage

4:15pm

Merchant voices: Friction points for global retailers
What friction do major global retailers have with their providers? How can banks and card schemes work with them? Understand what the merchants want so you can apply it to your own strategy.

Moderators
avatar for Mark Horwedel

Mark Horwedel

CEO, Merchant Advisory Group
Mark Horwedel is a 40 year payments veteran having spent 20 years with 3 different regional debit networks (18 as CEO). Mark spent 10 years working in banks and credit unions and more recently 5 years at Walmart as Director of Payments. He has served as CEO of the Merchant Advisory... Read More →

Speakers
avatar for Elizabeth Amend

Elizabeth Amend

Senior Treasury Manager, Louis Vuitton NA, Inc. 
Elizabeth Amend, Senior Treasury Manager, Louis Vuitton North America, Inc.Elizabeth Amend serves as Senior Treasury Manager at Louis Vuitton North America, Inc. In this role Elizabeth is responsible for all Treasury matters for the Americas, covering the US, Hawaii, Canada, LATAM... Read More →
avatar for Troy Carrothers

Troy Carrothers

Senior Vice President, Kohl's Department Stores
With more than ten years leading the Credit and Customer Service Division at Kohl’s, Mr. Carrothers is responsible for leading Kohl’s credit card program, credit operations, service centers and risk management for payment acceptance in-store and on-line. These responsibilities... Read More →
avatar for Robert Herzig

Robert Herzig

Director of Customer Payments & Finance, Metro AG
Robert Herzig (50) studied Business Administration & Economics at the Universities of Augsburg and Valladolid (Spain). After his studies Robert Herzig started his career in 1992 at Bayerische Hypotheken- und Wechselbank (Munich) in the departments of Operations and Communication... Read More →
avatar for Reed Luhtanen

Reed Luhtanen

Senior Director of Global Treasury, Walmart Inc.
As Senior Director of Global Treasury, Reed Luhtanen has responsibility for Walmart’s payments-related public policy and public relations initiatives and, along with an internal leadership team, for establishing Walmart’s payments acceptance strategies. Reed has been with Walmart... Read More →


Monday June 4, 2018 4:15pm - 4:55pm
The Flying Trapeze Stage

4:15pm

Two bulls and a bear: What's next for artificial intelligence in financial services?
Artificial Intelligence is already transforming financial systems from fraud management to robo-advisors and personal finance assistants. What are two applications of AI tech you are bullish on? What is one application you are bearish on? We’ve asked four experts to prepare and present their three answers for you to scrutinise. Join these experts to identify which AI use cases have the biggest opportunities and vote on whose AI forecast you would bet on.

Moderators
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →

Speakers
avatar for Terry Cordeiro

Terry Cordeiro

Head of Product Management, Applied Sciences, Lloyds Banking
Terry is a regular conference speaker on topics such as Artificial Intelligence, Product Management and Customer Experience. He is fuelled by the belief that the right combination of insight, technology and customer experience can really change the way we go about our daily lives... Read More →
avatar for Clara Durodié

Clara Durodié

Chief Executive, Cognitive Finance Group
Clara Durodié is a business technologist with Board level experience and an expert in applied artificial intelligence in financial services. She has served in leadership roles in European asset and wealth management in the UK, Switzerland and Luxembourg. Clara is the CEO of Cognitive... Read More →
avatar for Emma Strömfelt

Emma Strömfelt

Head of Digital Innovation, Swedbank
Emma Strömfelt joined Swedbank in 2016 as Head of Digital Innovation after 10+ years leading multiple digital start-ups in the areas of gaming, e-commerce and travel. Her role today includes leading digital innovation, open banking and fintech partnerships for the Swedbank group... Read More →
avatar for Prof. Markos Zachariadis

Prof. Markos Zachariadis

Associate Professor, Warwick Business School, The University of Warwick
Markos Zachariadis is Associate Professor of Information Systems Management & Innovation at Warwick Business School and a FinTech Research Fellow at the Cambridge Centre for Digital Innovation (CDI), University of Cambridge. Markos' research sits at the cross section of economics... Read More →


Monday June 4, 2018 4:15pm - 5:00pm
The High Wire Stage

4:15pm

FinTech Insider Live @ Money20/20
End the first day of Money20/20 Europe on a high and catch the guys from 11:FS Fintech Insider for an exclusive podcast recording. Live and uncensored, expect truth bombs and mic drops on the hottest issues of the day.

Speakers
avatar for David M Brear

David M Brear

CEO & Co-Founder, 11:FS
David M. Brear is the Co-Founder and CEO at 11:FS. David has been immersed in the technology of financial services for as long as he’s been working and is consistently voted one of the most influential people in Banking, Insurance and Fintech by banks, his peers and a number of... Read More →
avatar for Sam Maule

Sam Maule

Managing Partner, 11:FS North America
Sam previously led the Digital and FinTech Practice at NTT Data Consulting focusing on both the Financial Service and Insurance market. He has over twenty years of experience working in the payments, mobile, and banking space across North America and Europe.  Sam also co-hosts the... Read More →
avatar for Simon Taylor

Simon Taylor

Co-Founder, 11:FS
Simon is Co-Founder and Director of Blockchain at 11:FS. Previously at Barclays, he established the bank as one of the leaders in blockchain thought and action. Simon also serves as an advisor to central banks and governments, in addition to consulting the top 20 banks on blockchain... Read More →
avatar for Jeff Tijssen

Jeff Tijssen

Head of Consulting, 11:FS
Jeff heads up the Consulting team at 11:FS, the challenger consultancy that builds, launches, and scales next generation banks and FinTech propositions.Prior to joining 11:FS he led FinTech and Partnerships at Capco, a global management and technology consulting firm.He sits on the... Read More →


Monday June 4, 2018 4:15pm - 5:15pm
The Arena Stage

4:20pm

FinTechs and banks partner for new opportunities: CollectAI announces partnership
Customer centricity is at the core of how traditional banks can benefit from FinTech know-how. Join collectAI as they announce a new partnership with a specialised German bank (also part of a larger European banking group). Learn how traditional banks and FinTech can partner to jointly thrive digital transformation by applying AI in the area of receivables management.

Speakers
avatar for Mirko Krauel

Mirko Krauel

CEO, collectAI
Mirko Krauel is CEO of collectAI since 2016. collectAI is a subsidiary of the Otto Group, Germany’s largest e-commerce retailer. With an international team of 35 people Mirko builds the new generation of receivables management based on an AI-driven technology. He is a fintech expert... Read More →


Monday June 4, 2018 4:20pm - 4:30pm
The Lion’s Den Stage

4:20pm

Moving from legacy infrastructure: Success stories and key learnings
As tech innovations accelerate, banks often struggle to keep pace. Hear from a bank who has successfully taken their infrastructure digital. There are many institutions out there, who – given current rules, regulations, market developments – are embarking on a payments transformation journey Understand which solutions are right for you, and what new products and services can be delivered in an Open Banking landscape.

Speakers
avatar for Andreas Hahn

Andreas Hahn

Program Manager, Credit Suisse
Andreas is a Program Manager and key change agent within the Global Payments Program at Credit Suisse overseeing the payments transformation agenda on the Swiss payments platform.Andreas is a recognized change lead, with 20+ years of experience within the banking industry, focused... Read More →


Monday June 4, 2018 4:20pm - 4:35pm
The Ringside Stage

4:20pm

The intersection of data and design in creating digital products
Speakers
avatar for Elena Alfaro

Elena Alfaro

Head of Data & Open Innovation, BBVA
Elena Alfaro is the Global Head of Data & Open Innovation in BBVA Group, which functions include the generation of machine learning algorithms that constitute the intelligence behind BBVA's digital products, as well as the transformation of BBVA's skills and culture into a data-driven... Read More →


Monday June 4, 2018 4:20pm - 4:50pm
The Spiegeltent Stage

4:20pm

How to deal with trust and customer consent in a cynical and scrutinised world
In recent months much as been said, taught and debated about GDPR: when is it applicable and to whom? How to build a ‘fine immune’ process? How to implement the law top to bottom in the organisation? However, the broader societal debate is quickly overtaking this narrow line of thinking. BADD (Big, Addictive, Anti-Competitive and Damaging to Democracy) behaviour puts every company under scrutiny and not only in the sharp visor of the regulator but of its entire – and active – user community, represented by politicians and activists. In this session we will focus on creating a much wider and strategic approach to GDPR, which is merely the beginning of many laws to come towards and approach that is consent centric and built on gaining and sharing trust with your audience. From compliance to societal acceptance. From vision to implementation – mind openers and takeaways.

Moderators
avatar for Conny Dorrestijn

Conny Dorrestijn

Founding Partner, BankiFi
Founding partner Conny Dorrestijn has worked in the international financial technology industry in a wide range of marketing and business development roles (Nixdorf, ACT, Clear2Pay, FIS) whilst at the same time developing study trips, projects and concepts around fintech and innovation... Read More →

Speakers
avatar for Chia Brewin

Chia Brewin

Director of Customer Development, Trunomi
Chia Brewin is Director of Customer Development at Trunomi, a RegTech which unlocks the power of customer data using consent and data rights management in compliance with global data privacy laws and EU GDPR. Chia joined Trunomi prior to its launch in 2014 with responsibility for... Read More →
avatar for Linda Buss

Linda Buss

Solution Manager, Nets AS
Linda is a card payment expert with +15 years of experience in the Nordic card payments domain. As a solution manager Linda is in the forefront developing payment solutions with existing and new customers.
avatar for Caroline Louveaux

Caroline Louveaux

Chief Privacy Officer, Mastercard
Caroline Louveaux is Assistant General Counsel, Privacy & Data Protection, International Markets, at MasterCard. She is responsible for MasterCard’s Privacy and Data Protection Programs in Europe, Asia-Pacific, Middle East and Africa as well as Latin and Central America. Caroline... Read More →
avatar for Daria Rippingale

Daria Rippingale

CEO, Billpro
Daria has been CEO of BillPro since 2012 and has lead the company’s expansion over multiple continents, while attaining the regulatory status and licensing to become a direct acquirer and fully passported Payment Institution across Europe. Daria is a solution focused business leader... Read More →


Monday June 4, 2018 4:20pm - 5:10pm
The Carousel Stage

4:30pm

Dorsum presents My Wealth
Dorsum presents My Wealth, a brand new wealth management mobile app and a new approach to self-service and hybrid advisory. New generations, like millennials have different expectations for wealth management than traditional customers. They are more likely to use digital channels for banking and prefer new forms of communication, like real time chat.

My Wealth uses a persona-based approach to provide a unique user experience called “adaptive UX”. With this technology My Wealth offers a highly customized service for different kinds of customers based on their extended MiFID II user profiles and AI-based behaviour analytics.

Speakers
avatar for Imre Rokob

Imre Rokob

Director of Business Development, Dorsum
Imre Rokob is the Director of Business Development of Dorsum, responsible for the company’s expansion to new international markets. He is an experienced PMP certified project leader with strong IT and financial knowledge. He managed several software implementation projects in Central... Read More →


Monday June 4, 2018 4:30pm - 4:40pm
The Lion’s Den Stage

4:35pm

Using Open Banking to drive digital transformation: A first-hand account from OTP
Bridging the past with the future: using Open Banking as the opportunity to drive digital transformation in a PSD2 world. Learn from a first-hand account of how one of the largest Central and Eastern European banks is preparing for the new payments ecosystem and tackling a full-scale digital transformation project.

Speakers
avatar for Ferenc Böle

Ferenc Böle

Director, OTP Bank Plc.
Böle Ferenc- OTP Bank, IT Project and International Subsidiary Governance DirectorateFerenc has started his career in 2001 at Ernst&Young and started to work in the banking industry in 2005 at K&H Bank. Then he was working for Ness Hungary as senior consultant, and CIB Bank where... Read More →
avatar for Lu Zurawski

Lu Zurawski

Practice Lead Retail Banking, ACI Worldwide
Lu lives in London with his wife and two teenagers – an evolving social media, payments and big data challenge.He develops digital payments propositions, particularly in the emerging fields of Open API, new access models and real time payments. Lu previously worked at the IT consultancy... Read More →


Monday June 4, 2018 4:35pm - 4:50pm
The Ringside Stage

4:40pm

Clinc with Barclays and IsBank makes announcements and shares vision of AI for customer experiences
Speakers
avatar for Hilda Jenkins

Hilda Jenkins

Digital Experience & Engagement Director, Barclays UK
Hilda Jenkins has over 18 years as an experience digital product professional working across both financial & retail sectors. Hilda is currently working for Barclays PLC in the digital division bringing digital transformation & leadership to a leading UK Bank. Helping the bank to... Read More →
avatar for Dr. Jason Mars

Dr. Jason Mars

CEO & Co-Founder, Clinc
Jason Mars, CEO and Co-Founder of Clinc, was recently recognized as one of the top 10 most innovative CEOs in Banking. Jason is a professor of computer science at the University of Michigan (on leave) where he directs The Clarity Lab, one of the top labs in the world to be trained... Read More →
avatar for Ceren Sayar

Ceren Sayar

Head of Innovation, Isbank
Ceren Sayar is the head of Innovation Unit, a part of Isbank’s Digital Banking Department. In the last 2 years, she has been working on innovation projects to adapt new technologies for creating new value propositions to the bank's customers. As part of the bank's open innovation... Read More →
avatar for Sevtap Turkeroglu

Sevtap Turkeroglu

Digital Banking, Isbank


Monday June 4, 2018 4:40pm - 4:50pm
The Lion’s Den Stage

4:50pm

Introducing the Premier ID concept: outperforming 1 error in 1 billion
By 2021, the total cost of cybercrimes is estimated to represent more than $ 6 trillion. It is now an evidence that passwords and pin codes no longer fit cyber-security requirements. A strong biometric authentication (even a highly secured one like 3D face) cannot be a sole mean to address 100% of individuals in a highly secured way. Some challenges will always persist, such as identical twins, people with no fingerprints and more. Today when biometric fails, systems are asking to enter a pin code which brings back to security holes! At Money20/20 Europe 2018, OneVisage will be unveiling “Premier ID” a new authentication concept that will allow to outperform 1 error in 1 billion for 100% of users, on any mobile device, for any mid-to-high value transactions. Come and discover the future of strong authentication.

Speakers
avatar for Christophe Remillet

Christophe Remillet

CEO & Founder, OneVisage
Christophe is a serial entrepreneur, inventor and seasoned business manager who spanned 25 years in the B2B industry, progressively moving from R&D engineer to international business executive positions, working in various sectors such as financial services, telecommunications or... Read More →
avatar for Kelly Richdale

Kelly Richdale

Board Advisor, OneVisage
Ms. Richdale is Senior Vice President at ID Quantique and Board Advisor at OneVisage. At ID Quantique, she is responsible for the Quantum Safe Security division which comprises quantum cryptography, quantum random number generation and network encryption solutions. She has been working... Read More →


Monday June 4, 2018 4:50pm - 5:00pm
The Lion’s Den Stage

4:50pm

Together we aspire, together we achieve
What happens when inspiration meets innovation? Join BBVA and a cohort of successful partners to trace the innovation journey from idea to inception. Perfect partnerships are the stuff dreams are made of, and these brave pioneers and dreamers have put their blood, sweat (and maybe even a few tears) into creating perfect products built to inspire. Find out how to collaborate and drive innovation and hear from the panel in an intimate and exclusive setting.

Moderators
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is in charge of the activities to scout and connect the ecosystem of entrepreneurs and developers worldwide and connect them to the relevant BBVA departments to disrupt together the financial industry.With more than 20 years of experience, she has been at the head of innovation... Read More →

Speakers
avatar for José Ferrer

José Ferrer

CEO & Founder, Check-it
José is in charge of two entrepreneurial projects.FSI is a small consulting firm specialized in process automation, software robotics, RPA - Robotic Process Automation and SPA - Smart Process AutomationFSI is participating in several automation projects in the financial sector. Banks... Read More →
avatar for Panos Skliamis

Panos Skliamis

CEO, SPIN Analytics
Panos Skliamis is the CEO of SPIN Analytics, an AI-driven platform that automates credit risk management and regulatory compliance for financial institutions and corporations. SPIN Analytics is based in London, with offices in NY, and is currently planning to expand in ASIA starting... Read More →
avatar for Guy Ziv

Guy Ziv

VP of Sales, PayKey
Guy leads the global sales at PayKey, a Fintech startup empowering banks with a Social Banking Solution. He has over 10 years of experience in the technology industry and an extensive background in project management, technology sales and establishing business partnerships, out of... Read More →


Monday June 4, 2018 4:50pm - 5:15pm
The Spiegeltent Stage

4:50pm

Banking as a service: What does the bank of the future look like?
If recent trends are any indication, the bank of the future will be less "payments" centric and more services centric. What exactly do these services look like for the banking customer of the future, the banking employee of the future and the bank of the future? Is the Chinese path (WeChat, AliPay) the path European and US financial services will follow thereby disintermediating banks? Or will western banks invent the bank of the future on their own terms? We will explore these themes and try to reconcile technology advances, business models, consumer expectations and the harsh reality of the "digital world meets banking services" in this panel

Moderators
avatar for Pascal Bouvier

Pascal Bouvier

FinTech Venture Capital Investor
Pascal is a fintech venture investor who has actively invested in financial services and FinTech in the US and Europe over the past 7 years. He brings a breadth and depth of knowledge as an executive and operator with previous positions in financial services and technology, with both... Read More →

Speakers
avatar for Christoffer Hernaes

Christoffer Hernaes

Chief Digital Officer, Sbanken
Christoffer Hernæs is Chief Digital Officer at Sbanken, Norways leading challenger bank, delivering a complete range of banking services through digital-only. Christoffer has a proven track record in digital business development and transformation from both the banking industry as... Read More →
avatar for Oliver Hughes

Oliver Hughes

CEO, Tinkoff Bank
Oliver Hughes joined the Tinkoff team as CEO in 2007 when the project was just beginning. He has been at the helm every step of the way since then, helping Tinkoff Bank grow into the world’s largest independent digital lender by customer base. Since 2011, Oliver has also served... Read More →
avatar for Edward Maslaveckas

Edward Maslaveckas

CEO & Co-Founder, Bud
Edward Maslaveckas is the Co-founder and CEO of Bud. Ex-Salesforce 'All Star' turned FinTech professional, with a background in econometrics. Edward has been building Bud’s award winning platform over the past two years. He wants everyone to have access to right financial products... Read More →
avatar for Luke Weston

Luke Weston

Senior Manager, Global Financial Services, AWS
Luke Weston is a senior manager with Amazon Web Services (AWS). In this role Luke has been helping global financial institutions transform their businesses through the use of AWS for more than 2 years. This involves transformation of their legacy technology environments and helping... Read More →


Monday June 4, 2018 4:50pm - 5:30pm
The Ringside Stage

4:55pm

Offline payments still need to be ‘invisible’
How can we create the seamless experience of online payments in store? Is it as simple as finding the right tech? Find out how Etam group, one of the lingerie leaders in Europe, is finding ways to transform customer shopping experiences in their boutiques by combining omnichannel data and testing frictionless payment processes. The keynote will be presented by Laurent Milchior, CEO of Etam group alongside Roelant Prins, CCO of leading payments platform Adyen. They'll illustrate how they're moving away from the traditional customer shopping experience, to bring new and revolutionary services in store. Come join us to discover the next generation of shopping. 

Speakers
avatar for Laurent Milchior

Laurent Milchior

Chairman, ETAM SCE
3rd generation of the family owned and listed company (Etam Developpement), Laurent Milchior has followed economics degree in Dauphine in Paris, and then graduated a BA from EBS in London in 1998.At this point he made a clear choice to follow the family business route rather than... Read More →
avatar for Roelant Prins

Roelant Prins

CCO, Adyen
Roelant is responsible for the commercial activities at Adyen. After starting his career as a consultant, he moved on to the online payments industry in early 2000. Throughout the years, Roelant has held various international management roles in sales and business development for... Read More →


Monday June 4, 2018 4:55pm - 5:15pm
The Flying Trapeze Stage

4:55pm

How to exploit data under new regulatory frameworks
Data and analytics offer tremendous potential for banks to create value – both to reinvent and enrich the customer experience but also to transform internal processes. Yet, few banks are so far winning with data and struggle to materialize the benefits due to several hurdles – notably a gap in customer trust to really open up the data vault, internal complexity at banks and new regulatory constraints. In this session, industry leaders will show-case how they are winning with data. The panelists will share experiences on potential benefits, the particular hurdles they faced and how they have enabled overcoming these hurdles to ultimately create a win-win for banks and their clients.

Moderators
avatar for Elias Baltassis

Elias Baltassis

Managing Director, Data & Analytics, BCG Paris
Elias Baltassis is a Director in the Paris office of The Boston Consulting Group, specialized in Data & Analytics. He is a core member of the BCG's Technology Advantage and Financial Institutions practices and of Gamma, BCG's Analytics & Data Science arm.Elias has more than 20 years... Read More →

Speakers
avatar for Gorkem Koseoglu

Gorkem Koseoglu

Head of AI & Analytics, ING
Biography coming soon.
avatar for Serena Smith

Serena Smith

Division Executive, International Payments, FIS
An award-winning executive with more than two decades of experience in the financial industry, Serena serves as Division Executive of International Payments. She is responsible for the financial, business, sales and operational performance of all of FIS’ payments business outside... Read More →


Monday June 4, 2018 4:55pm - 5:30pm
The Carousel Stage

5:00pm

Decentralizing the management of digital identities: Introducing the Trust ID Network
Speakers
avatar for Abbas Ali

Abbas Ali

Director, Partner Solutions, R3
Abbas is part of R3’s ecosystem development team responsible for R3's digital identity strategy and driving adoption of Corda, its distributed ledger technology platform. Prior to this, Abbas worked on the product team at IHS-Markit, where he worked on their KYC.com utility service... Read More →
avatar for Amélie Triolet

Amélie Triolet

Digital Strategy & Partnerships Specialist, Gemalto
Amelie has been working in Gemalto’s Banking & Payment business unit for over 5 years, occupying diverse marketing positions within the Digital Payment and Digital Banking product lines.She is now in charge of strategy and partnerships for Gemalto’s digital solutions. She monitors... Read More →


Monday June 4, 2018 5:00pm - 5:10pm
The Lion’s Den Stage

5:00pm

15 Questions in 15 minutes: Ask me anything about AI
What is our ethical responsibility when it comes to digital privacy? Failure to innovate responsibly creates peril not only for shareholders and management, but also for society. Responsible technologists and responsible business leaders must practice responsible innovation. In order to accomplish this, it is essential that they are sensitized to the broader impacts of their decisions to consider how new technologies are deployed. The same types of predictive analytics that were deployed on Facebook to sway election sentiment have also been used to help distribute medical aid – and provide for financial inclusion. Join David Shrier, Oxford & MIT futurist and CEO of Distilled Analytics, for an interactive AMA-style session to delve into the ethical responsibilities around digital privacy, Facebook, GDPR, and more.

Speakers
avatar for David Shrier

David Shrier

CEO, Distilled Analytics, Inc.
David Shrier is a globally recognized authority on financial innovation, and is the CEO of Distilled Analytics, a predictive analytics company using AI to transform financial services. He also leads the University of Oxford's online programmes Oxford Fintech and Oxford Blockchain... Read More →


Monday June 4, 2018 5:00pm - 5:15pm
The High Wire Stage

5:10pm

AI powered Surveillance for the Financial Markets and Transactions
Features Analytics hasdeveloped eyeDES® AI technology and platform to deliver the “ExplainableAI” Surveillance Solutions for detecting Market Abuse in the Foreign eXchangeand Capital Markets, AML and Payment Fraud.
In this session we will present key facts of eyeDES®technology and platform and will give a demonstration of the Market Abusedetection in the FX market use case.
eyeDES® is the UnbiasedSurveillance Solution able to detect the suspicious events and previouslyunknown scenarios at any moment of time through dynamic threshold alerting withReasons-why and workflow supported investigation. Benefits are significant costsaving and improved operational efficiency.

Speakers
avatar for Cristina Soviany

Cristina Soviany

Features Analytics, CEO
Cristina Soviany has a MSc degree in Computer Science from Polytechnics University of Bucharest, Romania and a PhD in Applied Sciences from Delft University of Technology, The Netherlands. She is a technologist with strong academic, R&D and more than 15 years of entrepreneurial experience... Read More →


Monday June 4, 2018 5:10pm - 5:20pm
The Lion’s Den Stage

5:15pm

Beyond the chatbot: The future of conversational AI
Explore the transformation of AI in financial services and the tremendous opportunity to leverage conversational AI to improve customer experiences and increase ROI. Understand how voice-first technology goes beyond the chatbot to deliver human-in-the-room level experiences that redefine banking. Plus, get to grips with how banks have a choice of using an on-premise, private, or public cloud installation and how this choice relates to data privacy and security concerns. Plus join us for a live demo of ‘true’ conversational AI. Dr. Jason Mars will demo the AI in English and then invite three audience members up to ask Finie their own questions in any language (Languages TBD, by you!)

Speakers
avatar for Dr. Jason Mars

Dr. Jason Mars

CEO & Co-Founder, Clinc
Jason Mars, CEO and Co-Founder of Clinc, was recently recognized as one of the top 10 most innovative CEOs in Banking. Jason is a professor of computer science at the University of Michigan (on leave) where he directs The Clarity Lab, one of the top labs in the world to be trained... Read More →


Monday June 4, 2018 5:15pm - 5:30pm
The High Wire Stage

5:15pm

Data: Collecting Intelligence
Moderators
avatar for Nacho Villoch

Nacho Villoch

Open Innovation Ecosystem Builder, BBVA Innovation centers
Ignacio (Nacho Villoch) is a recognized generator of contents on Innovation and Digital Transformation to which he has been working professionally for more than a decade. In his more than 25 years of professional experience he has lived and worked in 4 continents from Singapore to... Read More →

Speakers
avatar for Felipe García

Felipe García

Executive chairman, Knowdle Media Group
With over 30 years of experience in disruptive technologies, Felipe García is a world reference in the creation of intelligent search patterns increasingly accurate and dynamic applied to the technology sector.With a degree in Computer Science from the Polytechnic University of Madrid... Read More →


Monday June 4, 2018 5:15pm - 5:30pm
The Spiegeltent Stage

5:15pm

Better payment flows on platforms: Booking.com and Stripe
Reducing friction for users is key to running a successful online business. This is particularly true for payments, which is too often still a long and cumbersome process for consumers. Companies with platform or marketplace business models have even more complex challenges when it comes to moving money between consumers and agents on the platform. Booking.com cooperated with Stripe to solve these challenges. Duco van Lanschot and Daniel Marovitz will have an on-stage conversation about how the two companies worked together to create payment flows that are beneficial for everyone involved, and give an overview of how they created an efficient, PSD2-compliant solution.

Speakers
avatar for Duco van Lanschot

Duco van Lanschot

Head of Benelux, Stripe
Duco van Lanschot (1988) is Head of Benelux at Stripe. Stripe handles billions of dollars every year for forward-thinking business around the world, from newly launched start-ups to Fortune 500 Companies (e.g., Amazon, Booking.com). Stripe was founded in 2010 and has received >$400mn... Read More →
avatar for Daniel Marovitz

Daniel Marovitz

Vice President Global Payments, Booking.com
Biography coming soon.


Monday June 4, 2018 5:15pm - 5:30pm
The Flying Trapeze Stage

5:20pm

Empowering SMEs in Eastern Europe with iyzico
Speakers
avatar for Barbaros Özbugutu

Barbaros Özbugutu

CEO & Co-Founder, iyzico
Barbaros Özbugutu has more than 15 years of professional experience in the global payment and telecom segment, including Telefonica O2 and First Data. During this time, he also acted as the Head of Sales SME of TeleCash, a subsidiary of First Data and shortly after as the VP Sales... Read More →


Monday June 4, 2018 5:20pm - 5:30pm
The Lion’s Den Stage

5:30pm

Together we disrupt!
Speakers
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is in charge of the activities to scout and connect the ecosystem of entrepreneurs and developers worldwide and connect them to the relevant BBVA departments to disrupt together the financial industry.With more than 20 years of experience, she has been at the head of innovation... Read More →


Monday June 4, 2018 5:30pm - 5:32pm
The Spiegeltent Stage

5:30pm

Money20/20 Welcome Party
Step into the beautiful Amstelpark and experience Holland’s famous “Taste of Amsterdam” – a food festival that brings together the city’s best restaurants and chefs. And for one night only, it’s open just for Money20/20. Join us and meet FinTechers from around the world over cocktails, music and the best food Amsterdam has to offer.



Monday June 4, 2018 5:30pm - 11:30pm
Amstelpark 1083 HZ Amsterdam, Netherlands
 
Tuesday, June 5
 

8:30am

Data without borders
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Is it truly possible to create a world without borders? Can data be the passport to bring together players across border and boundaries, and make the world seem smaller? These startups believe it to be possible! Meet Denizen, a bank for expats and world citizens, multi-currency, and multi-country;  Holvi, a Finnish neobank, invested by a Spanish incumbent with EU passport and Fintonic the platform among banks and clients, to organise, save money and get the best suited products through their marketplace. Join them for an intimate and exclusive gathering to tear down the barriers of the banking world and create a vision for a borderless future.

Moderators
avatar for Chris Skinner

Chris Skinner

Chairman, The Financial Services Club
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling books Digital Bank, ValueWeb and its new sequel Digital Human. ValueWeb describes the impact of Fintech and how mobile and blockchain... Read More →

Speakers
avatar for Joaquín Ayuso

Joaquín Ayuso

CEO, Denizen Financial
Joaquin Ayuso (Computer Science from ICAI, Madrid) is the founder and CEO of Denizen. Earlier in his career, he co-founded Tuenti.com, a Madrid based invitation-only social network that has been referred to as the Spanish Facebook. He also founded Kuapay, a payments company with focus... Read More →
avatar for Lupina Iturriaga

Lupina Iturriaga

Co-Founder, Fintonic
Co-Founder and Co-CEO of Fintonic, the platform among banks and clients, to organise, save money and get the best suited products through their market place, awarded with Google’s First Mobile Innovation Award in the Finance Sector.In addition, Lupina’s professional career has... Read More →
avatar for Antti-Jussi Suominen

Antti-Jussi Suominen

CEO, Holvi Payment Services Ltd
Holvi is helmed by Antti-Jussi Suominen, a senior executive with previous track record in driving new business growth in companies such as Sonera, Nokia and Elisa. He has extensive general management experience in building and running new businesses and innovation in the mobile and... Read More →


Tuesday June 5, 2018 8:30am - 9:00am
The Spiegeltent Stage

9:00am

Market leading announcements from the freshest FinTech faces!




Chair
avatar for Ian Hooper

Ian Hooper

Partner, Capco
Ian is a Partner in Capco’s UK Banking & Payments practice, where he leads projects regarding data, payments, card processing, card acquiring and digital identity. | | Ian cut his teeth during the dotcom era at HSBC. Prior to joining Capco, he also held senior roles at Capgemini... Read More →

Tuesday June 5, 2018 9:00am - 9:05am
The Lion’s Den Stage

9:00am

Start-ups working with corporates: Fostering innovation or making everyone mediocre?
Chair
avatar for Carrie Osman

Carrie Osman

CEO & Founder, Cruxy
Carrie trained at Mars Inc. and climbed the corporate ladder to run a £300m P&L. Carrie made a dream reality and founded Cruxy & Company in November, 2013.  From Blockchain to RegTech, Cruxy & Company deliver commercial strategy for the most ambitious founders & investors within... Read More →

Tuesday June 5, 2018 9:00am - 9:05am
The Carousel Stage

9:00am

Could blockchain technology prevent another Cambridge Analytica?
Chair
avatar for Simon Taylor

Simon Taylor

Co-Founder, 11:FS
Simon is Co-Founder and Director of Blockchain at 11:FS. Previously at Barclays, he established the bank as one of the leaders in blockchain thought and action. Simon also serves as an advisor to central banks and governments, in addition to consulting the top 20 banks on blockchain... Read More →

Tuesday June 5, 2018 9:00am - 9:10am
The Ringside Stage

9:00am

Bringing innovation to financial services
What does Innovation really look like? Tuesday at The Arena is dedicated to finding out. With sessions from the leading innovation labs and centres from across Europe, experience a showcase of the startups and tech everyone will be talking about in 2019.

Chair
avatar for Elizabeth Kleinveld

Elizabeth Kleinveld

Partner Success Lead, Startupbootcamp Fintech & Cybersecurity
Elizabeth Kleinveld is a FinTech ecosystem builder linking various parties in the value chain from startups and scale-ups to regulators, investors and large corporates. Kleinveld spent twenty years working in the tech and banking sectors, has worked at Holland Fintech and joined Startupbootcamp's... Read More →

Tuesday June 5, 2018 9:00am - 9:10am
The Arena Stage

9:00am

Chairperson’s opening remarks
Chair
avatar for Fabian Vandenreydt

Fabian Vandenreydt

Executive Chairman, B-Hive.eu
As of July 2017, Fabian is Executive Chairman of B-Hive. Fabian previously led SWIFT’s securities business worldwide and was responsible for driving thought leadership and innovation initiatives across the company. Fabian was also Head of Innotribe. Fabian brings more than 20 years... Read More →

Tuesday June 5, 2018 9:00am - 9:10am
The Spiegeltent Stage

9:00am

Dear Shareholders…
Chair
avatar for Dr. Louise Beaumont

Dr. Louise Beaumont

Chair, Open Banking & Payments, techUK
Dr Louise Beaumont has a number of perspectives on the Open Future: As Strategic Advisor to the Publicis Groupe and their clients on Open Banking, imagining the Open Future that consumers and small businesses deserve. As Co-Chair of techUK’s Open Banking & Payments Working Group... Read More →

Tuesday June 5, 2018 9:00am - 9:15am
The Flying Trapeze Stage

9:00am

The state of RegTech: Boardroom considerations
RegTech is the new darling of FinTech. Established players and startups are entering into financial services regulatory affairs, reporting, compliance and control. RegTechs and wider FS ecosystem see an opportunity to use untapped sources of data to address the misdemeanours of the past. The hypothesis is that RegTechs can provide insight into regulatory requirements, transparency in compliance, greater control and agility to respond to changing regulatory and market environment. The emerging ecosystem of RegTech service, data and technology providers is fragmented, how do they with Regulators, Central Banks and wider FS Market work together to realise the potential benefits glimpsed though the RegTechs?

Chair
avatar for Mike Zehetmayr

Mike Zehetmayr

Partner, EY
Mike leads EY's Risk and Compliance Technology Practice, which includes EY's RegTech capabilities. Mike is an experienced management consultant providing advice and delivery of technology enabled business change programmes. He has delivered a range of assignments across different... Read More →

Tuesday June 5, 2018 9:00am - 9:15am
The High Wire Stage

9:05am

Kaspersky Lab pushes the fight against fraud to the next level
Fraud. It’s a problem that plagues modern society and brings harm to businesses andindividuals alike.  But, Kaspersky Lab is on a mission to defend againstthe fraudsters. And, this year at Money20/20, Alessio Aceti, VP of New Businessat the global cybersecurity company, will be launching crucial developments toKaspersky Fraud Prevention. Kaspersky Lab’s Advanced Authentication andAutomated Fraud Analytics will draw on a synergy of leading machine learningtechnologies, the power of human expertise and real-world instances, and areset to revolutionize how businesses protect themselves and their customersagainst fraud.

Speakers
avatar for Alessio Aceti

Alessio Aceti

VP New Business, Kaspersky Lab
Alessio Aceti joined Kaspersky Lab in 2012 as a member of the pre-sales team, and became VP new business in 2018, covering Frud Prevention, Industrial CyberSecurity and Transportation Security. He brings to this role more than 13 years’ experience in the cybersecurity industry... Read More →


Tuesday June 5, 2018 9:05am - 9:15am
The Lion’s Den Stage

9:05am

ICOs will disrupt the angel investor model – should you be afraid or excited?
ICOs are the hottest topic in the financial markets going into 2018 and ICO funding was five times higher than equity funding in 2017. Their rise has been astronomical, but are they here to stay? Is this sustainable or is it another symptom of a bubble? What will the ICO market shape into during this year?  Will the ICOs such as Telegram’s open the floodgate and impact the VC and IPO business going forward? In other words; should the traditional VCs be quaking in their boots? We've put together a stellar set of panellists to discuss these, and more, topics about the ICO sphere.

Moderators
avatar for Marc P. Bernegger

Marc P. Bernegger

Member of the board, Crypto Finance Group
Aged 20, Marc founded usgang.ch (trade sale to Axel Springer) and he is a founder of amiando (awarded by the World Economic Forum as 'Global Technology Pioneer' in 2010; trade sale to XING).Since 2010 Marc is focusing on fintech (advisory board of FinLeap, co-founder of Finance 2.0... Read More →

Speakers
avatar for Pascal Bouvier

Pascal Bouvier

FinTech Venture Capital Investor
Pascal is a fintech venture investor who has actively invested in financial services and FinTech in the US and Europe over the past 7 years. He brings a breadth and depth of knowledge as an executive and operator with previous positions in financial services and technology, with both... Read More →
avatar for Michael Jackson

Michael Jackson

Partner, Mangrove Capital Partners
Michael is an engineer and launched 9 mobile operators and 2 ISPs across Europe with Tele2 before joining the founding team at Skype as COO,where he was responsible for rapidly growing an idea into a well-managed, high margin, multi-hundred million dollar business.Michael joined Mangrove... Read More →
avatar for Jalak Jobanputra

Jalak Jobanputra

Future/Perfect Ventures, Founder & Managing Partner
Jalak Jobanputra is Founding Partner of Future\Perfect Ventures, an early stage venture capital fund in NYC focused on next generation technology such as blockchain and machine learning. FPV’s portfolio includes Abra, Open Garden, Blockstream, Bitpesa, FuseMachines, Everledger and... Read More →
avatar for Miriam Neubauer

Miriam Neubauer

Managing Director, Catena Capital
Biography coming soon.


Tuesday June 5, 2018 9:05am - 9:35am
The Carousel Stage

9:10am

Creating an environment for collaboration to shape the future of commerce
Explore how to navigate and solve for the complex and conflicting demands of Open Banking, GDPR and SCA through collaboration with long term and emerging players in the ecosystem. Learn how Visa envisions the role of the network developing in the future, what the key enabling technologies will be, and how we’re creating an environment for collaboration to shape the future of commerce

Speakers
avatar for Huw Davies

Huw Davies

Senior Vice President, Sales, Token
avatar for Riten Gohil

Riten Gohil

Partner, Sphonic
Riten Gohil has been a leading evangelist in the Identity & Authentication space for well over 20 years. Currently at Sphonic, Riten works with a team of industry experts delivering its innovative RegTech technology to some of the leading brands in the world. Delivering customised... Read More →
avatar for Michael Rolph

Michael Rolph

CEO & Co-founder, Yoyo
Michael is an experienced entrepreneur and business leader. He is co-founder and CEO at Yoyo, Europe's fastest growing mobile payment, loyalty and marketing platform. Prior to Yoyo, he was a founding member and Entrepreneur in Residence of Anthemis Group, the Fintech focused investment... Read More →
avatar for Jonathan Vaux

Jonathan Vaux

Visa, Executive Director,Innovation and Partnerships
Jonathan Vaux leads Client Engagement and Innovation Center activity for Visa in Europe. Launching in February 2107, the team use Human Centered Design to identify areas of collaboration where the Visa Network can enhance, transform and improve the user experience. | | Jonathan... Read More →


Tuesday June 5, 2018 9:10am - 9:30am
The Arena Stage

9:10am

It’s hip to be Square: Open Q&A on PIN on Glass
The newly minted PCI Standard for software-based PIN entry on commercial off-the-shelf devices promises to expand card acceptance and lower costs. Long-known for expanding financial inclusion for small businesses using technical innovations, Square is an early adopter of this new technology, using it for PIN acceptance in a number of markets including the UK. Come ask the experts - Square’s Risk and Security Lead, Sam Quigley, and UL’s Andrew Jamieson - why you should support PIN on glass, the benefits of software PIN entry, best practices for building your own PIN on glass solutions, and how its application could be much broader than payments. 

Moderators
avatar for Andrew Jamieson

Andrew Jamieson

Director Technology & Security, Underwriters Laboratories
Andrew Jamieson has over 25 years of experience in working with payment systems and emerging technologies. Before working with UL, Andrew has helped grow a number of startup companies creating new technologies in the areas of mobile and innovative payment systems, and consumer products... Read More →

Speakers
avatar for Sam Quigley

Sam Quigley

Risk & Security Lead, Square
Biography coming soon


Tuesday June 5, 2018 9:10am - 9:30am
The Spiegeltent Stage

9:10am

We.trade: Creating standardisation, collaboration and consensus across banks
Join us for this insightful panel discussion, which brings together banking leaders and technology experts from across Europe, to discuss the challenges and more importantly the opportunities facing those involved in international trade.  Learn how blockchain is revolutionising the way we trade by building trust and collaboration with the use of smart contracts and distributed ledger technology. The revolution is happening now. Introducing we.trade, a user-friendly digital platform, providing a secure, efficient and innovative solution for banks’ commercial clients engaged in importing/exporting We.trade is bringing together the world’s most advanced expertise, technology and ecosystem to transform industries, building more trust and more trade. 

Moderators
avatar for Simon Taylor

Simon Taylor

Co-Founder, 11:FS
Simon is Co-Founder and Director of Blockchain at 11:FS. Previously at Barclays, he established the bank as one of the leaders in blockchain thought and action. Simon also serves as an advisor to central banks and governments, in addition to consulting the top 20 banks on blockchain... Read More →

Speakers
avatar for Raphael Barisaac

Raphael Barisaac

Global Co-Head of Trade Finance, Unicredit
Raphael Barisaac is Global Co-Head of Trade and Working Capital Solutions at UniCredit. He began his career in 1994 as Deputy Manager of the Trade Finance department of Mercantile Bank. From 2000, he held various positions with Surecomp, the provider of trade finance solutions for... Read More →
avatar for Chantal Van Haute

Chantal Van Haute

Business Development & Innovation Manager Trade Finance, KBC Bank NV
Experienced Business Development & Innovation Manager within KBC Trade Finance, with a demonstrated history of working in the financial services industry. Focus on Digital Transformation & applying new technologies to build the future of Trade Finance. Part of core team building the... Read More →
avatar for Roberto Mancone

Roberto Mancone

COO, we.trade
Chief Operating Officer and GM of we.trade Innovation DAC, the Joint Venture owned by 9 European Banks (DB, HSBC, KBC, Natixis, Rabobank, SogGen, Unicredit), developing, executing the strategy, designing the operating model of the company, and licensing the innovative Trade Platform... Read More →
avatar for Parm Sangha

Parm Sangha

Executive Partner, Blockchain Strategy & GTM, Europe, IBM
Spanning the Fortune 500, Parm has spent the last 25 years applying new technologies to unlock new business value with new business models leveraging technologies like predictive analytics, AI, IoT and BlockchainParm joined IBM at the end of Q3 2016, to define the global GBS Blockchain... Read More →
avatar for Joost Volker

Joost Volker

Lead Product Manager Trade, Rabobank
Experienced Lead Product manager with focus on development of the new Trade proposition of Rabobank. Joost is a highly motivated, customer focused and creative banker with over 17 years of experience in different fields of expertise (Sales, Management, Product Development, Credit... Read More →


Tuesday June 5, 2018 9:10am - 9:50am
The Ringside Stage

9:15am

Bud announces important development for the future of Open Banking
Speakers
avatar for Jamie Campbell

Jamie Campbell

Awareness, Bud
Jamie’s main focus is on increasing awareness of Bud and its network. As one of the first employees at the company he has helped build a strong customer base and has helped develop new banking relationships. He is also a faculty member of the Finance Innovation Lab’s fellowship... Read More →


Tuesday June 5, 2018 9:15am - 9:25am
The Lion’s Den Stage

9:15am

Developing the global Open Banking standard
Despite being a global phenomenon, Open Banking is at different stages of the 'disruption cycle' in different markets. This session will share best practise findings from across markets and explore the initiatives set in motion to converge on a global standard. The fundamental building blocks of Open Banking all connect to the liability model, so how do we reduce risk, cost and complexity during implementation? Would a failure to impose standards lead to a frustration of the market facing objectives of PSD2? Does the market want to risk PSD3 imposing technology standards? How will the EU collaborate with other markets?


Speakers
avatar for Gavin Littlejohn

Gavin Littlejohn

Financial Data & Technology Association, Chairman
Gavin Littlejohn serves as Chairman of the Financial Data and Technology Association www.fdata.org.uk where he successfully led the campaign to have account aggregation added to PSD2 in 2013. Through FDATA he is a leader of the Open Banking Movement and campaigns for common technical... Read More →


Tuesday June 5, 2018 9:15am - 9:30am
The Flying Trapeze Stage

9:15am

C-Level overview: How to foster a successful collaboration between banks and FinTechs
Understand how a bank can leverage FinTech and start-ups to make its business more efficient: stay abreast and comply with regulations, fight financial crime, and monitor fraud and bad actors both internally and externally. Explore how to manage the influx of solutions to ensure that you get a complete ecosystem overview and an efficient interaction with innovators. This session is not only about regulatory challenges and potential solutions, but also about the wider market offerings and successful interactions with technology.

Moderators
avatar for Diana Paredes

Diana Paredes

CEO & Co-Founder, Suade Labs
Diana Paredes is the CEO and Co-Founder of Suade, a software platform that enables financial institutions to understand and deliver their regulatory requirements. Prior to founding Suade, Diana had a successful career in investment banking, covering all asset classes at Barclays and... Read More →

Speakers
avatar for Craig Donaldson

Craig Donaldson

CEO, Metro Bank
As CEO of Metro Bank, Craig Donaldson is responsible for providing executive leadership to the bank’s rapidly expanding business. He is charged with guiding the bank’s evolution from fresh, new entrant in retail banking to trusted financial services partner to millions of UK customers... Read More →


Tuesday June 5, 2018 9:15am - 9:40am
The High Wire Stage

9:25am

Real time worldwide: Worldpay and Visa take real time payments global
Worldpay and Visa discuss how they’re working together to bring real time card payments to global businesses using Visa Direct. How are real-time push payments being leveraged by businesses to improve customer satisfaction and how is consumer perception of the utility of cards is evolving as a result?

Speakers
avatar for Mike Lemberger

Mike Lemberger

SVP Product Solutions Europe, VISA
Mike leads the European Product and Solutions Delivery group focused on developing and advancing new and existing products that support today’s payments and digital commerce ecosystem.He has 20 years of experience in product and database design, development and implementation, and... Read More →
avatar for Spiros Theodossiou

Spiros Theodossiou

SVP Product Management, Global Enterprise eCommerce, Worldpay
Spiros has spent over 16 years helping product and technology teams deliver great customer experiences. He is now SVP Product Management for WorldPay’s Global Enterprise eCommerce BU. Prior to Worldpay, he was VP at vouchercodes and at Skrill Inc. where he lead the product and design... Read More →


Tuesday June 5, 2018 9:25am - 9:35am
The Lion’s Den Stage

9:30am

Spotlight on the UK: Hot news from the frontier of Open Banking
What are the systemic weaknesses in the UK financial services sector that need to be addressed? What are the desired outcomes of UK Open Banking? Deep dive into the rationale and results.


Moderators
avatar for Dr. Louise Beaumont

Dr. Louise Beaumont

Chair, Open Banking & Payments, techUK
Dr Louise Beaumont has a number of perspectives on the Open Future: As Strategic Advisor to the Publicis Groupe and their clients on Open Banking, imagining the Open Future that consumers and small businesses deserve. As Co-Chair of techUK’s Open Banking & Payments Working Group... Read More →

Speakers
avatar for Imran Gulamhuseinwala

Imran Gulamhuseinwala

Partner & Global Head of FinTech, EY
Imran is a London-based Partner for EY in the Financial Services team and is their Global FinTech Leader. He advises many international financial services institutions on FinTech strategy and serves FinTechs directly helping them to scale up as effectively as possible. Also he advises... Read More →
avatar for Dr. Bill Roberts

Dr. Bill Roberts

Head of Open Banking, Competition & Markets Authority
Bill is part of the Remedies, Business and Financial Analysis team at the CMA and led the design and implementation of the Open Banking remedies arising from the CMA’s market investigation into retail banking. Before entering the world of regulation (initially at the Competition... Read More →


Tuesday June 5, 2018 9:30am - 9:50am
The Flying Trapeze Stage

9:30am

Planning to add value amidst ICO hype - KodakONE
Moderators
avatar for Matthew Gardiner

Matthew Gardiner

CEO, Catch London
Matthew Gardiner is the founder of Catch London. He advises FinTechs, VCs & Tier I banks on AI, cryptocurrencies & RegTech.Matthew previously worked in PwC’s Global Financial Services practice. He has recently spoken at CSFI, Next Money, Google, TenCent, Alipay, Finnovasia, FinTech... Read More →

Speakers
avatar for Matthew Walker

Matthew Walker

President, WENN Digital-KODAKOne


Tuesday June 5, 2018 9:30am - 9:50am
The Spiegeltent Stage

9:30am

A to B and back again: ING builds the future of mobility with Ride Cloud and Invisible Payments
Speakers
avatar for Stephan Romp

Stephan Romp

Initiative Lead, ICEC, ING
Stephan Romp is passionate about the changes facing the mobility industry. He is the founder and CEO of Ridecloud, a start-up in collaboration with ING on the emerging shared mobility market. Ridecloud shapes the future of mobility by creating a platform that unites all providers... Read More →
avatar for Roxana Saraby

Roxana Saraby

Initiative Lead, ICEC, ING
Biography coming soon
avatar for Remco van der Veer

Remco van der Veer

Head of ICEC, ING
Remco is an innovation expert with 15+ years of experience in launching and growing businesses in markets impacted by changing customer needs, new competition and fast technological developments.He is now heading the ING ICEC and he has led and created businesses for companies as... Read More →


Tuesday June 5, 2018 9:30am - 10:00am
The Arena Stage

9:35am

EMV 3-D Secure 2.0 - Enhancing security and user experience in e-commerce
Digital commerce is the fastest growing area of payments, as more connected devices become payment devices. Consumers have more ways to pay than ever before, whether through a browser, mobile app, or connected device. Today’s six billion connected devices will exceed 20 billion in the next three years. When a consumer is making a digital purchase verifying the transaction and the identity of the consumer becomes increasingly important and challenging.

Introducing the UL 3DS Self-Test Platform -a complete, configurable and versatile SAAS platform that provides the ability to simulate the entire new EMV 3D-Secure ecosystem. He will dive into the importance of providing testing and compliance solutions in a more automated, user-friendly and scalable way.

Speakers
avatar for Vinicius Carvalho

Vinicius Carvalho

Global Product Manager, UL
Vinicius Carvalho Mesquita (Vini) is Global Product Manager at UL. Vini is a leading authority in the field of online and alternative payment methods, regulatory trends and international markets.Vini is responsible for the design, implementation and running of a new SAAS payment authentication... Read More →


Tuesday June 5, 2018 9:35am - 9:45am
The Lion’s Den Stage

9:35am

Disrupting from within: Can corporates think like start-ups?
The banking sector is being reinvented by technology, regulation, potential new entrants and, above all, customer needs and expectations. Santander is backing, harnessing and scaling new technologies in order to improve customer experience in their channel of choice, and bring greater competition to the market. Our vision is to be the best open financial services platform; shaped by customer-centred innovation, and delivering seamless, tech-driven banking services in collaboration with FinTechs and start-ups. In addition to transforming the core, Santander believes in building optionality through launching digital-first banking models; essential for the ecosystem of innovation which our industry must create.

Speakers
avatar for Sigridur Sigurdardottir

Sigridur Sigurdardottir

Chief Customer & Innovation Officer, Santander UK
Sigga is a digital change agent, driving innovation-led transformation across Santander UK and influencing change across the industry. She is partnering with the start-up, digital and fintech community to lead efforts to design a customer-centric ‘bank of the future’ through mobile-first... Read More →


Tuesday June 5, 2018 9:35am - 9:50am
The Carousel Stage

9:40am

RegTech: The regulatory perspective
Technology plays an increasingly fundamental role in financial services and is a catalyst for change and innovation. Technology is also a powerful shaper of financial regulation – making regulation more efficient and compliance simpler. At this session, Nick Cook, Head of RegTech and Advanced Analytics will outline the FCA’s approach to fostering industry adoption of RegTech solutions and their key priorities for the year ahead. Nick will talk about the trends in AI & ML technology that the FCA are seeing, and will discuss last month’s AML & Financial Crime international TechSprint.

Moderators
avatar for Patrick Pinschmidt

Patrick Pinschmidt

Partner, Middlegame ventures
Patrick is a Partner with Middlegame Ventures, a financial technology venture capital fund based in Washington DC. Prior to joining Middlegame, he was a Deputy Assistant Secretary at the U.S. Department of Treasury where he served as the first Executive Director of the Financial Stability... Read More →

Speakers
avatar for Nick Cook

Nick Cook

Head of RegTech & Advanced Analytics, Financial Conduct Authority
Nick leads the FCA's RegTech initiatives (including its TechSprints, the first hackathon-style innovation events led by a financial services regulator). Nick also leads the creation of an Analytics Centre of Excellence to drive the organisation's use of data science, machine learning... Read More →


Tuesday June 5, 2018 9:40am - 10:00am
The High Wire Stage

9:45am

Major announcement from Finastra
Global Fintech company, Finastra, is changing the way that financial services software is developed, deployed and consumed. We believe in the ‘bank as a platform’ concept and want banks and Fintechs to collaborate to innovate.Imagine creating new financial applications in the cloud within days instead of months, and reducing development costs and time to market for new services, using the power of a global developer eco-system. Join us to experience the open banking platform of the future.

Speakers
avatar for Martin Haering

Martin Haering

Chief Marketing Officer, Finastra
As Chief Marketing Officer, Martin is responsible for Finastra's Global Marketing Organization. Martin joined Finastra in October 2013 and brings more than 20 years' technology marketing and executive leadership experience with global market players to the company. Martin came to... Read More →


Tuesday June 5, 2018 9:45am - 9:55am
The Lion’s Den Stage

9:50am

PSD2 and Open Banking: Collaboration in reality
The Open Banking aspect of PSD2 is bringing FinTechs and traditional banking providers together to improve the services they offer to customers – but is that just the first step towards a world of true collaboration? How can embracing a spirit of partnership in an Open Banking environment drive a greater end-client experience and deliver real benefits to both partners and customers? What needs to be considered to deliver personalised, frictionless and genuinely useful open banking offerings?

Marking one of the first major collaborations since Open Banking began, Barclays and PayPal have announced a partnership to enable consumers and small businesses to manage and use their Barclays and PayPal accounts together with greater ease. Join Barclays and PayPal as they discuss how to navigate both the challenges and the opportunities of working together.


Speakers
avatar for Darren Foulds

Darren Foulds

Managing Director, Mobile Payments, Barclays
Darren Foulds is Managing Director for Mobile Payments at Barclays Bank. In his role, Darren is responsible for building out the Mobile Payments business, overseeing business and commercial strategy, partnerships and defining the customer experience for the Mobile Payments products... Read More →
avatar for Jim Magats

Jim Magats

Vice President, Global Payment Product & Engineering, PayPal
Jim Magats leads PayPal’s Global Payment Product and Engineering team, which focuses on availability, experience and scalability of how customers pay and receive money from their PayPal wallet. As part of his responsibility, Jim looks after the financial institution and payment... Read More →


Tuesday June 5, 2018 9:50am - 10:05am
The Flying Trapeze Stage

9:50am

From concept to proof: Leveraging blockchain technology for trade finance
Managing invoice payments and terms can be time-consuming and inefficient for companies and their trading partners. This detailed case study presents the world’s first blockchain-enabled trade finance program for DHL using the Platform from TradeIX with financing provided by Standard Chartered Bank and credit risk mitigation from global insurer AIG. All details of the invoice and the eligible insured amount are securely recorded on the distributed ledger. This invoice finance solution allows DHL to help its customers extend their payment period whilst maintaining the company’s receivables at current terms

Speakers
avatar for Daniel Cotti

Daniel Cotti

CFO, TradeIX
Dani has over 30 years of experience in Global Trade Finance, Transaction Services, Banking, and Technology. Dani was the European Trade Finance Head at Citibank and Global Head of Trade Finance and Transaction Products at ABN AMRO/RBS. Subsequently, he managed and build out the Global... Read More →
avatar for Becky Taylor

Becky Taylor

Vice President Commercial DHL Supply Chain UK&I, DHL
As VP of Commercial at DHL Supply Chain, Becky leads a team of 15 focused on delivering innovative commercial structures, negotiating opportunities, and dealing with risk management/transfers and transforming the way DHL responds commercially to customer bids.She is also responsible... Read More →


Tuesday June 5, 2018 9:50am - 10:05am
The Ringside Stage

9:50am

Start-ups working with corporates, is there a secret sauce and how might regulation affect the recipe?
It is clearthat the next generation of financial services will be built on collaborationand partnership between incumbents and new entrants. It is also clear that bothsides have challenges working with the other. Our discussion will share thetips, tricks, and traps of partnership between large incumbents and smallerFinTechs we have learned. You will hear thoughts from a start-up that haspartnered on two continents; A global innovator that works with firms of allsizes; An established financial institution in a high regulated market; andsystem integrator that brings partnerships to life.

Moderators
avatar for Jeff Hindle

Jeff Hindle

Managing Director – Finance & Commerce, MaRS Discovery District
Biography coming soon

Speakers
avatar for Izabella Gabowicz

Izabella Gabowicz

COO, Sensibill
Izabella has 15 years of experience in the delivery of transformative IT solutions across all stages of the system development lifecycle and all levels of application maturity. Izabella has been with Sensibill since January 2015, joining as a top operations and delivery specialist... Read More →
avatar for Mung Ki Woo

Mung Ki Woo

Directeur Digital B2B, Group BPCE
Mung Ki Woo is SVP Digital for B2B Customers and New Business Models. He reports to Yves Tyrode, who is Chief Digital Officer and a member of the General Management Committee of Group BPCE.Mung Ki Woo is an accomplished global executive, with a career in information technologies and... Read More →


Tuesday June 5, 2018 9:50am - 10:10am
The Carousel Stage

9:50am

The Curious Case: Should banks accept their fate as dumb pipes?
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Are banks doomed to become the back end of financial services? Despite the profusion of upstarts acquiring banking licences, do the FinTechs and Tech Titans really want to become banks? Most challenger banks will fail - the only ones that will succeed are those that are fully licensed themselves and have built their own tech stack from scratch as this means they can compete on cost and there aren't middlemen taking margin

Moderators
avatar for Ghela Boskovich

Ghela Boskovich

Founder, FemTechGlobal
Ghela Boskovich is very active in the FinTech industry, having spent the last ten years focused on business development for core insurance and banking system solutions. Over the last five years her work centered on financial services pricing governance functionality, which has leveraged... Read More →

Speakers
avatar for Megan Caywood

Megan Caywood

Chief Platform Officer, Starling Bank
Megan Caywood serves as chief platform officer for Starling Bank, a technology company with a banking license that is disrupting finance at its core. With its first funding round of $70 million in January 2016, the company has launched the first mobile-only current account in the... Read More →
avatar for Dr. Leda Glyptis

Dr. Leda Glyptis

Chief Innovation Officer, Qatar National Bank
Leda Glyptis is the Chief Innovation Officer for Qatar National Bank. Leda joined QNB, the largest bank in MENA, in January 2017 with responsibilities for employee-driven and market-led innovation strategy and execution. Prior to QNB, Leda served as a Director at business and technology... Read More →
avatar for Drew Graham

Drew Graham

Director, Fintech Strategy, Standard Chartered Bank
Drew is a serial entrepreneur turned banker, a sheep in wolf’s clothing. He joined Standard Chartered as Director of Fintech Strategy to help lead the banks’ strategy in partnering with emerging technology startups. He plays a leading role in deciding why, where and how the bank... Read More →
avatar for Gavin Littlejohn

Gavin Littlejohn

Financial Data & Technology Association, Chairman
Gavin Littlejohn serves as Chairman of the Financial Data and Technology Association www.fdata.org.uk where he successfully led the campaign to have account aggregation added to PSD2 in 2013. Through FDATA he is a leader of the Open Banking Movement and campaigns for common technical... Read More →


Tuesday June 5, 2018 9:50am - 10:40am
The Spiegeltent Stage

9:55am

Handover in Live Product Demos
Chair
avatar for Ian Hooper

Ian Hooper

Partner, Capco
Ian is a Partner in Capco’s UK Banking & Payments practice, where he leads projects regarding data, payments, card processing, card acquiring and digital identity. | | Ian cut his teeth during the dotcom era at HSBC. Prior to joining Capco, he also held senior roles at Capgemini... Read More →

Tuesday June 5, 2018 9:55am - 10:00am
The Lion’s Den Stage

10:00am

The missing layer for kid-friendly banking
Speakers
avatar for Lior Bornshtain

Lior Bornshtain

CEO, Otly!
Lior is the CEO and Co-Founder at Otly, the missing layer for kid-friendly banking. By connecting directly to the banks and introducing the Otly!Pay network, Otly provides a new banking experience for the next generation of digital natives. Lior is an entrepreneur with over two decades... Read More →


Tuesday June 5, 2018 10:00am - 10:10am
The Lion’s Den Stage

10:00am

Inside the FinTech ecosystem and innovation process created by Crédit Agricole
There’s a secret to a happy partnership and Credit Agricole have discovered it. The CEOs of Pop&Link and Biowatch will tell you the story of their adventures with Crédit Agricole: the way they met, the way they work, and the way they have found success! Don’t miss the chance to look into the Fintech ecosystem and innovation process of Crédit Agricole.

Speakers
avatar for Eric Benrey

Eric Benrey

CEO, Pop & Link
Eric Benrey has been an entrepreneur since he was 26 years old. Pop&Link, created in 2015, is his fourth startup in 20 years.Pop’n link introduces a new user experience, a new move, a new way to use smartphones for a more prosperous business. Theres no need to download an app or... Read More →
avatar for Benoît Bourdin

Benoît Bourdin

Deputy Mayor, Le Village, Crédit Agricole
Graduated in Chemistry, Benoît joins Crédit Agricole Group in 2011. This may seem surprising, but in reality it’s quite consistent. After a first job in a leading chemical company, the creation of a startup in cosmetics, a brief passage in a Chamber of Commerce to help other entrepreneurs... Read More →
avatar for Matthias Vanoni

Matthias Vanoni

CEO, Biowatch
Prior to being the CEO and co-founder of Biowatch SA, Matthias Vanoni (32) was a PhD student at EPFL and IDIAP Research Institute, specialised in biometric authentication and a former captain in French Gendarmerie. His Life is now dedicated to entrepreneurship, his wife and their... Read More →
avatar for Xavier Vaslin

Xavier Vaslin

Head of innovation, Crédit Agricole Payment Services
After working in the electronic payment sector at Monecam (Crédit Agricole’s subsidiary) as Project Director for 4 years, Xavier Vaslin specialised in innovation by first implementing cutting edge solutions to meet customer needs in the whole electronic payment side, whether on... Read More →


Tuesday June 5, 2018 10:00am - 10:30am
The Arena Stage

10:05am

Building the smart thinking money platform
Yolt’s CEO, Frank Jan Risseeuw, talks of building a brand born from the opportunities that Open Banking brings and thus, how the Yolt team are busy creating a unique ecosystem for each user, a bespoke network of services and providers that meet your needs that has attracted over 250,000 users in their first 8 months.


Speakers
avatar for Frank Jan Risseeuw

Frank Jan Risseeuw

CEO & Founder, Yolt
Frank Jan is CEO of Yolt; a smart money management platform built to harness the power of open banking and PSD2. Yolt (FinTech owned by ING bank N.V.) was born in 2016 and is currently available in Beta in the UK. Having worked across a diverse range of marketing and online management... Read More →


Tuesday June 5, 2018 10:05am - 10:20am
The Flying Trapeze Stage

10:05am

From beyond the headlines to under the bonnet; the mechanics of the blockchain
We’re at the point in the hype cycle where even your grandmother has heard of the transformational potential of the blockchain. But the hard questions still remain to be answered. Use this panel to pit your technical questions to blockchain experts with proven case studies and tried and tested business models.

Moderators
avatar for Vincent Everts

Vincent Everts

Trendwatcher, MIDAS Consultancy
Vincent Everts is a serial software entrepreneur and is a trendwatcher which has inspired 500.000+ people during presentations and events. He regularly presents on radio, tv & in the media on digital innovation. He is known for his limitless energy, pointed questions and deep knowledge... Read More →

Speakers
avatar for Marc van der Chijs

Marc van der Chijs

Co-Founder & General Partner, First Block Capital
After starting his career at Daimler in 1996 in Germany, Indonesia and China, Marc became an entrepreneur in 2002 while living in Beijing. Among others he co-founded online video site Tudou.com (listed on the NASDAQ in 2011, sold to Alibaba for $5.2 billion in 2014). Since 2013 he... Read More →
avatar for Pradeep Goel

Pradeep Goel

CEO, Solve.Care Foundation
Pradeep has deep expertise in health and human services, finance and technology. He has been in the CEO, COO, CIO and CTO roles at various innovative technology companies, for more than 25 years. Pradeep was deeply involved in designing and building solutions for several public programs... Read More →
avatar for Jeremy Millar

Jeremy Millar

Chief of Staff, ConsenSys
Jeremy Millar has been one of the driving forces behind the Enterprise Ethereum Alliance, and is Founding Board Member of the EEA as well as Chief of Staff of ConsenSys.Jeremy began his career as an early Java Architect at Oracle, where he oversaw early adopter and beta programs for... Read More →
avatar for Andy Zondervan

Andy Zondervan

CEO & Co-Founder, RightsShare
Biography coming soon.


Tuesday June 5, 2018 10:05am - 10:40am
The Ringside Stage

10:10am

Personalising the banking experience through psychology and machine learning
As your customer base grows and more interactions happen online, it becomes increasingly difficult to create a personal customer experience. Datasine will demonstrate how the financial sector can improve customer engagement, loyalty and retention by understanding their customers better and personalising content at scale. Experience a live demo of a proven, AI-powered platform that can provide insights into the distinctive characteristics and preferences of your customers and automatically tailor generic content to match. Rather than being used for more invasive advertising, learn how psychology and machine learning can be combined to create more compelling customer experiences and deliver benefits for everyone.

Speakers
avatar for Igor Volzhanin

Igor Volzhanin

CEO, DataSine
Igor is the CEO of DataSine, having founded the company in 2015. He moved to London to do a Ph.D. in Psychology and Computer Science at the University of London. Prior to that, he spent 5 years working in international development and lived in New York, Frankfurt, Tirana, and New... Read More →


Tuesday June 5, 2018 10:10am - 10:20am
The Lion’s Den Stage

10:10am

RegTech: Behind the headlines
The fireside chat explores what regtech means (and doesn’t), whether it’s helping the relevant start-ups to position themselves under this banner, and how incumbents feel about it. We also discuss the broader opportunity for start-ups to address regulatory challenges and in which cases, if any, they may be uniquely qualified to do so. Finally, we touch on the maturity of the market and whether buyers are actually moving beyond the sandbox stage.

Moderators
avatar for Michael Treskow

Michael Treskow

Partner, Eight Roads Ventures
Michael is a Partner at Eight Roads Ventures, focusing on venture and growth investments in technology companies across Europe. With $3.6Bn under management and a 50-year history of investing, Eight Roads helps companies across the globe to become leaders in their field. Previously... Read More →

Speakers
avatar for Anastasia Dokuchaeva

Anastasia Dokuchaeva

Head of Partnership, ClauseMatch
Anastasia Dokuchaeva is a seasoned professional with expertise and proven track record delivering regulatory technology solutions to the financial services industry.  In her role as Head of Partnerships at ClauseMatch, Anastasia looks after strategic partnerships and projects around... Read More →
avatar for Matt Smith

Matt Smith

CEO, SteelEye
Matt Smith is CEO of SteelEye, a fast-growing data analytics firm. After two decades as a manager, technologist and business partner, Matt is now focused on helping firms use technology and their data to gain a competitive edge and solve complex regulatory needs.Matt has spent his... Read More →


Tuesday June 5, 2018 10:10am - 10:30am
The High Wire Stage

10:10am

CVC Strategy Panel: Accelerate growth and maximise ROI – is there a vision for a shared future?
Join our panel of expert CVCs as they examine best practices for accelerating growth and maximising return on investment such as aligning business models and developing a vision for a shared future. Plus answer pressing industry questions such as how to measure direct impact, and how to determine the crucial difference between heavy investment and potential market impact.

Moderators
avatar for Matteo Rizzi

Matteo Rizzi

Founder, FinTechStage
In his 13 years role at SWIFT, Matteo covered various activities in sales and global account relationship. In 2007 he founded swiftcommunity.net, the communication platform 2.0 that fosters interactive dialogue in the financial community. This was built on top of the experience accumulated... Read More →

Speakers
avatar for Ruth Blader

Ruth Blader

Investment Director, Anthemis
Ruth Foxe Blader is a venture investor at Anthemis, focused on Fintech and Insurtech.
avatar for Manuel Silva Martínez

Manuel Silva Martínez

Managing Partner, Head of Investments, Santander InnoVentures
Manuel leads the investment team at Santander InnoVentures, Santander Group's corporate venture capital fund. He is responsible for sourcing, executing and maintaining the investor relationship with portfolio companies.Manuel sits on the Board of Autofi (US), Creditas (BR), Elliptic... Read More →
avatar for Patrick Meisberger

Patrick Meisberger

Managing Director, CommerzVentures GmbH
An expert in venture capital, Patrick spent ten years of his professional career advancing through the ranks of T-Venture, the Corporate VC firm of Deutsche Telekom AG. He wound up as CEO before moving on to join CommerzVentures. In the years before, he honed his skills working for... Read More →
avatar for John O'Dwyer

John O'Dwyer

Head of Digital Investments & Innovation, AIB Bank
Johnny is currently Head of Digital Investments & Innovation at AIB Bank where he leads the Fintech investment and innovation strategy primarily across the Retail & Commercial banking franchise. Johnny joined AIB in 2012 and was previously Head of Technology, Media & Telecoms sector... Read More →


Tuesday June 5, 2018 10:10am - 10:40am
The Carousel Stage

10:20am

Fourth industrial revolution: It takes an ecosystem to enable IoT commerce
The fourth industrial revolution will bring together users, technology actors, such as IoT and AI, and existing commercial entities. SIX Payment Services has been working on creating a commerce platform to foster an ecosystem to bring all these actors together, while staying neutral and allow the actors to define their own rules. SIX will demonstrate this in the context of a “Smart home” household.

Speakers
avatar for Urs Gubser

Urs Gubser

Head eCommerce, SIX Payment Services
Urs Gubser has been working as software engineer in securities trading in New York, Hong Kong and Zurich. While on assignment in Hong Kong he caught the payment bug and upon returning to New York started to work for Citibank in the emerging payments group as product leader. After... Read More →


Tuesday June 5, 2018 10:20am - 10:30am
The Lion’s Den Stage

10:20am

Transactional finance API: Keeping banks at the heart of lending
Open Banking is a compliance and competitive headache for banks – where is the commercial opportunity?  Citi and partners are defining a transactional finance API that keeps banks at the heart of lending while helping to power the growth of the digital economy.


Speakers
avatar for Stephen Lindsay

Stephen Lindsay

Head of Standards, SWIFT
Biography coming soon.
avatar for Tony McLaughlin

Tony McLaughlin

Managing Director, Citi
Tony McLaughlin is responsible for Emerging Payments and Business Development in Citi’s Treasury and Trade Solutions (TTS) business. Tony is responsible for the TTS Ecommerce proposition and is deeply involved in new methods of payment, Distributed Ledger and Fintech engagements... Read More →


Tuesday June 5, 2018 10:20am - 10:40am
The Flying Trapeze Stage

10:30am

Monetising digital content with DLT technology: How do we bring in the underbanked?
Speakers
avatar for David Putts

David Putts

Chairman & MD, Expansion & Partnerships, Billon Group
David is the non-exec Chairman and MD of Expansion at Billon Group, bringing years of banking innovation and leadership to an outstanding team. | | David is a former 3-time CEO/MD of successful digital banking ventures in CEE - Inteligo, Equa Bank, and HSBC Premier. He has extensive... Read More →


Tuesday June 5, 2018 10:30am - 10:40am
The Lion’s Den Stage

10:30am

Live Demo: Making Compliance Sexy
Over the past decade, banks have had to keep up with a rapidly expanding regulatory environment. The current situation exposes banks to fines, penalties and reputational damages. It also weighs on their ability to deliver services efficiently and expand their business activities quickly. For this showcase, Enterprise Bot and Apiax have plugged together their technologies to demonstrate the potential of a Digital Compliance Officer to the industry and how a chatbot can make compliance sexy. The fresh and easy to use multi-channel interface allows client advisors to have an instant answer to complex regulatory questions, helping them to stay compliant and confident at anytime and in any market.

Speakers
avatar for Ralf Huber

Ralf Huber

Co-Founder, Apiax
Ralf Huber has over 16 years of legal and compliance experience within the financial industry and holds a Master of Law from the University of Zurich. Starting his compliance career at Zürcher Kantonalbank, Ralf went on to perform a variety of different legal and compliance roles... Read More →
avatar for Ravina Mutha

Ravina Mutha

Co Founder, Enterprise Bot
Enterprise Bot is a young and aspiring AI startup transforming customer service interactions for enterprises in the insurance and banking sectors. Their core focus is in NLP (Natural Language Processing) through which they are able to understand the meaning and context of interactions... Read More →


Tuesday June 5, 2018 10:30am - 10:40am
The High Wire Stage

10:40am

Chairperson’s closing remarks
Chair
avatar for Fabian Vandenreydt

Fabian Vandenreydt

Executive Chairman, B-Hive.eu
As of July 2017, Fabian is Executive Chairman of B-Hive. Fabian previously led SWIFT’s securities business worldwide and was responsible for driving thought leadership and innovation initiatives across the company. Fabian was also Head of Innotribe. Fabian brings more than 20 years... Read More →

Tuesday June 5, 2018 10:40am - 10:42am
The Spiegeltent Stage

11:10am

The research that’s moving the dial
Chair
avatar for Paul Rodgers

Paul Rodgers

Chairman, Vendorcom
Paul is Chairman & Founder of European payments community, Vendorcom; Mentor at fintech accelerator, Level 39; and Member of the UK Payments Systems Regulator Panel and provided the secretariat for the All Party Parliamentary Group on Payment Systems in the last session of the UK... Read More →

Tuesday June 5, 2018 11:10am - 11:15am
The Lion’s Den Stage

11:10am

Chairperson’s opening remarks
Chair
avatar for Fabian Vandenreydt

Fabian Vandenreydt

Executive Chairman, B-Hive.eu
As of July 2017, Fabian is Executive Chairman of B-Hive. Fabian previously led SWIFT’s securities business worldwide and was responsible for driving thought leadership and innovation initiatives across the company. Fabian was also Head of Innotribe. Fabian brings more than 20 years... Read More →

Tuesday June 5, 2018 11:10am - 11:20am
The Spiegeltent Stage

11:10am

Solving for identity
Addressing the components of identity and how banks and financial services providers can become identity custodians. What does that look like in term of business models, new technologies and regulatory frameworks?

Chair
avatar for Ghela Boskovich

Ghela Boskovich

Founder, FemTechGlobal
Ghela Boskovich is very active in the FinTech industry, having spent the last ten years focused on business development for core insurance and banking system solutions. Over the last five years her work centered on financial services pricing governance functionality, which has leveraged... Read More →

Tuesday June 5, 2018 11:10am - 11:20am
The High Wire Stage

11:10am

Innovations in lending and credit: Business model transformation, threats and opportunities
The once-opaque world of lending is experiencing a transformation, with new participants, new risk models, new propositions and new expectations ensuring that tomorrows market will be more competitive and more dynamic than ever before. New participants: Lending has been a central focus for Fintech investment over the last decade. As one of the few sustained profit centres for banks, it’s an obvious target for challengers. New perceptions: For years banks have honed and optimised their internal risk scorecards – a sophisticated world in which they have pursued outperformance by better understanding pricing and performance trade-offs. But for years traditional players have relied on legacy data sets and toolkits. In a world of democratised data – both in banking and beyond – the rules of risk prediction are being re-written. New propositions: Bank lending services for consumers and businesses have changed little in the last forty years – reflecting the organisational structure & product set of lenders rather than the complex, flexible needs of borrowers. More intelligent, relevant hybrid services are now arriving – and solving problems in a way that static legacy products can’t. New expectations: Lenders were once powerful dictators, to whom you ‘applied’ to be a customer. Modern customers, both businesses and individuals are challenging the power dynamic and demanding digital provisioning, real-time decisioning and that banks base their judgements on intelligent, rich data not supposition & black box metrics.

Chair
avatar for Philip Clarke

Philip Clarke

Partner, Hunch
Phil is a Partner at Hunch, the London based strategic innovation practice where he advises blue chip clients on market evolution, growth strategy and next-generation propositions. Phil's experience spans start-up and corporate innovation. He has launched and run a diverse range of... Read More →

Tuesday June 5, 2018 11:10am - 11:20am
The Carousel Stage

11:10am

The journey continues…
Chair
avatar for Elizabeth Kleinveld

Elizabeth Kleinveld

Partner Success Lead, Startupbootcamp Fintech & Cybersecurity
Elizabeth Kleinveld is a FinTech ecosystem builder linking various parties in the value chain from startups and scale-ups to regulators, investors and large corporates. Kleinveld spent twenty years working in the tech and banking sectors, has worked at Holland Fintech and joined Startupbootcamp's... Read More →

Tuesday June 5, 2018 11:10am - 11:25am
The Arena Stage

11:10am

How elastic is your brand? How to talk and listen in an Open Future
Examine how stretchy brands talk to their consumers and collaborators – and what this competitive differential means for financial services providers. Explore methods and mechanisms to increase reach and improve listening in an open data ecosystem.

Speakers
avatar for Nick Farnhill

Nick Farnhill

CEO, Publicis London
Nick is founding partner of digital agency POKE and CEO of Publicis London, where he’s responsible for growing digital communications and experiences for clients such as EE, Virgin, Tourism Ireland, Renault, Heineken, Morrisons, NBC and Garnier.In 2010, Nick launched The Lovie Awards... Read More →
avatar for Nicolai Gerard

Nicolai Gerard

Head of Industry & Services, Facebook France
Nicolai is a leader in the Digital industry. Since 2016, he leads the Industry & Services teams at Facebook France and accompanies leading companies in the Automotive, Financial Services , Tech & Telco and Public Sector areas.Before joining Facebook, Nicolai was the Global Digital... Read More →


Tuesday June 5, 2018 11:10am - 11:30am
The Flying Trapeze Stage

11:10am

Decentralising power is the only truly transformative element of the blockchain, everything else is just hype
Blockchain has been at the top of mind for many financial executives over the past few years, but is it living up to its potential? What is hype and what is not? We'll cover the decentralisation aspects of blockchain, cryptocurrencies and ICOs in our quest for the truth. Join our panel as they battle it out. Expect controversial opinions and spirited debate. Will this panel leave you questioning your own opinions on blockchains? You’ll have to watch and find out!

Moderators
avatar for Marcus Swanepoel

Marcus Swanepoel

CEO, Luno
Marcus is co-founder and CEO of Luno, a leading global digital currency company on a mission to upgrade the world to a better financial system. With customers spanning 40 countries, Luno’s products and services make it safe and easy for people and businesses to store, buy, use... Read More →

Speakers
avatar for James Carlyle

James Carlyle

Chief Engineer, R3
James is focused on defining and building Corda, a unique blockchain platform that he helped design from first principles to meet the needs of provenance, privacy and performance in financial services and other industries. He has been the Chief Engineer of R3 since it was formed in... Read More →
avatar for Marieke Flament

Marieke Flament

Managing Director for Europe, Circle
Marieke Flament is the Managing Director of Europe for Circle, a blockchain company breaking boundaries in the finance sector. With over 10 years of experience in consumer and tech, Marieke has led various businesses across Europe and Asia and is passionate about exploring the ways... Read More →
avatar for Mike Kelly

Mike Kelly

CEO, Curl
Mike is founder and CEO of Curl - an entirely new payment network designed from scratch for retailers and consumers that works by @usernames, open banking, and instant bank transfers. Mike has worked on award winning startups and invented API technology that is deployed at scale around... Read More →
avatar for Ajit Tripathi

Ajit Tripathi

Partner, ConsenSys
Biography coming soon


Tuesday June 5, 2018 11:10am - 11:50am
The Ringside Stage

11:15am

The Bank of the Future: Who Are the Winners and Losers Around the World?
Speakers
avatar for Ronit Ghose

Ronit Ghose

Analyst, Citi
Ronit Ghose is Global Sector Head for Banks in Citi Research. He is the lead author of Citi's GPS FinTech report series - the 2016 edition has had c250,000 downloads making it the most read report ever published by Citi and we believe the most read FinTech report ever published. Since... Read More →


Tuesday June 5, 2018 11:15am - 11:30am
The Lion’s Den Stage

11:15am

How FinTechs have rebuilt the four foundations of banking
A modern bank is a devilishly simple concept made devilishly complex. Commercial banking as we know it sits on heretofore unquestioned foundations. Whilst FinTechs aren't about to topple the big banks tomorrow, there has been a shift in these foundations; a shift that's invisible to the banks but fundamental to their future. As these foundations shift, how should the incumbents reconsider their first principles?

Speakers
avatar for Drew Graham

Drew Graham

Director, Fintech Strategy, Standard Chartered Bank
Drew is a serial entrepreneur turned banker, a sheep in wolf’s clothing. He joined Standard Chartered as Director of Fintech Strategy to help lead the banks’ strategy in partnering with emerging technology startups. He plays a leading role in deciding why, where and how the bank... Read More →


Tuesday June 5, 2018 11:15am - 11:35am
The Arena Stage

11:20am

IndiaStack: India's data empowerment leapfrog
India has leapfrogged the rest of the world by creating a unique regulatory, institutional, and technology architecture that empowers individuals with control over their financial, telecom, healthcare, and other data. As India transitions towards a data rich economy, how will this inversion impact entrepreneurs? What can regulators, entrepreneurs, and policy-makers from other countries learn from this unique approach that balances privacy, security, and the value provided to an individual through data-driven services?

Speakers
avatar for Nikhil Kumar

Nikhil Kumar

Fellow & Head of Developer Ecosystem, India Stack, iSPIRIT Foundation
Nikhil is a full-time fellow with iSPIRT Foundation, a not for profit think thank and has been focussed on building an ecosystem for the Unified Payments Interface. Recently, as a volunteer with NPCI, he led the product development of BHIM Payments App launched by PM Modi. Nikhil... Read More →


Tuesday June 5, 2018 11:20am - 11:35am
The High Wire Stage

11:20am

SME lending, where do the banks fit into this puzzle?
Without much to disrupt, does the “FinTech vs bank” discourse have a place in the SME space? Typically SME is a segment where banks haven’t seen value – but is that all beginning to change through hybrid lending models?

Speakers
avatar for Marcel Gerritsen

Marcel Gerritsen

Head of Strategy & Innovation, Corporate Bank, Rabobank
Marcel Gerritsen is working for Rabobank as an Executive Vice President, and is a member of the Management Team, Corporate Banking, The Netherlands. He is responsible for Strategy & Innovation for the Dutch SME business. Rabobank is at the forefront of efficiency and innovation in... Read More →


Tuesday June 5, 2018 11:20am - 11:40am
The Carousel Stage

11:20am

Leapfrogging as a bank: Building your own challenger
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Many banks are trying to innovate on top of their old legacy systems – for example by creating new, shiny interfaces without facing and fixing the underlying problems. This certainly is not the only way for incumbents to innovate, which instead can leave the old systems as they are and directly jump to building own digital challenger banks outside of their old organisation. The panellists all have built new digital banks for incumbents and will share and discuss their experiences.

Moderators
avatar for Chris Skinner

Chris Skinner

Chairman, The Financial Services Club
Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling books Digital Bank, ValueWeb and its new sequel Digital Human. ValueWeb describes the impact of Fintech and how mobile and blockchain... Read More →

Speakers
avatar for David M Brear

David M Brear

CEO & Co-Founder, 11:FS
David M. Brear is the Co-Founder and CEO at 11:FS. David has been immersed in the technology of financial services for as long as he’s been working and is consistently voted one of the most influential people in Banking, Insurance and Fintech by banks, his peers and a number of... Read More →
avatar for Liesbeth Rigter

Liesbeth Rigter

CEO, Moneyou
Liesbeth has been CEO of Moneyou since 2015 and has more than 20 years of experience in Retail banking, with a history in marketing, online, online acquisition. Several times in her career she launched new banking concepts in different European countries. She is focused on how technological... Read More →
avatar for Marko Wenthin

Marko Wenthin

Chief Commercial Officer & Co-Founder, solarisBank AG
Marko Wenthin is Co-Founder and Chief Commercial Officer of solarisBank AG. Before co-founding solarisBank, Wenthin was Managing Director of Deutsche Handelsbank specializing in lending to internet companies and providing payment solutions to both on and offline businesses. He was... Read More →


Tuesday June 5, 2018 11:20am - 11:50am
The Spiegeltent Stage

11:30am

Who’s winning in the mobile banking app landscape: Key insights, benchmarks and trends
Join this exclusive preview of the inaugural mobile banking app review, released at Money20/20 Europe in partnership with Visa.  The session will share key highlights from the most comprehensive study of its kind.  Collecting and analysing more than fifteen thousand data points from 51 apps and 40 different brands over a two-and-a-half-year period, he will share unprecedented insight into the evolution of mobile banking apps in the UK market.  Backed by extensive user testing of the most popular apps; the session will demonstrate the widening gap between established providers and the new challengers, laying out best practice and delivering lessons we’ve learned along the way.  Who has the fastest app and does that really matter? Who offers the best features? Which has become a must-have item this year?  There can only be one winner, so find out which app has been crowned champion; and more importantly, why.

Speakers
avatar for Mark O'Keefe

Mark O'Keefe

Founding Director, Optima Consultancy
Founding director of Optima Consultancy, Mark is a fellow of the Chartered Institute of Management Accountants. Operating across commercial finance, strategic change and business transformation he has 20+ years’ experience in the Payments business. His time client side was spent... Read More →


Tuesday June 5, 2018 11:30am - 11:45am
The Lion’s Den Stage

11:30am

Turning bank IT into a business model – a cultural transformation
There is an irreversible change happening in corporate banks. It produces new kinds of services for the customers and enables new ways of collaboration with fintechs, startups and any other players in the digital industry. Above all, it requires banks to open up. If you reduce this change solely to PSD2, you are going to miss its true potential. This change should not be driven by regulation but by opportunity. At Deutsche Bank, they took the chance. Initiated by the bank’s technology department, a small team started a cultural change when they began thinking IT from a customer perspective. That was the first step towards open banking and towards turning bank IT into a business model. In this session, the Deutsche Bank API team wants to share its learnings, its vision and its point of view on open banking.

Speakers
avatar for Joris Hensen

Joris Hensen

Co-Lead Deutsche Bank API Program, Deutsche Bank AG
Joris Hensen is responsible for the development of the Deutsche Bank API program, which he co-founded at the beginning of 2015. In his more than ten years at Deutsche Bank, he has worked in various international projects as a project and innovation manager.Joris Hensen became enthusiastic... Read More →
avatar for Miles Jack

Miles Jack

Director, Strategic Consulting, PRIME Business Solutions, TSYS


Tuesday June 5, 2018 11:30am - 11:50am
The Flying Trapeze Stage

11:35am

Leading with identity: From good practice to regulatory requirement
How does leading with identity impact the model, the customer experience and product fit? What are the regulatory concerns under PSD2 and GDPR? What happens when we translate this thinking into the “complex identities” of companies, and what are the translatable business models?

Speakers
avatar for Sunil Gossain

Sunil Gossain

SVP Europe, InAuth UK Ltd.
Sunil Gossain – as SVP, I lead the InAuth EMEA team. I am a business development executive who brings two decades of knowledge and experience from leadership roles within solution providers, financial services, and consulting agencies. I work directly with the largest banks, payment... Read More →


Tuesday June 5, 2018 11:35am - 11:50am
The High Wire Stage

11:35am

The PoCTalk: The ins and outs of POCs that really deliver
Speakers
avatar for Gabrielle Inzirillo

Gabrielle Inzirillo

Program Director, Fintech (France), Plug And Play
Gabrielle is an investor at Plug And Play and oversees the BNP Paribas - Plug And Play FinTech Program.Gabrielle relocated from California to Paris to support Plug And Play Fintech’s expansion across Europe by launching BNP Paribas – Plug And Play, a joint venture formed to identify... Read More →


Tuesday June 5, 2018 11:35am - 11:55am
The Arena Stage

11:40am

Disrupting SME lending, we’re just getting started
With Lending Club and Ondeck public, and Kabbage and Funding Circle going public soon, it is tempting to conclude that SME lending is maturing, particularly int he US and UK.  However we are seeing a second wave of global innovators in the SME lending space, of which we have three representatives today.  The purpose of the panel is to explore where the opportunities still lie in the sector, and whether some of the new players can reach $B scale.

Moderators
avatar for Rob Moffat

Rob Moffat

Partner, Balderton Capital
Rob joined Balderton Capital in 2009 and was promoted to partner in 2015. He is currently a board director or observer with portfolio companies including Zego insurance, Nutmeg, Prodigy Finance, Carwow, Wooga, Mojiworks, and Patients Know Best. Other investments he has worked with... Read More →

Speakers
avatar for Dr. Matthias Knecht

Dr. Matthias Knecht

Co-Founder, Billie
Dr. Matthias Knecht is a Berlin-based serial entrepreneur and has just founded his next venture Fintech venture.  From 2008 to 2014, Matthias was a consultant with McKinsey & Company focusing on clients from the banking, insurance, and private equity sector. Together with his fellow... Read More →
avatar for Alex Prot

Alex Prot

CEO, Qonto
He started Qonto in 2016 to make small business banking easy and help entrepreneurs run their business efficiently.Prior to Qonto, Alex co-founded Smok.io (acquired by a Fortune 500), managed Wimdu France (Rocket Internet) and started his career at McKinsey & Co and Goldman Sachs.He... Read More →
avatar for Federico Travella

Federico Travella

CEO, NoviCap
Federico is a Belgian-Italian Internet and technology entrepreneur who serves as CEO of NoviCap. Prior to founding NoviCap, he was Managing Director of Rocket Internet for which he headed the rapid expansion of Internet ventures throughout Asia Pacific. His most recent success at... Read More →


Tuesday June 5, 2018 11:40am - 12:10pm
The Carousel Stage

11:45am

Highlights from the 12th Annual Advanced Payments Report: Developments, innovation, and disruption in the world of payments
Edgar, Dunn & Company’s Advanced Payments Report for 2018, now a payments industry landmark, will be released at Money20/20 Europe. This session will highlight some of the key findings of the annual survey of industry stakeholders discussing industry opinion on developments in payments, innovative business models and technologies set to disrupt the status-quo.

Speakers
avatar for Samee Zafar

Samee Zafar

Director, Edgar, Dunn & Company
Samee is based in the London office. He has advised some of the largest financial services organisations in Europe and North America on competitive strategy, operations and technology. His expertise covers banking, digital commerce, payments including mobile payments, and new technologies... Read More →


Tuesday June 5, 2018 11:45am - 12:00pm
The Lion’s Den Stage

11:50am

Cutting through the noise – strategies to entice FinTechs into your fold
Address the practicalities and move beyond ‘innovation by press release’ through creating meaningful strategies to bring FinTechs into the family. How can you accurately assess your competitors (hint: they’re not just the banks!) and create a meaningful partnership proposition?

Moderators
avatar for Anna Irrera

Anna Irrera

FinTech Correspondent, Reuters
Anna Irrera is a journalist at Reuters in New York where she covers the fintech sector and technology related developments at some of the world’s largest financial institutions, focusing on topics ranging from marketplace lending to blockchain. She joined Reuters in late 2016 having... Read More →

Speakers
avatar for Sofia Ericsson

Sofia Ericsson

Head of Open Banking Partners, Nordea
Sofia (Ericsson Holm) is Head of Open Banking Partners at Nordea driving partnership projects between Nordea and fintechs. Before joining Nordea, Sofia worked as a venture capitalist focusing on early stage Nordic fintech companies. Over the past more than 20 years, Sofia has gathered... Read More →
avatar for Reetika Grewal

Reetika Grewal

Head of Payments Strategy, Silicon Valley Bank
Reetika Grewal is the Head of Payments Strategy and Solutions at Silicon Valley Bank, the bank of the world’s most innovative companies and their investors. Reetika joined the company in 2012 to lead the Payments Strategy team. This team focuses on internal payments strategy and... Read More →


Tuesday June 5, 2018 11:50am - 12:10pm
The Flying Trapeze Stage

11:50am

Why I write
Our brand new Spiegeltent is your chance to get up close and personal with your FinTech idols in an interactive setting. But you’d better be quick to grab your seat – this stage has been designed for two-way conversation, so only a lucky few will have the opportunity to be part of the intimate crowd for each session. Once it’s full it’s full!

Moderators
avatar for Emma Pearce

Emma Pearce

Senior Content Manager, Money20/20 Europe
Biography coming soon.

Speakers
avatar for Dr. Leda Glyptis

Dr. Leda Glyptis

Chief Innovation Officer, Qatar National Bank
Leda Glyptis is the Chief Innovation Officer for Qatar National Bank. Leda joined QNB, the largest bank in MENA, in January 2017 with responsibilities for employee-driven and market-led innovation strategy and execution. Prior to QNB, Leda served as a Director at business and technology... Read More →


Tuesday June 5, 2018 11:50am - 12:10pm
The Spiegeltent Stage

11:50am

Commercialising through technology
How can we leverage tools and technology to implement “identity first” product transformation. Once you I understand what it means to be an identity custodian, and the importance of ‘solving for identity’ in your organisation, what are the tools and technologies that enable you to do this?

Moderators
avatar for Bianca Lopes

Bianca Lopes

FinTech Influencer
Naturally curious and fascinated by humans, Bianca is a Serial Entrepreneur and an experienced speaker in Data, Identity, FinTech, Entrepreneurship & Diversity. She has been a banker, and worked in partnership with large financial instituitions to reshape their human approach to technology... Read More →

Speakers
avatar for Kris de Ryck

Kris de Ryck

CEO, Belgian Mobile ID - itsme
Kris De Ryck, CEO of Belgian Mobile ID, will address the needs and solutions of the digital society we live in and the important next steps that lie on the short-term horizon. Belgian Mobile ID brings together the seven market leaders in the sectors for banking and telecommunications... Read More →
avatar for Philippe Vallée

Philippe Vallée

CEO, GEMALTO
Philippe Vallée has held his current position since September 2016. Prior to this he was the Company's Chief Operating Officer, with operational responsibility for all the Company's businesses (from January 2014 to August 2016), and EVP of Gemalto Telecommunications Business Unit... Read More →


Tuesday June 5, 2018 11:50am - 12:10pm
The High Wire Stage

11:50am

DLT: Reinventing the economy
The convergence of disruptive technology like Internet of Thing (IoT) and blockchain technology will blur the lines of industries. New integrated services will emerge through the smart contract technology as an integration layer of vertical industries. New ecosystems from mobility, housing, B2B, with over $50 trillion of new business will evolve by 2025 according to a McKinsey study. A fundamental change of the market infrastructure is already underway – if companies don’t mobilize quickly they will not survive. This is a multiyear journey, requiring new business models and a new cultural mindset shift ‘greenfield thinking’.

Moderators
avatar for Oliver Bussmann

Oliver Bussmann

Managing Partner, Bussmann Advisory
Oliver Bussmann has a reputation as a technology thought leader and driver of large-scale transformation at global organisations in the financial services and Hi-Tech industries. As group chief information officer of UBS, he successfully led a major IT transformation effort, instituted... Read More →

Speakers
avatar for Lisa Nestor

Lisa Nestor

Director of Partnerships, Stellar Development Foundation (Stellar)
As Director of Partnerships, Lisa supports the growth of Stellar.org's network of financial partners. Lisa travels the world collaborating with diverse financial institutions, from Central Banks to Money Service Businesses (MSBs), on how they can improve their financial infrastructure... Read More →
avatar for Dominik Schiener

Dominik Schiener

Co-Founder & Co-Chairman, IOTA
Co-Founder of IOTA and the IOTA Foundation. Involved in Crypto-Currencies since 2011.


Tuesday June 5, 2018 11:50am - 12:20pm
The Ringside Stage

11:55am

Creating, innovating and revolutionising: 10 years of Open Innovation
Join BBVA for a celebration of 10 years of building and nurturing talent and innovation. 

Speakers
avatar for José Ferrer

José Ferrer

CEO & Founder, Check-it
José is in charge of two entrepreneurial projects.FSI is a small consulting firm specialized in process automation, software robotics, RPA - Robotic Process Automation and SPA - Smart Process AutomationFSI is participating in several automation projects in the financial sector. Banks... Read More →
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is in charge of the activities to scout and connect the ecosystem of entrepreneurs and developers worldwide and connect them to the relevant BBVA departments to disrupt together the financial industry.With more than 20 years of experience, she has been at the head of innovation... Read More →
avatar for Ignacio Gil Puertolas

Ignacio Gil Puertolas

Global Head, Tuyyo
Dynamic and creative person, with ideas that contribute to improve business strategies, strongly oriented to results and with highly developed analytical and leadership skills.Specialies: Digital Transformation, Fintech, Money Transfer, Payments, Cards, Insurance, Consumer lending... Read More →
avatar for Antti-Jussi Suominen

Antti-Jussi Suominen

CEO, Holvi Payment Services Ltd
Holvi is helmed by Antti-Jussi Suominen, a senior executive with previous track record in driving new business growth in companies such as Sonera, Nokia and Elisa. He has extensive general management experience in building and running new businesses and innovation in the mobile and... Read More →


Tuesday June 5, 2018 11:55am - 12:35pm
The Arena Stage

12:00pm

Is the digital-only hype starting to come off the boil?
Digital usage for banking is undoubtedly increasing, along with frequency, yet the hype around digital-only propositions is beginning to cool. Simultaneously, trust as a commodity for financial institutions is increasing in value. Victoria will share brand new insights from the RFi Group Global Digital Banking Study, which will explore how consumers are actually responding to FinTech and digital-only propositions around the globe. Furthermore, she will share a more local view on consumer and SME perceptions and behaviours around PSD2 regulatory changes and the shift of an open banking world. 

Speakers
avatar for Victoria Bateman

Victoria Bateman

General Manager, EMEA, RFi Group
Victoria joined RFi Group in January 2011 as Director for the EMEA region, with overall responsibility for RFi Group’s research programmes and insight generation across the UK, Europe and the Middle East.In addition to leading the EMEA team and EMEA research portfolio, Victoria... Read More →


Tuesday June 5, 2018 12:00pm - 12:15pm
The Lion’s Den Stage

12:10pm

Core Banking is not sexy, but it is hot
Speakers
avatar for Erik Drijkoningen

Erik Drijkoningen

Co-Founder, Ohpen
avatar for Don Ginsel

Don Ginsel

CEO & Founder, Holland FinTech
Don Ginsel is Founder and CEO of Holland FinTech, driving forward global financial innovation, with a strong base in Amsterdam. Before that he was founder of Principe Management, an investor and capital search firm for early stage ventures, as well as mentor and coach through several... Read More →


Tuesday June 5, 2018 12:10pm - 12:20pm
The Spiegeltent Stage

12:10pm

Rise of the Planet of the APIs: Data centricity
In an open future banks need to address concerns in shared services and storage to mitigate increased pressure on their APIs. Plus, FinTechs must position themselves to collaborate off the back of new standards and data sharing protocols. How do we navigate the data deluge post PSD2?


Moderators
avatar for Shamir Karkal

Shamir Karkal

Entrepreneur in Residence, Omidyar Network
Shamir is a software engineer turned finance and banking expert. Prior to joining Omidyar Network as an Entrepreneur in Residence,  Shamir headed Open API initiatives at BBVA. Shamir also Co-founded Simple, an online banking services startup based in Portland, Oregon. Before Simple... Read More →

Speakers
avatar for Henrique di Lorenzo

Henrique di Lorenzo

Innovation Partnership Manager, Klarna
Henrique Di Lorenzo is the Innovations Partnership Manager at Klarna, a global tech bank on a mission to make payments and shopping as smoooth as possible. His team is responsible for engaging in strategic partnerships and finding novel ways to distribute Klarna’s products. With... Read More →
avatar for Christoph Rieche

Christoph Rieche

CEO, iwoca
Christoph Rieche is the Co-Founder and CEO of iwoca and is a leading figure within the fintech sector. Participating in initiatives such as the G20 SME Finance Working Group and other public sector roundtables, he has played a formative role in the evolution of technology driven financing... Read More →
avatar for Hiroki Takeuchi

Hiroki Takeuchi

CEO & Co-Founder, GoCardless
Hiroki is co-founder and CEO of GoCardless. GoCardless provides a simple and cost-effective way to accept recurring payments online. Founded in 2011, it is the UK’s leading Direct Debit provider, processing more than £5 billion each year for over 35,000 businesses. Backed by some... Read More →
avatar for Marko Wenthin

Marko Wenthin

Chief Commercial Officer & Co-Founder, solarisBank AG
Marko Wenthin is Co-Founder and Chief Commercial Officer of solarisBank AG. Before co-founding solarisBank, Wenthin was Managing Director of Deutsche Handelsbank specializing in lending to internet companies and providing payment solutions to both on and offline businesses. He was... Read More →


Tuesday June 5, 2018 12:10pm - 12:50pm
The Flying Trapeze Stage

12:10pm

Breaking the compromise between security and convenience
We have solved for identity, and discussed how taking an identity first approach is fundamental to product and business transformation and future agility. But what are the security concerns in an “identity first” world and how do we balance privacy, security and convenience in creating consumer driven products?

Moderators
avatar for Peter O'Neill

Peter O'Neill

President & CEO, FindBiometrics
Head of the most trusted and longest-standing biometrics and identity management resource – FindBiometrics – Peter O’Neill is known throughout the industry as an integral thought leader and a prominent voice for strong authentication. He is a member of the International Biometric... Read More →

Speakers
avatar for Clive Bourke

Clive Bourke

President, Daon
Clive Bourke is President of EMEA and APAC for Daon and sits on Daon’s board of directors. He is responsible for all Daon's business activities across Europe, the Middle East, Africa and Asia Pacific. Clive and his team deliver and support biometrics, authentication and identity... Read More →
avatar for Christian Fredrikson

Christian Fredrikson

President & CEO, Fingerprints Cards AB
Biography coming soon
avatar for Dr. Tamaz Georgadze

Dr. Tamaz Georgadze

CEO & Founder, Raisin
Tamaz graduated with honors in law from University of Giessen and international economics from Tbilisi State University. He also holds a PhD in agricultural economics from University of Giessen. Prior to building and scaling Raisin, Tamaz has spent 10 years with McKinsey & Company... Read More →
avatar for Nathalie Oestmann

Nathalie Oestmann

Senior VP Strategic Marketing, Financial Institutions, IDEMIA
Biography coming soon.
avatar for Frances Zelazny

Frances Zelazny

Chief Strategy & Marketing Officer, BioCatch
Frances is a seasoned marketing strategist and business development professional with nearly 20 years experience in the identity industry and with multiple start-up companies. Prior to BioCatch, Frances ran an independent consulting firm focused on helping early stage and midsize... Read More →


Tuesday June 5, 2018 12:10pm - 12:50pm
The High Wire Stage

12:10pm

Securely opening up financial data to create meaningful value propositions for lending
Open banking is going to open up alternative data sources to be utilised for credit scoring, but no one knows how it works long term. Are FinTechs right to go it alone or can banks provide the trusted brand augmented by core product offerings?

Moderators
avatar for Yusuf Ozdalga

Yusuf Ozdalga

Partner, QED Investors
Yusuf is a Partner at QED Investors which he joined in 2017 with a focus on London and the portfolio of European investments. Prior to joining QED, Yusuf was an active investor in MENA and Turkey for eight years, where he sourced, executed, and exited investments across several sectors... Read More →

Speakers
avatar for Rajiv Chandna

Rajiv Chandna

Head of Strategy & Bus Devt, Grab Financial Group
Rajiv is the head of Strategy for Grab's FinTech arm.As part of this role - he leads Data Analytics, Strategy, Business Development and New Product Launches. Prior to this, he has had a wide ranging career - working for BCG, Standard Chartered, Cadbury, United Nations, DHL and AIESEC.Rajiv's... Read More →
avatar for Lucy Marie Hagues

Lucy Marie Hagues

Chief Marketing Officer, Capital One
Lucy cares about social and financial inclusion. She believe that credit on fair terms should be accessible to a much wider population. | | Lucy's background is as an analyst and she is an engineer by training, who is excited by great design. She would like to bring together deep... Read More →
avatar for Jaidev Janardana

Jaidev Janardana

CEO, Zopa
Jaidev Janardana is Chief Executive Officer of Zopa, the world’s first peer-to-peer lending company. For the past 15 years, Jaidev has worked to create simple, fair financial products and services for consumers by leveraging technology and analytics. Jaidev joined Zopa in 2014... Read More →
avatar for Matthias Kröner

Matthias Kröner

Founder and CEO, Fidor
Matthias Kröner is the co-founder and CEO of FIDOR Bank AG, the neobank with the unique positioning of ‘Banking with Friends’ launched in Germany, the UK, soon in France and most recently acquired by the group BPCE. Fidor Bank reflects Matthias Kröner’s vision of digital and... Read More →


Tuesday June 5, 2018 12:10pm - 12:50pm
The Carousel Stage

12:15pm

The digitization of payments... and how it’s driving competition
Payments are spreading across many different channels and increasingly becoming seamless or completely hidden. This is being driven by new regulation, technology advances and consumer behaviour change. Learn the statistics and research on this development and explore what issuers and schemes must do to keep up with these changes and stay competitive

Speakers
avatar for Will Cross

Will Cross

Director, Business Development Diners Club International, Europe, Middle East and Africa, Discover Global Network
Will Cross is Director of Business Development, Europe, Middle East and Africa for Discover Global Network. He is responsible for developing and implementing the partnership strategy across the region, and manages many of those relationships.Will has spent his career in cards and... Read More →


Tuesday June 5, 2018 12:15pm - 12:30pm
The Lion’s Den Stage

12:20pm

Cryptocurrency, the central (bank) question
Central banks are not having an easy time with the crypto question. The global CrypoAsset maket is estimated to be in excess of $500 BUSD. Cryptocurrencies have now been joined by Crytotokens, which have proven popular for funding new venture through Initial Coin Offerings (ICOs) There are over 1500 Cryptocurrencies currently in issue, with Bitcoin, Ether and Ripple comprising the top 3. Bitcoin gained another sustained period of global prominence and in 2017 with is price rising from 2,000 USD per BTC in June to 19,000 USD per BTC by Dec, an 850% increase driven by speculation. In the autumn of 2017, CME and CBO both launched Bitcoin managed futures. Cryptocurrencies are algorithmically generated through a Hash algorithm, and reside on decentralized networks on the blockchain or distributed ledger technologies. This is where many of the differences between cryptocurrencies begin: some are on public networks, some private, some have limited total supply, some no maximum supply limit, some are free floating, some are pegged to fiat currencies or commodities. What role do Cryptocurrencies play in society and what is their future? Is there a job for Cryptocurrencies in Central Banks, and if so what job is that? What is the future of Cryptocurrencies, digital currencies, and cash?Central banks are not having an easy time with the crypto question, and nor should they; it’s one of the most complex issues we face as a global economy. So what’s the right approach? Should they start buying speculatively to protect against deflation? Do they regulate it as fiat, or is launching a national coin the right approach?

Moderators
avatar for Lawrence Wintermeyer

Lawrence Wintermeyer

Co-Founder & Director, Global Digital Finance
Biography coming soon

Speakers
avatar for James Chapman

James Chapman

Senior Research Director, Bank of Canada
James Chapman is the Senior Research Director in the Funds Management and Banking Department at the Bank of Canada. James received a Ph.D. in economics and a MSc in statistics from the University of Iowa in 2006. He joined the Bank of Canada as a senior analyst in that year. James’s... Read More →
avatar for Martin Etheridge

Martin Etheridge

Head of Notes Division, Bank of England
Martin Etheridge is Head of Division at the Bank of England with responsibility for Fintech. He is also the Head of Banknote Operations and oversees the Bank’s work on digital currencies. Prior to this role, Martin held a number of senior positions in Prudential Regulation at the... Read More →
avatar for Dr. Marius Jurgilas

Dr. Marius Jurgilas

Member of the Board, Bank of Lituania
As the godfather of Fintech in Lithuania, and with a background that bridges academia and government, Marius Jurgilas is one of Europe’s foremost thought leaders on the future of banking. Expert in the topics of: - Innovation + regulation: How to foster innovation through regulation... Read More →
avatar for Thomas Moser

Thomas Moser

Alternate Member of the Governing Board, Swiss National Bank
Thomas Moser is Alternate Member of the Governing Board and Deputy Head of Department I of the Swiss National Bank since the beginning of 2010. The scope of business of Department I includes Economic Affairs, International Affairs, Statistics, Legal Services, and Communications.   Before... Read More →


Tuesday June 5, 2018 12:20pm - 1:00pm
The Ringside Stage

12:30pm

Consolidating European payments: A strategic partnership announcement between Worldline and SIX
On the 15th May, Worldline and SIX announced the signing of an agreement to enter into a strategic partnership. Worldline will acquire SIX Payment Services, the payments services division of SIX. Marc-Henri Desportes, Worldline General Manager and Marco Menotti, SIX Head of Payments, will have the pleasure to highlight the transaction and the major benefits it brings to the European Payment landscape and community.

Speakers
avatar for Marc-Henri Desportes

Marc-Henri Desportes

General Manager, Worldline
Marc-Henri Desportes is a graduate of the Ecole Polytechnique and the Ecole des Mines de Paris. He was Deputy Program Director of the Copernic program at the French Ministry of Finance from 2000 to 2005. The next year, Mr. Desportes took charge of audit coordination at BNP Paribas... Read More →
avatar for Marco Menotti

Marco Menotti

Head of Payments, SIX
Marco Menotti joined SIX on March 1, 2018 as Head of the Business Unit Payments and member of the Executive Board of SIX Group. He previously spent more than 15 years at UBS, where he held a number of management positions, the last of which was Managing Director and Head Banking Products... Read More →


Tuesday June 5, 2018 12:30pm - 12:40pm
The Lion’s Den Stage

12:30pm

Changing the face of blockchain & ICO announcement
Speakers
avatar for Lea Jakobiak

Lea Jakobiak

Business Reporter
Biography coming soon


Tuesday June 5, 2018 12:30pm - 12:50pm
The Spiegeltent Stage

12:45pm

Chairperson’s closing remarks
Chair
avatar for Fabian Vandenreydt

Fabian Vandenreydt

Executive Chairman, B-Hive.eu
As of July 2017, Fabian is Executive Chairman of B-Hive. Fabian previously led SWIFT’s securities business worldwide and was responsible for driving thought leadership and innovation initiatives across the company. Fabian was also Head of Innotribe. Fabian brings more than 20 years... Read More →

Tuesday June 5, 2018 12:45pm - 12:47pm
The Spiegeltent Stage

1:45pm

Banking on the CX Factor - Customer experience drives loyalty.
What does it mean to be a bank today? One that understands you. The experience of paying and managing finances cannot be avoided but it can be elevated. Hear how Klarna will create customer experiences that engage, empower, delight and ultimately foster loyalty.

Speakers
avatar for Sebastian Siemiatkowski

Sebastian Siemiatkowski

CEO, Klarna
In 2005, Sebastian Siemiatkowski co-founded Klarna in order to provide safe and smooth online payments. He currently serves as its Chief Executive Officer. Over the past decade, he has overseen the company’s rapid growth across Europe and more recently into North America. Klarna... Read More →


Tuesday June 5, 2018 1:45pm - 2:05pm
The Big Top Stage

2:05pm

The Payments Race
Fresh from trekking across Asia, the Money20/20 Payments Race is back. 5 racers will be tasked with making their way across Europe in just a few days, and be faced with a series of payments related challenges along the way. The catch is that each racer can only use one payment method, or face immediate disqualification. They won’t be completely on their own though – each racer will have mentors to support them along their way. Who will make it to the finish line first and with the most points? Who will get stranded somewhere along the way? The results of the Payments Race will be revealed on the main stage

Speakers
avatar for Ghela Boskovich

Ghela Boskovich

Founder, FemTechGlobal
Ghela Boskovich is very active in the FinTech industry, having spent the last ten years focused on business development for core insurance and banking system solutions. Over the last five years her work centered on financial services pricing governance functionality, which has leveraged... Read More →


Tuesday June 5, 2018 2:05pm - 2:20pm
The Big Top Stage

2:20pm

A Vision for Connected Commerce: Voice is the New Frontier
Connected experiences make commerce personal and conversational again. Voice is reinventing commerce and businesses that are early adopters reap rewards in the long term. Kelly Wenzel will show how this is set to redefine the way customers will make purchases in their day to day lives.  


Speakers
avatar for John Sullivan

John Sullivan

CIO, Virgin Trains
John is an experienced IT leader who focuses on where IT can improve business performance and delivering to the ideas. He is also very focused on innovation and has driven a number of new solutions in hospitality and Rail. The highlights are:• PizzaExpress App (global first for... Read More →
avatar for Kelly Wenzel

Kelly Wenzel

Director for Global Marketing, Amazon Pay
Biography coming soon


Tuesday June 5, 2018 2:20pm - 2:40pm
The Big Top Stage

2:40pm

Money is not a dirty word
Innovation in banking is rich in the language of ecosystems, partnerships and collaboration. It creates an illusion of inclusion, at the business end of the spectrum, and an openness to RnD and exploration without a razor sharp focus on PnL.

Business model innovation departments and a variety of activity, from investment to JVs, in propositions that make money differently to the core also creates the illusion of openness and fluidity. But the whole point of innovating was to stay in the game, to make money, to keep ahead. So all this openness is either not fully real or fully misguided.

It is time we discussed monetisation models and the challenges some partnerships present to making money. It is time we talked profitability structures and playing the same game by the same rules. And it’s time we all said what we really think about when and how you should talk money when speaking to a startup, a customer or a banker.

It’s what we are here for and it’s not a dirty word.

Speakers
avatar for Dr. Leda Glyptis

Dr. Leda Glyptis

Chief Innovation Officer, Qatar National Bank
Leda Glyptis is the Chief Innovation Officer for Qatar National Bank. Leda joined QNB, the largest bank in MENA, in January 2017 with responsibilities for employee-driven and market-led innovation strategy and execution. Prior to QNB, Leda served as a Director at business and technology... Read More →


Tuesday June 5, 2018 2:40pm - 3:00pm
The Big Top Stage

3:00pm

Make technology great again. AGAIN
In this high adrenaline performance, you’ll confront the persona of a malicious hacker and the disconnect between pursuing the prize of data and the individuals and businesses that are put at risk in the process. From billions lost in ICOs to political mania caused by the misuse of data, hacking is in the news everyday. Ralph Echemendia will explore the threats and challenges of data ownership and address the implications of recent scandals. When the valuation of tech giants relies on the data they collect and store, what happens if this data is stolen before they find a way to monetise? As the balance of power of data ownership changes, will the tech giant’s control of data diminish before they find the business models to justify their valuations? Be prepared to be amazed as Ralph Echemendia and Criminology academic Dr Mary Aiken, shed light on the dark arts of cyber crime. There will be a performance on Privacy by Hennessy Echemendia.

Speakers
avatar for Dr. Mary Aiken

Dr. Mary Aiken

Cyber Psychologist & Author
Dr. Mary Aiken is an Adjunct Associate Professor at the Geary Institute for Public Policy University College Dublin and Global Fellow at the Wilson Center Washington DC. She is a lecturer in Criminology and Research Fellow at the School of Law, Middlesex University UK, Fellow of the... Read More →
avatar for Ralph Echemendia

Ralph Echemendia

Ethical Hacker & CEO, Seguru
Ralph Echemendia is a world-renowned cyber security expert, known internationally by his alter ego “The Ethical Hacker.” For over 20 years, Ralph has delivered training on hacking and other security information to corporations including the US Marine Corps, NASA, Google, Microsoft... Read More →
avatar for Hennessy Echemendia

Hennessy Echemendia

Musician
At the early age of 8 Hennessy self-taught herself to play the guitar, piano, and has been making music ever since. She was born in Miami, Florida November 20, 1998 and later moved to Los Angeles with her infamous father Ralph Echemendia (known as the Ethical Hacker).A star on the... Read More →


Tuesday June 5, 2018 3:00pm - 3:30pm
The Big Top Stage

4:00pm

Payments and DLT: What you need to know
Chair
avatar for Ryan Frere

Ryan Frere

VP of Global Payments, Flywire
Ryan Frere is Flywire’s Vice President of Global Payments and brings to the company a unique approach that is remarkably well-suited for opening new markets, expanding addressable markets, and driving innovation back into existing businesses. Driven by the goal of taking the “international... Read More →

Tuesday June 5, 2018 4:00pm - 4:05pm
The Lion’s Den Stage

4:00pm

Chairperson’s opening remarks
Chair
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is in charge of the activities to scout and connect the ecosystem of entrepreneurs and developers worldwide and connect them to the relevant BBVA departments to disrupt together the financial industry.With more than 20 years of experience, she has been at the head of innovation... Read More →

Tuesday June 5, 2018 4:00pm - 4:05pm
The Spiegeltent Stage

4:00pm

Taking next steps...
Chair
avatar for Michael Dooijes

Michael Dooijes

Managing Director, Startupbootcamp FinTech & CyberSecurity
Michael Dooijes is an international executive, industry leader and innovator with extensive entrepreneurial experience in the FinTech space. In the 2014 list of Bank Innovation, he is one of the people to watch in the financial sector. In the last 20+ years, Michael has lived and... Read More →

Tuesday June 5, 2018 4:00pm - 4:05pm
The Arena Stage

4:00pm

The financial services revolution will not be televised
Platforms, Challengers and APIs – the banking landscape is under attack! Incumbent banks know change is happening but they are like a mouse in front of the hole, unable to redirect their course and (re)act in an agile fashion. Why is it that hard for the incumbents to pre-empt the FinTech attack?
Combining digital and human capacity to deliver a unique customer experiences
How will todays and tomorrow’s consumers expect bank financial services to be delivered?
Who will win the client satisfaction end game?
Is the middle ground the sweet spot or the crushing point? How can mid-sized banks succeed in the digital world?


Chair
avatar for Urs Bolt

Urs Bolt

Advisor, bolt.now
30+ years experience in the financial services industry, mainly in wealth management, investment banking and banking technology business. Urs Bolt's core expertise is to develop and roll out new digital business platforms. Successful projects include a B2B social business platform... Read More →

Tuesday June 5, 2018 4:00pm - 4:10pm
The Carousel Stage

4:00pm

Customer centricity starts with company culture
Chair
avatar for Ghela Boskovich

Ghela Boskovich

Founder, FemTechGlobal
Ghela Boskovich is very active in the FinTech industry, having spent the last ten years focused on business development for core insurance and banking system solutions. Over the last five years her work centered on financial services pricing governance functionality, which has leveraged... Read More →

Tuesday June 5, 2018 4:00pm - 4:10pm
The High Wire Stage

4:00pm

How can banks safely share and house datasets?
PSD2 and Open Banking in the UK have created significant opportunities for technological development and increased competition, and these opportunities rely on consumers being willing to share their financial data. However, it is important to recognise the risks that the sharing of financial data can create, as well as the opportunities. Recent high profile data breaches have highlighted the importance of strong data protection, and this is particularly relevant in the new Open Banking world where data sharing is becoming increasingly commonplace. Data sharing is an important facet of PSD2, but how can we ensure consumers are adequately protected as the landscape of financial services develops? And who are the true custodians of financial data?


Speakers
avatar for Maha El Dimachki

Maha El Dimachki

Head of Department, FCA
Maha is the Head of Payments Supervision Department at the Financial Conduct Authority (FCA) having joined the FCA to set up the team in October 2017.Maha’s career in the payments space has spanned multiple geographies since 1995, covering various markets in retail banking as well... Read More →


Tuesday June 5, 2018 4:00pm - 4:20pm
The Flying Trapeze Stage

4:00pm

Currency or commodity – how do we approach the shapeshifter that is crypto?
How should we be viewing crypto? Its volatility has shocked even the most knowledgeable of experts, and the ‘currency vs asset class’ debate rages on with no definitive answer. In only three years, the Ethereum blockchain and its native token, Ether, have not only made a few early adopters very rich, but whole businesses have been built on the ecosystem. Now, with the SEC announcing this is a security, and with regulatory oversight in the US on the horizon, what does this mean for the community? Will the rest of the world follow the US down the regulatory path, if not what does that mean for a borderless instrument? But why should cryptoassets be classed the same way, just because their means of transport uses the same features? We differentiate between a piece of music and a photograph transmitted digitally. It’s high time we started looking at these assets for what they are, and not get starry eyed over blockchain. Join our panel of certified crypto experts as they discuss, debate and de-mystify the classification of bitcoin and its cohorts.

Moderators
avatar for Sara Feenan

Sara Feenan

Head of Business Development, Clearmatics
Sara Feenan is part of Clearmatics, the blockchain technology and research company behind Utility Settlement Coin. She has over 12 years' experience in financial technology across the buy side, sell side and consulting. She is a regular guest and host on Blockchain Insider, and has... Read More →

Speakers
avatar for Teana Baker-Taylor

Teana Baker-Taylor

Chief Marketing Officer, Coinfloor
Teana is the Chief Marketing Officer at Coinfloor, the longest established group of cryptocurrency exchanges for institutional or sophisticated investors and traders , founded in 2013.Passionate about the opportunities emerging from cryptocurrencies as a burgeoning asset class, Teana... Read More →
avatar for Patrick Byrne

Patrick Byrne

CEO & Founder, Overstock.com
In late 1999, Patrick M. Byrne launched Overstock.com, which achieved its first profitable quarter in 2002 and its first full year of profitability in 2009. In 2016, Overstock.com had revenues of $1.8 billion and its seventh out of eight straight years of profitability. In 2001, Byrne... Read More →
avatar for Amos Meiri

Amos Meiri

CEO & Co-Founder, Colu
Amos is the co-founder and CEO of Colu, a venture capital funded start-up that uses blockchain technology to help people reclaim economic power by creating local currencies and building local economies. With his background in the finance and FinTech industries, and having worked for... Read More →
avatar for David Schwartz

David Schwartz

Chief Cryptographer, Ripple
Biography coming soon


Tuesday June 5, 2018 4:00pm - 4:40pm
The Ringside Stage

4:05pm

Your bank will be a platform
Speakers
avatar for Lupina Iturriaga

Lupina Iturriaga

Co-Founder, Fintonic
Co-Founder and Co-CEO of Fintonic, the platform among banks and clients, to organise, save money and get the best suited products through their market place, awarded with Google’s First Mobile Innovation Award in the Finance Sector.In addition, Lupina’s professional career has... Read More →


Tuesday June 5, 2018 4:05pm - 4:20pm
The Spiegeltent Stage

4:05pm

Evolution of Payment Technologies: Delivering Unique Value
As the first Asian payment network to go global, JCB has been uniquely positioned to meet the ever-changing needs of customers since 1981. During this time, payments technology has been required to constantly evolve in order to serve increasingly diverse customer needs and expectations. Join Masaki Yokawa to understand how to stay at the forefront of this evolution including the unique initiatives JCB has created to serve a diverse global customer base.

Speakers
avatar for Masaki Yokawa

Masaki Yokawa

SVP of Brand Infrastructure & Technologies, JCB
Masaki Yokawa, SVP Brand Infrastructure and Technologies, has spent most of his career within the international payments division of JCB. Actively contributing to the continued global expansion of the company, with senior international placements across the globe, throughout this... Read More →


Tuesday June 5, 2018 4:05pm - 4:20pm
The Lion’s Den Stage

4:05pm

The ‘Start Path’ to success: How Mastercard works with startups to create real partnerships
Amy Neale, VP and Start Path lead will demonstrate how Mastercard has developed a worldwide approach to startup engagement that results in tangible results, and will be joined by Vincent Alimi of Mobeewave and Christer Holloman of Divido.

Speakers
avatar for Vincent Alimi

Vincent Alimi

Chief Growth Officer, Mobeewave
Vincent has spent the last 15 years in the digital payment industry. He obtained both a Master's Degree and a Ph.D. in Digital Payments and has worked for companies like Orange and Inside Secure where he's been involved in designing cutting-edge mobile payment services.He joined Mobeewave... Read More →
avatar for Christer Holloman

Christer Holloman

CEO, Divido
Christer Holloman is the CEO and Co-Founder of Divido (http://www.divido.com/), a platform for retailers, lenders and payment providers to offer customers the ability to pay for anything in monthly instalments. Divido works with 750+ partners such as BMW, BNP and Mastercard. Prior to Divido, Christer set up Glassdoor.com in EMEA, which recently was acquir... Read More →
avatar for Amy Neale

Amy Neale

Vice President & Senior Business Leader, Mastercard
Amy Neale is Vice President at Mastercard Labs and leads MasterCard's ‘Start Path’ startup engagement programme. Amy leads a global team to identify, mentor and partner with best in category startups, connecting them with Mastercard and our customers to create breakthrough solutions... Read More →


Tuesday June 5, 2018 4:05pm - 4:35pm
The Arena Stage

4:10pm

My next partnership – this time I won’t screw it up! Six lessons learnt on partnering up with FinTechs
Over the past 18 months Nordea has been playing the partnership field. Our efforts to partner up with FinTechs have revealed challenges and areas for improvement for us as an organisation that we must address if we are to ever be able to offer what our potential partners are looking for. Here we present some of the mistakes we do not want to make again and some tips based on the lessons learnt through our experiences of partnering up with FinTechs.

Speakers
avatar for Ewan MacLeod

Ewan MacLeod

Chief Digital Officer, Nordea
Ewan MacLeod is the Chief Digital Officer heading Group Digital in Nordea. He was previously responsible for the Retail digital transformation programme at Royal Bank of Scotland, and is an experienced entrepreneur, programmer and blogger.


Tuesday June 5, 2018 4:10pm - 4:30pm
The Carousel Stage

4:10pm

CX, UX & ROI – Why customer centricity is commercial
If we have one thing left undone after so many years of rising FinTech, it is the that the customer should be at the centre of the organisation.  In the 90s, “CRM”, “customer first” and “one-to-one marketing” were the baselines of any strategy consultant’s work. Yet it was only in the mid-2010s that – thanks to newcomers and challengers – those words seem to have become reality. However, it is easy to execute full customer centric processes when you are in a niche market, not looking for ROI, and not always trying to cope with the infinite number of new regulations, but what about large incumbents and other players in the financial services ecosystem? Join us we leverage our collective experience to demonstrate that customer centricity is now more than ever the key to ROI and large scale developments. Uncover the importance of placing customer at heart of what you do, and join the panel for a spirited debate into the advances in tech and regulation driving customer personalisation at the minutest level.

Moderators
avatar for Laurent Nizri

Laurent Nizri

CEO, Paris Fintech Forum
Laurent is a French entrepreneur, recognized for its digital/mobile payments-banking & Fintech expertise, with a focus on strategy, business development, & innovation. As the Founder and CEO of Altéir Consulting, created just after he helped launch Zebank, first online bank in Europe... Read More →

Speakers
avatar for Arnaud Crouzet

Arnaud Crouzet

Global Head of Payments Means, Auchan Retail International
Arnaud Crouzet is Global Head of Payments Means at Auchan Retail International. He is in charge of the payments strategy and its deployment in the Auchan's countries. He is also Administrator of the company ASAP SA, in charge of managing the Auchan’s supplier finance programme.Arnaud... Read More →
avatar for Rob Frohwein

Rob Frohwein

CEO & Co-Founder, Kabbage Inc
In 2008, Rob Frohwein recognized that companies like eBay offered automated access to small business transaction data via APIs. Rob realized small businesses could simply share this data to allow underwriters to make better, faster credit decisions and provide a great user experience... Read More →
avatar for Dr. Nieke Martens

Dr. Nieke Martens

Head Digital Hub, Rabobank
Nieke has been in banking professional for over 20 years. She is named after Nike and, not surprisingly, her motto is "Just Do It". Within Rabobank she makes sure that customers experience a smoothless online service time and time again.
avatar for Wincie Wong

Wincie Wong

Digital Propositions Lead, RBS
Wincie Wong leads the Digital Propositions team at RBS to identify, define and implement the strategic digital experiences of the future for personal and small business customers. She has worked in a wide variety of roles from running her own business to running large teams at multinational... Read More →


Tuesday June 5, 2018 4:10pm - 4:50pm
The High Wire Stage

4:20pm

Connecting blockchains as the final step for mass adoption of cryptocurrencies
The World Economic Forum predicts that 10 percent of the global GDP will be stored on the blockchain in less than 10 years. In terms of today’s global GDP that would be $7.8 trillion. Here a challenge arises: If we do not find a way to connect blockchains, these $7.8 trillion will be dispersed in such a way that its true value is a lot lower. So what's the solution? Dr. Julian Hosp, Co-founder & President of TenX, bestselling author and one of the world’s top blockchain experts will talk about why it’s necessary to connect blockchains without creating a new larger blockchain, what is the potential solution and why it is the final stepping stone for mass-crypto adoption.

Speakers
avatar for Julian Hosp

Julian Hosp

Co-Founder & President, TenX
His successful career as a professional kitesurfer (ranking among top 10 in the world) and later as a trauma surgeon, Julian became a serial entrepreneur, bestselling author and keynote speaker. He is the co-founder of TenX, a leading blockchain company that makes multiple virtual... Read More →


Tuesday June 5, 2018 4:20pm - 4:35pm
The Lion’s Den Stage

4:20pm

Startup Pitches: Beyond the Boundaries in FinTech
Speakers
avatar for Mauro Ayala

Mauro Ayala

CEO, Alquilando.com
Mauro Ayala started as a tech entrepreneur in 2000, when he was a 20 years old computer enginieer student in Buenos Aires. His first startup -psicofxp.com (2000-2014)- was a big regional success. It became one of the Latin America´s biggest and most widely used social network for... Read More →
avatar for Matthew Commons

Matthew Commons

CEO, Cambridge Blockchain
Matthew is a serial entrepreneur with a passion for applying advanced technologies to new fields. He studied blockchain data structures through think-tank and academic programs, with a focus on strategic implications of blockchain technology for businesses. Previously, he served as... Read More →
avatar for Armando Kuroda

Armando Kuroda

CEO, Kobra
Armando Kuroda is an inspired artist and entrepreneur focused on developing financial products for the Latin American economy of the 21st century. For over the last 15 years he have been working on microfinance, Agrilending, consumer loan, online lending, debt collection, gamification... Read More →
avatar for Panos Skliamis

Panos Skliamis

CEO, SPIN Analytics
Panos Skliamis is the CEO of SPIN Analytics, an AI-driven platform that automates credit risk management and regulatory compliance for financial institutions and corporations. SPIN Analytics is based in London, with offices in NY, and is currently planning to expand in ASIA starting... Read More →
avatar for Jorge Soto

Jorge Soto

CEO, Alegra
Jorge Soto is a Colombian entrepreneur, he studied business management and political sciences and has always been a technology fan.In his career as an entrepreneur for 15 years, he founded 6 companies and always arrived at the same problem, how to do his bookkeeping, a real problem... Read More →


Tuesday June 5, 2018 4:20pm - 4:45pm
The Spiegeltent Stage

4:20pm

Will regulation catalyse bank innovation and spur new business models (or will nothing really change?)
Post the rolling launch of PSD2, European banks will discuss the roadmap, their challenges so far and how they envision the progression of the implementation of Open Banking and open data over the next few years (in line with the rolling delivery of PSD2 compliance across Europe).

Moderators
avatar for Amos Kater

Amos Kater

Director Global Payment Practice, UL
Amos Kater is the Director of Advisory and Education Services at UL’s Transaction Security Division and a leading authority in the field of HCE and NFC. Amos has been with UL since 2011 and prior to this, he worked at KPN for 15 years, mainly in strategic and innovative roles as... Read More →

Speakers
avatar for Kristian Luoma

Kristian Luoma

Head of OP lab, OP financial group
Kristian Luoma runs innovation operations at OP - Finland’s biggest Financial Group. Kristian has created services for millions of customers, including the award-winning Pivo Mobile Wallet. He is an expert in lean service creation and a public speaker about startup innovation and... Read More →
avatar for Ruchir Rodrigues

Ruchir Rodrigues

Managing Director, Digital, Open Banking & Omni Engagement, Barclays UK
Ruchir Rodrigues is Managing Director, Digital, Open Banking and Omni Engagement at Barclays UK, where he is responsible for transforming the digital business and the ways customers interact with the bank through development of the business and commercial strategy, managing the roadmap... Read More →
avatar for Rick Striano

Rick Striano

Managing Director, Deutsche Bank
Rick Striano is a Managing Director at Deutsche Bank, where oversees Digital Product Development within the Bank’s Global Cash Management practice. Based in Frankfurt, Rick and his team are responsible for identifying transformational opportunities, and driving them through proof... Read More →


Tuesday June 5, 2018 4:20pm - 5:00pm
The Flying Trapeze Stage

4:30pm

The secret sauce: Why combining digital and physical is key to developing unique customer experiences
Digital technology is rapidly transforming the financial services across the world. From refashioned application journeys, new payment technologies and back office automation, the pace of innovation is unrelenting. Yet despite these trends, customers continue to value and demand the reassurance and instant-fulfilment found in physical, branch-based experiences. When customers want the best of both worlds, how do you unite bricks and clicks to create valuable experiences that matter?

Speakers
avatar for Paul Riseborough

Paul Riseborough

Chief Commercial Officer, Metro Bank
Paul is the Chief Commercial Officer at Metro Bank. He joined the bank 2011 and looks after all Product, Digital, and Communication teams and leads the Corporate Transactions function. His role focuses on shaping Metro Bank’s commercial plan, ensuring the bank delivers products... Read More →


Tuesday June 5, 2018 4:30pm - 4:45pm
The Carousel Stage

4:35pm

Unveiling the Potential of Direct Carrier Billing – the payment method that everybody holds in hand.
Direct Carrier Billing (DCB) is on the rise, the payment method that literally everybody holds in hand is becoming more popular and familiar with consumers, already ranking trop number three payment option at Facebook. Not only is DCB quick and easy, ideal for those less tech-savvy, but it is a payment method with an unmatched reach. A mobile device, smartphone, desktop computer or Smart TV, turns into a progressive payment instrument, expanding DCB’s payment reach to all types of goods, both digital and physical, and becoming an increasingly vital and irreplaceable part of today’s mobile payment landscape.

Speakers
avatar for Bettina Sommer

Bettina Sommer

Brand Ambassador, DIMOCO Carrier Billing
Bettina Sommer, Brand Ambassador & Vice President Sales, leads the sales division online media at DIMOCO Carrier Billing.  DIMOCO Carrier Billing is a regulated payment institute for carrier billing. The Fintech Company is a trusted partner of local and global mobile networks and... Read More →


Tuesday June 5, 2018 4:35pm - 4:50pm
The Lion’s Den Stage

4:35pm

Shooting for the moon: Creating new products using Danske Bank’s agile development strategy
Danske Bank is a Nordic universal bank with strong local roots and bridges to the rest of the world. For more than 145 years, we have helped people and businesses in the Nordics realise their ambitions.

District is an aggregating platform developed in co-creation with customers. The aim is to make the corporate day easier by helping our customers be financially confident and make more informed decisions.

Speakers
avatar for Ylva Palmqvist

Ylva Palmqvist

Global Cash Manager, Danske Bank
Ylva has a wide experience of corporate cash management after working with advisory and business development within banks and software providers over the past 20 years. She has worked closely with large international corporates in both Europe and the US to build more efficient processes... Read More →
avatar for Lars Sjögren

Lars Sjögren

Executive Vice President & Global Head of Transaction Banking, Danske Bank Group
A financial executive with more than 25 years of extensive experience from working with strategy, business development, innovation and marketing. In charge of an international organisation, responsible for Transaction Banking strategy and strategy execution, sales, customer engagement... Read More →


Tuesday June 5, 2018 4:35pm - 5:05pm
The Arena Stage

4:40pm

How should crypto be regulated?
Examine the different stakeholders’ approaches; from government led initiatives to tax authorities, KYC, AML and other concerns. What does a realistic roadmap look like and what best practices have been created already?

Moderators
avatar for Judith Rinearson

Judith Rinearson

Partnet, K&L Gates LLP
Judith Rinearson is an attorney who is a recognized authority in the laws of prepaid cards and emerging payment products. As a Partner at the global law firm Bryan Cave LLP, Judie leads the firm’s Payments Group which covers the full gamut of payment products, from checks and money... Read More →

Speakers
avatar for Yuko Kawai

Yuko Kawai

General Manager for Europe, Bank of Japan
Ex-head of FinTech center at Bank of Japan Headquarter. Specialized in the research of Japanese and Asian FinTech.
avatar for Richard Teng

Richard Teng

CEO, Abu Dhabi Global Market
Mr. Richard Teng joined Abu Dhabi Global Market in March 2015 as the CEO of the Financial Services Regulatory Authority. He is responsible for the development and administration of the financial services regulatory and supervisory framework of ADGM to promote a fair, open and transparent... Read More →


Tuesday June 5, 2018 4:40pm - 5:10pm
The Ringside Stage

4:45pm

Beyond Digital: Dawn of the platform economies
The unstoppable convergence of FinTechs, banks and software vendors within collaborative ecosystems is picking-up pace, resulting in rapid innovation and new business models in the digital economy. Explore how the industry is responding to, and evolving from this new platform approach based on open collaboration, powered by emerging technologies, delivered via open development platforms. The app economy has revolutionized the consumer industries, but has it the power to do the same for the banking and financial services industry as we know it?

Speakers
avatar for Eli Rosner

Eli Rosner

Chief Product and Technology Officer, Finastra
As the Chief Product and Technology Officer, Eli is responsible for Finastra’s Product and Technology organizations. His main areas of accountability include Product, Solution and Platform Strategy, Product Portfolio Management, Product Management, Innovation, Customer Centric Design... Read More →


Tuesday June 5, 2018 4:45pm - 5:00pm
The Carousel Stage

4:45pm

Beyond the boundaries in FinTech
Pushing boundaries comes naturally to the innovators at the top of their game, but is there a recipe for success, or do pioneers have to trust their instincts when taking FinTech to the next level? How do we as an industry stay on point and on message when pushing ourselves, and the industry, beyond the horizon? Meet a panel of game-changers, get behind the headlines and open your mind to the next generation of FinTech influencers.

Moderators
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is in charge of the activities to scout and connect the ecosystem of entrepreneurs and developers worldwide and connect them to the relevant BBVA departments to disrupt together the financial industry.With more than 20 years of experience, she has been at the head of innovation... Read More →

Speakers
avatar for Mauro Ayala

Mauro Ayala

CEO, Alquilando.com
Mauro Ayala started as a tech entrepreneur in 2000, when he was a 20 years old computer enginieer student in Buenos Aires. His first startup -psicofxp.com (2000-2014)- was a big regional success. It became one of the Latin America´s biggest and most widely used social network for... Read More →
avatar for Matthew Commons

Matthew Commons

CEO, Cambridge Blockchain
Matthew is a serial entrepreneur with a passion for applying advanced technologies to new fields. He studied blockchain data structures through think-tank and academic programs, with a focus on strategic implications of blockchain technology for businesses. Previously, he served as... Read More →
avatar for Chris Fragkos

Chris Fragkos

COO, SPIN ANALYTICS
avatar for Lupina Iturriaga

Lupina Iturriaga

Co-Founder, Fintonic
Co-Founder and Co-CEO of Fintonic, the platform among banks and clients, to organise, save money and get the best suited products through their market place, awarded with Google’s First Mobile Innovation Award in the Finance Sector.In addition, Lupina’s professional career has... Read More →
avatar for Armando Kuroda

Armando Kuroda

CEO, Kobra
Armando Kuroda is an inspired artist and entrepreneur focused on developing financial products for the Latin American economy of the 21st century. For over the last 15 years he have been working on microfinance, Agrilending, consumer loan, online lending, debt collection, gamification... Read More →
avatar for Jorge Soto

Jorge Soto

CEO, Alegra
Jorge Soto is a Colombian entrepreneur, he studied business management and political sciences and has always been a technology fan.In his career as an entrepreneur for 15 years, he founded 6 companies and always arrived at the same problem, how to do his bookkeeping, a real problem... Read More →


Tuesday June 5, 2018 4:45pm - 5:05pm
The Spiegeltent Stage

4:50pm

It’s terminal – building for the customer of the future
Gen Z, born in the mid-1990s to early 2000s, are seamless. They move fluidly between the digital and physical worlds without making a conscious distinction between them and giving priority to businesses that offer brick-and mortar-stores as well as an e-commerce options. How do you build connected commerce solutions in a world where the line between offline and online life is slowly being erased?

Speakers
avatar for Jacob de Geer

Jacob de Geer

iZettle, CEO & Co-Founder
Recognised as one of the most influential leaders in fintech, Jacob is co-founder and CEO of iZettle, one of Europe's fastest growing companies. Prior to launching iZettle, Jacob co-founded movie sharing firm Ameibo and Tre Kronor Media, an award-winning communications agency. Jacob... Read More →


Tuesday June 5, 2018 4:50pm - 5:05pm
The High Wire Stage

4:50pm

Lost in Transaction in 2018
The payments world is rapidly moving towards frictionless solutions, but have we forgotten to take consumers along for the ride in this ever-changing landscape? Do they in fact prefer to keep a little friction in their lives through the tapping of a card or the click of a mouse? Are their concerns about fraud and data security holding them back from a world where payments just happen? Will losing track over subscriptions hold consumer back from adopting smart re-ordering services? And say it quietly, but does this mean that consumers actually still like the idea of cash – whether a note, a coin or a digital format? Oscar Nieboer discusses the release of the 2018 edition of Paysafe’s Lost in Transaction research series.

Speakers
avatar for Oscar Nieboer

Oscar Nieboer

Chief Marketing Officer, Paysafe
Oscar Nieboer joined Paysafe Group as Chief Marketing Officer in November 2016. With over 15 years of experience working in disruptive, high growth, e-commerce businesses including Amazon, PayPal, Betfair and Virgin, Oscar has worked with some of the Internet’s most significant... Read More →


Tuesday June 5, 2018 4:50pm - 5:05pm
The Lion’s Den Stage

5:00pm

The squeezed middle – Can mid-sized banks thrive in the digital world and are they the FinTechs’ real best friend?
What is the impact of FinTech change on hundreds of mid-size banks? Smaller banks are squeezed from two sides: from above by the global giants with millions of customers and billions to spend and from below by cash-rich, legacy-free start-ups. Join this panel and uncover what the smaller banks and financial institutions are doing to remain relevant.

Moderators
avatar for Alessandro Hatami

Alessandro Hatami

Managing Partner, The Pacemakers
Alessandro is the Managing Partner of The Pacemakers. They provide independent advice to executive teams of banks and financial services firms on how to transform digital strategies into commercial success.Previously, he was Group Digital Payments Director & Chief Operating Officer... Read More →

Speakers
avatar for Diego Ferreiro

Diego Ferreiro

Wizink Bank, Senior Director
avatar for Leanne Kemp

Leanne Kemp

CEO & Founder, Everledger
Leanne Kemp is the Founder & CEO of Everledger, a leading emerging technology enterprise that tracks the provenance of high-value assets on a global digital ledger in an authenticated immutable manner.Using her extensive background in emerging technology, business, jewellery and insurance... Read More →
avatar for Rishi Khosla

Rishi Khosla

CEO & Co-Founder, ACORN OakNorth
Rishi is the co-founder of ACORN OakNorth, a fintech firm focused on unlocking the potential in bespoke SME lending globally using its data and technology platform.In the UK, the firm operates as OakNorth - a bank that Rishi and his business partner founded in September 2015 to address... Read More →
avatar for Elena Lieskovska

Elena Lieskovska

Senior Managing Director, Varde Partners
Elena Lieskovska is Head of European Specialty Finance. Based in London, she joined the firm in 2008.Prior to joining Värde, Elena served as Executive Director at Lehman Brothers, where she was responsible for managing all elements of principal credit/loan single name and portfolio... Read More →
avatar for Carlos Sanchez

Carlos Sanchez

CEO, Orwell Group
Carlos Sanchez is CEO and co-founder of ipagoo, a pan-european digital provider of cash management and payment services. ipagoo represents a new model for banking where everyday services, such as current accounts and payments, are separated from balance sheet-dependent credit and... Read More →


Tuesday June 5, 2018 5:00pm - 5:40pm
The Carousel Stage

5:00pm

Will there be a PSD3? What should we be lobbying for?
The PSD3 Panel returns! Last year at Money 20/20 Europe we had a panel discussion “PSD3 – this time we mean business”, where the viewpoints from different parts of industry addressed the question “is PSD2 not for commerce”. With 2018 is the year of PSD2 in motion, have the viewpoints from the industry changed compared to last year? What would be the new points of discussions for PSD2, and if we were going to build PSD3, what would be their wish list? We will touch upon various topics such as possible fragmentation of local legislations within EU member states and worldwide, GDPR impact, ‘Planet of the APIs’, etc. and will hear from the panelists regarding the effectiveness of the intent behind PSD2 from their perspective, with the objective of driving input to the industry as well as the legislators for future legislation around a rapidly developed technology/market.

Moderators
avatar for Xiaodong Guo

Xiaodong Guo

Product Manager, Payplaza
Xiaodong has an extensive experience and footprint in FinTech and in payment industry. For the past 10 years Xiaodong has been involved in the forefront of innovations in energy and payment industry, having extensive working experience in topics such as mobile and cloud based payments... Read More →

Speakers
avatar for Shachar Bialick

Shachar Bialick

CEO & Founder, Curve
Shachar Bialick, Israel, UK. Co-founder and CEO of Curve - the next generation money app the connects users with everything money. Shachar has founded and sold numerous companies in various industries, such as medical devices, finance, e-commerce, mobile telecommunication and more... Read More →
avatar for Julie Connor

Julie Connor

PSD2 Group Business Lead, Bank of Ireland
Julie has worked on various EU legislation related to payments such as SEPA as well as PSD2 and the associated Regulatory Technical Standards. She has spent over ten years working in technology working in insurance, software simulation, image analysis as well as financial services... Read More →
avatar for Dr. Gianluca D’Imperio

Dr. Gianluca D’Imperio

UniCredit S.p.A., Group CIB Compliance & Digital Advisor
At UniCredit, Gianluca D’Imperio is responsible, within Group CIB Compliance, to ensure the correct implementation of EU rules on Payment Services both at local and Group level. He specialized in Digital Business Transformation providing advisory support to any FinTech and RegTech... Read More →
avatar for Monica Monaco

Monica Monaco

Founder & Managing Director, TrustEuAffairs
Based in Brussels for the past 14 years, Monica Monaco is the founder and managing director of TrustEuAffairs. TrustEuAffairs advises its clients on Eu legislative relevant initiatives. Monica is a member of the Society of European Affairs Professionals (SEAP) since 2004, and served... Read More →


Tuesday June 5, 2018 5:00pm - 5:40pm
The Flying Trapeze Stage

5:05pm

And Now What?
Chair
avatar for Marisol Menéndez

Marisol Menéndez

Head of Open Innovation, BBVA
Marisol is in charge of the activities to scout and connect the ecosystem of entrepreneurs and developers worldwide and connect them to the relevant BBVA departments to disrupt together the financial industry.With more than 20 years of experience, she has been at the head of innovation... Read More →

Tuesday June 5, 2018 5:05pm - 5:10pm
The Spiegeltent Stage

5:05pm

Crypto Regulation: The Three Reasons Why Japan Leads The Way
Pavel Matveev, CEO of Wirex explains the top three reasons that cryptocurrency regulation in Japan will help accelerate market adoption globally — without corporate risk of fines, shutdowns or jail time. Ignore these three insights at your peril.

Speakers
avatar for Pavel Matveev

Pavel Matveev

CEO, Wirex
Pavel Matveev is CEO at Wirex and a FinTech expert with over 13 years of deep technology experiences gained from working within capital markets in senior roles at Morgan Stanley, BNP Paribas, Credit Suisse, Barclays Capital, to name just a few. He has led developer teams for international... Read More →


Tuesday June 5, 2018 5:05pm - 5:20pm
The Lion’s Den Stage

5:05pm

Cooking up results and driving innovation: Digital transformation for merchants
Moderators
avatar for Ryan Farley

Ryan Farley

CEO, Judopay
If you hadn’t guessed by his accent and the unique caps he wears (which are his trademark), Ryan Farley is a homegrown Californian entrepreneur. He studied (B.A) Business Administration & Management, Finance at the University of San Diego before diligently pursuing his career at... Read More →

Speakers
avatar for Jennie Wright

Jennie Wright

Head of Digital Technology, KFC UK/Ireland
Biography coming soon


Tuesday June 5, 2018 5:05pm - 5:25pm
The High Wire Stage

5:10pm

ICO crystal ball – with buzzword bingo and beers!
We asked our panel to consult their crystal balls and give us their ICO market predictions for the next six months. We’ll follow up with them live onstage to dive into their predictions and discuss where they were right – and wrong – and the trials and tribulations they‘ve seen along the way.

Moderators
avatar for Sam Maule

Sam Maule

Managing Partner, 11:FS North America
Sam previously led the Digital and FinTech Practice at NTT Data Consulting focusing on both the Financial Service and Insurance market. He has over twenty years of experience working in the payments, mobile, and banking space across North America and Europe.  Sam also co-hosts the... Read More →

Speakers
avatar for Oliver Bussmann

Oliver Bussmann

Managing Partner, Bussmann Advisory
Oliver Bussmann has a reputation as a technology thought leader and driver of large-scale transformation at global organisations in the financial services and Hi-Tech industries. As group chief information officer of UBS, he successfully led a major IT transformation effort, instituted... Read More →
avatar for Paul Menchov

Paul Menchov

CTO, CoinList
Paul is Co-founder and CTO of CoinList, and Managing Director of CoinList Capital. CoinList is the platform where the world's best digital assets run their token sales. Paul is the Co-founder of Republic, a leading US equity crowdfunding platform focused on investments in impactful... Read More →
avatar for Matthew Roszak

Matthew Roszak

Chairman & Co-Founder, Bloq
Matthew Roszak is a leading blockchain investor, entrepreneur and advocate. Mr. Roszak is co-founder and chairman of Bloq, a leading blockchain technology company. Mr. Roszak is also founding partner of Tally Capital, a private investment firm focused on cryptocurrencies and blockchain-enabled... Read More →
avatar for Robert Wiecko

Robert Wiecko

COO, Dash Core Group Inc.
Robert is Chief Operating Officer at Dash Core Group Inc., a company responsible for development of the leading e-commerce and payments-focused digital currency. Robert manages the company operations, project portfolio and organization of the open-source project environment. He works... Read More →


Tuesday June 5, 2018 5:10pm - 5:40pm
The Ringside Stage

5:20pm

The Joint Fintech Formula: Corporates + Startups = Payments Innovation
Startups are developing technologies that are making life simpler and more convenient, but need to find partners that can take their solutions farther. Banks and merchants see the value in startups’ out-of-the-box ideas, but struggle to deploy their own solutions. The mathematicians at Mastercard Start Path and Modo got busy with some calculations and found that Corporates + Startups = Innovation. In this discussion, they'll take you back to school to teach you why this equation works and give you to a little #paymentsgeek quiz of their own. Sharpen your pencils, bring an eraser, and find out if you're one of the smartest in the land.

Speakers
avatar for Amy Neale

Amy Neale

Vice President & Senior Business Leader, Mastercard
Amy Neale is Vice President at Mastercard Labs and leads MasterCard's ‘Start Path’ startup engagement programme. Amy leads a global team to identify, mentor and partner with best in category startups, connecting them with Mastercard and our customers to create breakthrough solutions... Read More →
avatar for Bruce Parker

Bruce Parker

Modo, CEO & Founder
Bruce Parker is a self-declared #paymentsgeek and has been a visionary and strategist for some of the largest and most innovative (according to them) payments technology companies in the world. Bruce has created new products, built partnerships and shaped strategy that has moved the... Read More →


Tuesday June 5, 2018 5:20pm - 5:35pm
The Lion’s Den Stage

5:25pm

Business accounts, a challenger bank perspective
Starling Bank is a technology company with a banking license that is disrupting finance at its core. Now, it's bringing that same innovation in retail accounts to business banking. In this chat, Founder and CEO Anne Boden discusses Starling strategy for B2B products.

Speakers
avatar for Anne Boden

Anne Boden

CEO, Starling Bank
Three decades ago, Anne Boden pioneered the UK’s first same-day payment service – and in the process transformed the future of electronic money. Today, that revolutionary zeal continues to inform her work at Starling Bank, the mobile-only current account app she launched earlier... Read More →


Tuesday June 5, 2018 5:25pm - 5:40pm
The High Wire Stage

7:00pm

Money20/20 Street Takeover
We’re heading into Amsterdam’s famous Canal District, where we’re running our first ever Money20/20 Street Takeover. With more than 20 bars, clubs and restaurants to explore and thousands of FinTechers heading there with you, you might just meet someone who could revolutionise your business in 2018.

Your party wristband and street map can be collected at the Hunter's Grand Café from 7:00pm - Reguliersdwarsstraat 44, 1017 BM Amsterdam. To collect your wristband and street map, you will be required to show your Money20/20 event badge.

Your wristband entitles you to a free welcome drink at Hunter's Grand Café and a free Heineken at any establishment on the street that stocks them.


Tuesday June 5, 2018 7:00pm - 11:30pm
Reguliersdwarsstraat Reguliersdwarsstraat, Canal District
 
Wednesday, June 6
 

8:30am

Smart data for better decision making
Moderators
avatar for Sam Maule

Sam Maule

Managing Partner, 11:FS North America
Sam previously led the Digital and FinTech Practice at NTT Data Consulting focusing on both the Financial Service and Insurance market. He has over twenty years of experience working in the payments, mobile, and banking space across North America and Europe.  Sam also co-hosts the... Read More →

Speakers
avatar for Felipe García

Felipe García

Executive chairman, Knowdle Media Group
With over 30 years of experience in disruptive technologies, Felipe García is a world reference in the creation of intelligent search patterns increasingly accurate and dynamic applied to the technology sector.With a degree in Computer Science from the Polytechnic University of Madrid... Read More →
avatar for Yaniv Levi

Yaniv Levi

Founder & CEO, Change
avatar for Jorge Soto

Jorge Soto

CEO, Alegra
Jorge Soto is a Colombian entrepreneur, he studied business management and political sciences and has always been a technology fan.In his career as an entrepreneur for 15 years, he founded 6 companies and always arrived at the same problem, how to do his bookkeeping, a real problem... Read More →


Wednesday June 6, 2018 8:30am - 9:00am
The Spiegeltent Stage

9:00am

Knowledge from the Battlefield
Chair
avatar for Susanne Chishti

Susanne Chishti

FINTECH Circle & FINTECH Circle Institute, CEO
Susanne Chishti is the CEO of FINTECH Circle, Europe's 1st Angel Network focused on fintech investments & Founder of the FINTECH Circle Institute, the 1st peer-to-peer fintech learning platform. She is also the Co-Editor of the Bestseller "The FINTECH Book" which has been translated... Read More →

Wednesday June 6, 2018 9:00am - 9:05am
The Lion’s Den Stage

9:00am

Chairperson’s opening remarks
Chair
avatar for Surabhi Nimkar

Surabhi Nimkar

Management Consulting, Banking & Capital Market, Accenture
Biography coming soon.

Wednesday June 6, 2018 9:00am - 9:05am
The Spiegeltent Stage

9:00am

Is self-sovereign identity the way forward for financial services?
The three domain identity model (3DID) provides a useful framework for thinking about real and digital identity. Using this model, we can see a clear separation between the issue of creating digital identities and binding them to things in the real world, and the use of those digital identities to support transactions in the virtual world. It is interesting to speculate whether new techniques such as self sovereign identity can transform the online identity space and whether such a transformation can help with the management of personal data at scale. After all, data might well be the new oil but in our new GDPR world, personal data might well be the new toxic waste.

Chair
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →

Wednesday June 6, 2018 9:00am - 9:10am
The Carousel Stage

9:00am

New business models for cross border
Chair
avatar for Gary Conroy

Gary Conroy

Chief Commercial Officer, TransferMate Global Payments
Gary Conroy serves as Chief Commercial Officer with TransferMate Global Payments, helping businesses and banks across the world to send and receive cross-border payments. TransferMate has processed over $10bn worth of international business payments for nearly 10,000 business customers... Read More →

Wednesday June 6, 2018 9:00am - 9:10am
The High Wire Stage

9:00am

Is the price of maturity in financial services regulatory oversight?
Chair
avatar for Patrick Pinschmidt

Patrick Pinschmidt

Partner, Middlegame ventures
Patrick is a Partner with Middlegame Ventures, a financial technology venture capital fund based in Washington DC. Prior to joining Middlegame, he was a Deputy Assistant Secretary at the U.S. Department of Treasury where he served as the first Executive Director of the Financial Stability... Read More →

Wednesday June 6, 2018 9:00am - 9:10am
The Ringside Stage

9:00am

Big, small, structured and unstructured – ignore the data deluge at your peril!
The reality is that information technology is one of the largest revolutions in history. In a world of “convergence” in terms of technologies, industries etc., data is at the core of a digital society. With machines taking the lead in data processing, new questions arise. What´s the new value chain of data and analytics, and how can organizations prepare? Is AI going to change the decision making process? Opportunity or threat? What will be the impact of the increasing regulation? Should “data” become a second language for organizations? What´s behind data literacy? Throughout the session we will discuss how organizations are approaching this topic, we will hear from experts and explore different roadmaps to help banks define their own “data agenda”

Chair
avatar for Beatriz Sanz

Beatriz Sanz

Partner, Ernst & Young
Beatriz is a forward-thinking executive with proven experience in strategy and deep knowledge in artificial intelligence and analytics. Beatriz has been a partner in EY for more than a decade. She leads a team of more than 9,000 professionals and is driving the strategy to infuse... Read More →

Wednesday June 6, 2018 9:00am - 9:10am
The Flying Trapeze Stage

9:00am

Skills in an AI world
How to adapt to an AI world? The nature of work today is undergoing an unprecedented transformation. The skillset required of professionals are changing fast. These newly emerging skills are having a parallel disruptive effect on higher education and training programs. With the acceleration of AI, from big data to machine learning to deep learning, it is all about people. People need to adapt fast and adapt with a new mindset of an entrepreneur. In this session, Tram Anh will raise some questions related to the future of work, training, education, and technology. 

Speakers
avatar for Tram Anh Nguyen

Tram Anh Nguyen

Co-Founder, CFTE
Tram Anh Nguyen is the co-founder of CFTE, The Centre for Finance, Technology and Entrepreneurship, is an Industry Fellow at Imperial College Business School. | | She started her career on a trading floor in New York where she was a trader and main market maker for Standard Chartered... Read More →


Wednesday June 6, 2018 9:00am - 9:20am
The Arena Stage

9:05am

My phoenix moment
Moderators
avatar for Chloé James

Chloé James

Broadcast Presenter, Sky News – Business & Group Media Director, RFi Group
Chloé James is Group Media & PR Director and Editor of the Australian Retail Banker and Global Retail Banker, for global business intelligence and digital media provider, RFi Group.  In 2016, she began hosting live national programmes for Sky News - Business, ‘Business Success... Read More →

Speakers
avatar for Conny Dorrestijn

Conny Dorrestijn

Founding Partner, BankiFi
Founding partner Conny Dorrestijn has worked in the international financial technology industry in a wide range of marketing and business development roles (Nixdorf, ACT, Clear2Pay, FIS) whilst at the same time developing study trips, projects and concepts around fintech and innovation... Read More →


Wednesday June 6, 2018 9:05am - 9:25am
The Lion’s Den Stage

9:10am

The way ahead: Investing in blockchain to facilitate industry disintermediation in cross border
Speakers
avatar for Promoth Manghat

Promoth Manghat

Executive Director, Finablr
Promoth Manghat is Executive Director at Finablr, a UK based holding company with a global portfolio of category leading Financial Services brands. He also serves as the Chief Executive Officer of the UAE Exchange Group. An acknowledged expert and thought leader in the Fintech domain... Read More →


Wednesday June 6, 2018 9:10am - 9:20am
The High Wire Stage

9:10am

How Payment data is changing the future of retail
While it has revolutionized the experience and relationships consumers hold with brands the right use of data analytics has thoroughly changed shopping. Convenience, ease-of-use, rising expectations can all be met and improved through the use of analytics, and an understanding of each customer at an individual level. This will help to shape and optimise retail and in turn improve competitiveness through better customer service. As payment industry, we need to stay ahead of this by delivering real value to retailers with insights only payment data can show. Especially as digitalization of payment and seamless payment goes along with the imperceptibly of the payment industry in the future otherwise.

Speakers
avatar for Jörn Leogrande

Jörn Leogrande

EVP Wirecard Innovation Labs, Wirecard AG
Jörn is globally recognized for digital transformation in Payment. He heads the departments Value Added Services and Innovation Lab in Wirecard AG.With his deep knowledge, experience, access to global networks and a strong affinity to spotting trends, his expertise lies in digitalization... Read More →


Wednesday June 6, 2018 9:10am - 9:25am
The Flying Trapeze Stage

9:10am

Revolution and collaboration: regulating innovation in an ever-changing landscape
Technology and innovation are transforming the world around us, with financial services at the forefront of the revolution. These are tools for enormous good when wielded in the interests of consumers, but they also require policymakers to think in new ways about the age-old questions of competition and fairness.

Speakers
avatar for Anna Wallace

Anna Wallace

Head of Innovate, Financial Conduct Authority
Anna Wallace is the Head of Innovate at the Financial Conduct Authority (FCA). She was appointed in July 2017 and had previously been the Senior Manager of the FCA's Innovation Hub. Anna has worked at the FCA and its predecessor, the Financial Services Authority (FSA) since 2012... Read More →


Wednesday June 6, 2018 9:10am - 9:25am
The Ringside Stage

9:10am

It’s your data (isn’t it?)
We all understand that “data is the new oil” especially when we are talking about personal data and especially in financial services. How can organisations develop strategies to curate and care for personal data in the face of GDPR, PSD2, instant payments, open banking and so on when there is no digital identity infrastructure to build on? In this session we take a deep dive in the current controversy about Cambridge Analytica in order to help the audience to understand the complexities of the real world of personal data and the pressures on the sector, then an informed panel will discuss different practical approaches that might deliver benefits to organisations and their customers.

Moderators
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →

Speakers
avatar for Andre Boysen

Andre Boysen

Chief Identity Officer, SecureKey Technologies Inc
Andre Boysen is the Chief Identity Officer at SecureKey. Andre has led the pioneering privacy-engineering in his work at SecureKey in the evolution of its services, including the Verified.Me service, the SecureKey Concierge service and the BC Services Card. He consults with SecureKey’s... Read More →
avatar for Katryna Dow

Katryna Dow

CEO & Founder, Meeco
Katryna Dow is the founder and CEO of Meeco, a world leading data independence start-up in the emerging personal data economy. Meeco enables individuals to create and build their digital identity to securely manage online services, data and devices. Through the API-of-Me, individuals... Read More →
avatar for Roger Haenni

Roger Haenni

CEO, Datum
Roger Haenni is the CEO and co-founder of Datum. Tech wizard and serial entrepreneur, with 17 years experience in big data systems. Co-founder of StockX, SwissInvest, PCP.ch and Kosi.
avatar for Emma Lindley

Emma Lindley

Senior Director, CyberSource, a Visa solution
Emma brings to CyberSource, a Visa solution, extensive and pioneering expertise in digital identity, complemented by a passion for diversity and inclusion to her role.As identity and data becomes ever more entwined with payments, Emma brings a track record of helping banks, fintechs... Read More →
avatar for Jacoba Sieders

Jacoba Sieders

Identity Strategist, ABNAMRO
Jacoba Sieders is an all-round Digital Identity and Information Security expert with18 years of experience in consultancy, development, and strategy on the topic of IAM. Before joining ABN AMRO as the leading expert for digital identity services and access control for customers, employees... Read More →


Wednesday June 6, 2018 9:10am - 10:00am
The Carousel Stage

9:20am

No borders, no masters, just blockchain
Speakers
avatar for Joe Tusin

Joe Tusin

CEO & Founder, Chynge
Joe Tusin has over thirty years of tech industry experience comprising education, management consulting, enterprise software, hardware and cloud computing across the United States and Asia Pacific. Joe was the youngest Director of Research at University of California (UC), Berkeley... Read More →


Wednesday June 6, 2018 9:20am - 9:30am
The High Wire Stage

9:20am

Making an impact on the media
They say all publicity is good publicity, but in an age where going viral is as easy as making a typo in a tweet every interaction counts. Join this session, hosted by leading PR agency Peregrine Communications for a live demonstration of best practice for interviews with the press. With real-time feedback, 3 startups and 3 journalists will demonstrate the dos and don’ts to ensure you’re making the right kind of impression.

Moderators
avatar for Danny Calogero

Danny Calogero

Director, Peregrine Communications
Danny is a marketing and communications expert with over a decade’s experience of advising financial services clients, including asset managers, wealth managers and – more recently – cryptocurrency platforms.With particular expertise in the marketing of investment products and... Read More →

Speakers
avatar for Dr. João Freitas

Dr. João Freitas

CTO, DefinedCrowd
João Freitas is the CTO of DefinedCrowd, an international start-up headquartered in Seattle, WA, and with an R&D center in Lisbon, Portugal, that offers high-quality training data for AI systems. He is responsible for the product and services development, engineering processes, and... Read More →
avatar for Lea Jakobiak

Lea Jakobiak

Business Reporter
Biography coming soon
avatar for Denis Kiselev

Denis Kiselev

Chief Executive Officer, SnapSwap International S.A.
Denis Kiselev established his Fintech startup in Silicon Valley and then moved his headquarters to Luxembourg obtaining the first in Europe license to issue electronic money and provide payment services using Blockchain technologies. Before starting his own company, Denis pursued... Read More →
avatar for Sara Koslinska

Sara Koslinska

CEO & Co-Founder, Limitless
Sara Koslinska is the CEO of Limitless, a fintech startup providing a microinvestment app to financial institutions looking to engage Millennials.Previously, she worked for startups including Rocket Internet's Foodpanda in Singapore and an Israeli online platform and was running her... Read More →
avatar for Joy Macknight

Joy Macknight

Deputy editor, The Banker
Joy Macknight is deputy editor at The Banker, covering transaction banking and technology. Previously, she was features editor at Profit & Loss, editorial director at Treasury Today and editor at gtnews, the latter covering corporate treasury. She also worked as staff writer on Banking... Read More →


Wednesday June 6, 2018 9:20am - 9:50am
The Arena Stage

9:25am

Building disruptive products
Moderators
avatar for Chloé James

Chloé James

Broadcast Presenter, Sky News – Business & Group Media Director, RFi Group
Chloé James is Group Media & PR Director and Editor of the Australian Retail Banker and Global Retail Banker, for global business intelligence and digital media provider, RFi Group.  In 2016, she began hosting live national programmes for Sky News - Business, ‘Business Success... Read More →

Speakers
avatar for Lamine Cheloufi

Lamine Cheloufi

Product Director P2P (Wavy), Klarna
Lamine Cheloufi is product director responsible for Wavy, the social payment offering from Klarna Bank AB. At Wavy, Lamine heads up an outstanding team that pushes the boundaries of technology, usability and design to create a unique user experience combined with state of the art... Read More →


Wednesday June 6, 2018 9:25am - 9:45am
The Lion’s Den Stage

9:25am

Placing data at the heart of your strategy – innovation at the C level
Understand the C-level perspective on banks’ need to place data front and centre and clean their house to ensure that they can remain competitive, agile and potentially interoperable.

Speakers
avatar for Prof. Annemieke Roobeek

Prof. Annemieke Roobeek

Member of the Supervisory Board, ABNAMRO
Annemieke Roobeek is founder and CEO of MeetingMoreMinds, based in Amsterdam since 1999. She is an expert for inter-company networking and designer of business ecosystems around big challenges. She has a long experience in working with a broad range of industries. Her focus is on... Read More →


Wednesday June 6, 2018 9:25am - 9:45am
The Flying Trapeze Stage

9:25am

Are sandboxes broken?
Sandboxes are being created across every country, but who is really benefitting? Does having a profusion of companies who wish to sandbox indicate that your policies are not working, and if so, what should be done about it? Sandboxes are the easiest and more visible way for regulators to get involved – real involvement or marketing involvement, yet to be defined – in the startup adventure. As FinTechs deal often with regulated processes, the government-driven sandbox is a great way to test the new solutions without jeopardizing the day-to-day business-as-usual. The risk is moving to a third dimension where everything is tested in the sandbox, good buzz is made about it as “a very progressive regulator allowing “almost” everything to be tested” but nothing or little is really brought to the real world, implemented and industrialize with the risk of changing the modus-operandi. The real opportunity is to use the sandbox for what is stands “a place to test fast and move out fast” to the real world where real problems, friction, hackers, and real regulations will make or break quickly any initiative tested in the safe environment of a sandbox.  What is the right approach to sandboxes: industry, international, or none of the above?

Moderators
avatar for Elias Ghanem

Elias Ghanem

Vice President FinTech, Capgemini
Elias is Capgemini FINTECH Vice President, with the mission to engage with Fintech scaleups to actively and efficiently connect them with Capgemini Financial Services clients.Elias is a payments expert and senior advisor, with 20+ years of industry experience at Visa and PayPal with... Read More →

Speakers
avatar for Mirèl ter Braak

Mirèl ter Braak

Senior Policy Advisor FinTech, Netherlands Authority for Financial Markets
Mirèl ter Braak currently holds the position of senior policy advisor within the Programme Team Innovation & Fintech at the Netherlands Authority for the Financial Markets (AFM). The AFM supervises the conduct of the entire financial market sector: savings, investment, insurance... Read More →
avatar for Stig Johansson

Stig Johansson

Head of Innovation Centre, Senior Market Conduct Supervisor, Finansinspektionen
- Heading the new innovation centre within Finansinspektionen (Swedish Financial Supervisory Authority). - Senior Supervisor on Market Conduct Supervision with focus on consumer credit and payment services. - Computer Scientist with 15 years’ experience from software development... Read More →
avatar for Anna Wallace

Anna Wallace

Head of Innovate, Financial Conduct Authority
Anna Wallace is the Head of Innovate at the Financial Conduct Authority (FCA). She was appointed in July 2017 and had previously been the Senior Manager of the FCA's Innovation Hub. Anna has worked at the FCA and its predecessor, the Financial Services Authority (FSA) since 2012... Read More →


Wednesday June 6, 2018 9:25am - 10:00am
The Ringside Stage

9:30am

Finding international standards in X Border payments – can it be done?
Although activity in cross border payments has moved on leaps and bounds in the last few years, challenges still exist in abundance. Technological innovation alone is arguably carving the path to achieving international standards, however, the industry cannot avoid the dual role that regulation plays as both the facilitator and the blocker.
How can we overcome the challenges that regulation can pose to seize the cross-border opportunity and better serve customers on a global scale? And where does the responsibility for this truly lie?

Speakers
avatar for Matthias Setzer

Matthias Setzer

Chief Commercial Officer, PayU
Matthias joined PayU as the Chief Commercial Officer in October 2016. In this role he is responsible for PayU’s cross-border business, global sales, key accounts, strategic partnerships and marketing & PR. Before joining PayU, he worked with PayPal for over 12 years in various roles... Read More →


Wednesday June 6, 2018 9:30am - 9:45am
The High Wire Stage

9:30am

Ask me anything about: The future of bitcoin, blockchain and cryptocurrency
Moderators
avatar for Lawrence Wintermeyer

Lawrence Wintermeyer

Co-Founder & Director, Global Digital Finance
Biography coming soon

Speakers
avatar for Erik Voorhees

Erik Voorhees

CEO & Founder, ShapeShift.io
Erik Voorhees is among the top-recognized serial Bitcoin advocates and entrepreneurs, understanding Bitcoin as one of the most important inventions ever created by humanity.Having been a featured guest on Bloomberg, Fox Business, CNBC, BBC Radio, The Peter Schiff Show, and numerous... Read More →


Wednesday June 6, 2018 9:30am - 9:55am
The Spiegeltent Stage

9:45am

So fresh and so clean – data in the back office
In an open future, clean data is the first imperative. Understand how to manage data lakes, and integrate real time analytics software. Plus, how can we prepare for the back office AI revolution and what are its implications from business efficacy to risk and compliance

Speakers
avatar for Christopher Mascaro

Christopher Mascaro

General Manager, First Data
Dr. Christopher Mascaro, General Manager, Research & Development, has over 15 years of experience in cyber security and analytics across government intelligence, consulting and academia. Dr. Mascaro has specialized in helping Fortune 250 companies build and mature their cyber security... Read More →


Wednesday June 6, 2018 9:45am - 10:00am
The Flying Trapeze Stage

9:45am

Bringing revolution to a traditional family bank
Moderators
avatar for Chloé James

Chloé James

Broadcast Presenter, Sky News – Business & Group Media Director, RFi Group
Chloé James is Group Media & PR Director and Editor of the Australian Retail Banker and Global Retail Banker, for global business intelligence and digital media provider, RFi Group.  In 2016, she began hosting live national programmes for Sky News - Business, ‘Business Success... Read More →

Speakers
avatar for Pietro Sella

Pietro Sella

CEO, Sella
Pietro Sella is the CEO of Sella, a private and independent financial group operating in retail andcommercial banking, private wealth management, finance and payment systems since 1886.Sella has a history of more than a century of innovation and entrepreneurship. It has repeatedly... Read More →


Wednesday June 6, 2018 9:45am - 10:05am
The Lion’s Den Stage

9:45am

Better, faster, stronger – advances in real-time payments and correspondent banking
Correspondent banking is an essential component of the global payment system, especially for cross-border transactions. Through correspondent banking relationships, banks can access financial services in different jurisdictions and provide cross-border payment services to their customers, supporting, inter alia, international trade and financial inclusion. The core of correspondent banking continues to be front a center in global payments, but how institutions accomplish this is beginning to evolve. In today’s era, customers expect a real-time, digital experience regardless if it’s going across a border or not so financial institutions and third-parties are looking for ways to make it a more effective and cost-efficient offering. What fresh innovations are we seeing and do we think that will radically change how cross-border payments are conducted and offered? Does the wave of new real-time payments scheme enable such innovation or will existing processes dominate?

Moderators
avatar for Elena Whisler

Elena Whisler

Head of Global Product Management & Strategy, FIS
Elena Whisler is a Global Product Management Executive at FIS, currently responsible for executing FIS’s strategic vision and setting product roadmap direction for the global enterprise payments products portfolio. Elena is actively involved in many payment industry initiatives... Read More →

Speakers
avatar for Mike Steinharter

Mike Steinharter

Chief Commercial Officer, Earthport
Mike Steinharter is a business leader with extensive global sales and marketing experience, particularly in the IT and Financial Services industries. He is currently Chief Commercial Officer for Earthport, with global responsibility for sales and marketing.Prior assignments include... Read More →
avatar for Karine Themejian

Karine Themejian

Adviser, ECB
Karine Themejian is Adviser in the Market Integration Division of the Directorate General Market Infrastructure and Payments of the ECB. Since end-2015, she is coordinating the secretariat of the Euro Retail Payments Board which contributes to and to facilitate the further development... Read More →
avatar for Joanne Towers

Joanne Towers

Regional Head of Payments Product, HSBC
Jo heads up Regional Payments Product Management for HSBC Global Liquidity and Cash Management (GLCM) in Europe. As part of her responsibilities she manages day to product management and product development for all European Payment Products. Key areas of current focus include Open... Read More →
avatar for Gregory Vincent

Gregory Vincent

Head of FX Payments (EMEA), INTL FC Stone Ltd
Gregory has been working in the cross-border payments space since early 2001 and has been called a 'Pioneer' in the field of emerging markets FX payments. Responsbile for the relationships with many of the world's leading banks, who rely on INTL FC Stone for FX payments in upto 140... Read More →


Wednesday June 6, 2018 9:45am - 10:25am
The High Wire Stage

9:50am

Making the most of your VC relationship
Dos and Don'ts with VCs, How to prepare for meetings, how to prepare for capital, what to look for in potential investors

Speakers
avatar for Désirée E. Cachette

Désirée E. Cachette

Managing Director, Cachette Capital BV
Cachette (33) is founding partner and managing director Cachette Capital Management a $1BN fund-of-funds which specializes in early stage and growth venture capital investing. Prior to CCM Cachette managed decades of software projects alongside many top tier venture capital funds... Read More →


Wednesday June 6, 2018 9:50am - 10:10am
The Arena Stage

9:55am

From BigTech to big banking: Bridging the digital divide
Moderators
avatar for Liz Lumley

Liz Lumley

Global FinTech Commentator, Girl, Disrupted
Liz Lumley is a global specialist commentator on global financial technology or 'FinTech' She has spent over 20 years working in the financial technology space, most recently as Managing Director at Startupbootcamp FinTech London and as an editor at financial services and technology... Read More →

Speakers
avatar for Mike Warriner

Mike Warriner

Digital CIO, HSBC
Mike Warriner is the Digital CIO at HSBC with global responsibility for transforming HSBC into the leading Digital bank. Previously Mike has been an Engineering Director at Google leading their Display Ads engineering teams and Chief Technology Officer for a successful UK based software... Read More →


Wednesday June 6, 2018 9:55am - 10:20am
The Spiegeltent Stage

10:00am

Regulation in digital transformation initiatives in the Netherlands
Moderators
avatar for Conny Dorrestijn

Conny Dorrestijn

Founding Partner, BankiFi
Founding partner Conny Dorrestijn has worked in the international financial technology industry in a wide range of marketing and business development roles (Nixdorf, ACT, Clear2Pay, FIS) whilst at the same time developing study trips, projects and concepts around fintech and innovation... Read More →

Speakers
avatar for Petra Hielkema

Petra Hielkema

Division Director, Payments and Market Infrastructures, Dutch Central Bank
Petra is Division Director Payments and Market Infrastructure at the Dutch Central Bank since Feb 2017. The division is the operator of the Dutch Central Bank and is also responsible for oversight as well as research and policy related to payments and marketinfrastructure including... Read More →


Wednesday June 6, 2018 10:00am - 10:20am
The Ringside Stage

10:00am

Data dinosaurs – how advances in analytics and machine learning can prevent extinction
How to approach the analytics quagmire at the bank level – what are the major tools and technologies you need to implement to avoid extinction, and how can interoperability create a better value proposition for all actors in the ecosystem?

Moderators
avatar for Dharmesh Mistry

Dharmesh Mistry

Temenos, Chief Digital Officer
Dharmesh has supported financial services organisations with ground breaking technology implementations and transformational business solutions for over 30 years. He has a proven track record of delivering innovation and vision for many banks.Achievements include:Implementation of... Read More →

Speakers
avatar for Jason Gardner

Jason Gardner

CEO & Founder, Marqeta
Jason is a serial entrepreneur with a deep love of technology and a decidedly untraditional background. He grew up on the New Jersey shore where he had numerous businesses that included making and selling tie-dyed T-shirts. He was a G.O.at Club Med in Paradise Island, Bahamas and... Read More →
avatar for Daniel Kjellén

Daniel Kjellén

CEO & Co-Founder, Tink
Daniel Kjellén is the CEO and Co-Founder of Tink, a Swedish fintech with the goal of helping people understand their finances, empowering them to make smarter decisions and ultimately bring financial happiness. Tink provides easy-to-use APIs as building-blocks to create the next-generation... Read More →
avatar for Dave O'Flanagan

Dave O'Flanagan

CEO & Co-Founder, Boxever
Dave O'Flanagan is a software executive and entrepreneur with two decades of experience building enterprise solutions for industries including mobile telecoms, document management, and travel. As co-founder and CEO of Boxever, he’s driven product development and led his team to... Read More →
avatar for Kathryn Petralia

Kathryn Petralia

President and Co-Founder, Kabbage Inc
Technology has played a role in Kathryn Petralia’s life since her parents gave her a TRS-80 computer at age nine. When Rob Frohwein shared his idea for Kabbage with Kathryn, she immediately saw the value in using technology to reexamine lending. They founded Kabbage to automate... Read More →
avatar for Joaquín de Valenzuela

Joaquín de Valenzuela

Head of Financial Services EMEA, Salesforce
Joaquin de Valenzuela joined Salesforce in late 2015, where he is responsible for leading the Salesforce FinServ Industry Organisation in EMEA. focused on growing the Customer Success Platform Ecosystem across the region and helping customers be more successful with SalesforcePrior... Read More →


Wednesday June 6, 2018 10:00am - 10:40am
The Flying Trapeze Stage

10:00am

Understanding digital identity
This boot camp will give non-specialists the tools they need to understand the digital identity landscape, the crucial role of digital identity in the next phase of evolution of online financial services and the debates and controversies in the space: Databases or blockchains? Self-sovereign or government? This session will deliver a clear framework for businesses and technologists to interact and will help delegates to understand not only the concepts of digital identity but the strategies for applying it to business. These will be made real by ForgeRock who will give examples of how digital identity is being applied at scale in real organisations ranging from banks to sports equipment manufacturers. 

Speakers
avatar for Dave Birch

Dave Birch

Director of Innovation, Consult Hyperion
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. He is an internationally-recognised thought leader in digital identity and digital money; was named... Read More →
avatar for Paul Inglis

Paul Inglis

Global President Global Industries, ForgeRock
Paul leads the Financial Services Global Industry team, working with the leadership of a number of the leading Financial Services and Payments companies to drive real transformation with Identity and Digital Trust.


Wednesday June 6, 2018 10:00am - 10:40am
The Carousel Stage

10:05am

10:10am

Empowering data to win the battle against financial inertia
Financial health is critical, but anyone who’s ever failed to follow through on a resolution knows that changing behavior is difficult. See how Zuper mobilizes banking data with a powerful combination of predictive analysis, behavioral economics and gamification to help users make the right financial decisions at the right time.

Speakers
avatar for Leitha Matz

Leitha Matz

COO, Zuper
Leitha Matz is COO/co-founder of Zuper (getzuper.com) the first mobile financial coach in Germany and Austria. With more than 20 years of building IT and eCommerce teams, she's solved complex problems for companies ranging from FedEx to FreshDirect.com.Recognized as a leader in technology... Read More →


Wednesday June 6, 2018 10:10am - 10:20am
The Lion’s Den Stage

10:10am

Making your marketing memorable
To be innovative and memorable requires the courage and commitment for you to dare to be different – to do things you may not have considered, or believed yourself capable of.
In this inspirational session, Dr Bailey will explain the importance of stepping outside your comfort zone. You’ll learn:
• Why you should dare to begin before you’re ready
• What a ‘limiting belief’ is, and how to challenge them
• How you can take small steps to achieve big dreams
• Practical ways in which marketers can make payments marketing more memorable

Speakers
avatar for Christine Bailey

Christine Bailey

Chief Marketing Officer, Valitor
Christine joined Valitor, an international payment solutions company, as Chief Marketing Officer in Aug 2017. She has 25+ years’ experience of business to business marketing in the technology sector, including leading European marketing functions for large companies (Hewlett-Packard... Read More →


Wednesday June 6, 2018 10:10am - 10:30am
The Arena Stage

10:20am

Next-generation mobile onboarding: ReadID verifies ePassports using NFC
Combining user convenience with security for online onboarding is a major challenge that many financial institutions face. However, there is new technology to assist with this challenge: verifying the authenticity of identity documents using the NFC capability of smartphones with the ReadID app. This solution provides a higher degree of security, and increased user convenience, when compared to existing technologies based on optical verification (photo of ID document) or video verification.Join this session for a demonstration of ReadID. RealID runs on common smartphones, reads and verifies the RFID chip that is embedded in ePassports and similar identity documents. This process is simple and secure, without risk of OCR mistakes or typos. Combined with facial matching, a mobile identification process can be instant, taking under a minute to complete.Maarten will present lessons learned from the implementation at Rabobank, which went into production with ReadID earlier this year.

Speakers
avatar for Maarten Wegdam

Maarten Wegdam

CEO, ReadID - InnoValor
Maarten Wegdam is co-founder and CEO of ReadID - InnoValor. He has a PhD in Computer Science and a background in industry R&D. Maarten is an expert in digital identity, working mostly for the financial sector and government.InnoValor is a Dutch research-based advice and software company... Read More →


Wednesday June 6, 2018 10:20am - 10:30am
The Lion’s Den Stage

10:20am

Title TBC
Speakers
avatar for Prof. Ben Shenglin

Prof. Ben Shenglin

Professor & Dean, Academy of Internet Finance,Zhejiang University &nFounder & Executive Director, International Monetary Institute, Renmin University of China
Before joining Zhejiang University as a full-time professor in May 2014, Dr. Ben served in financial services firms like ABN AMRO, HSBC and lastly JP Morgan Chase as CEO, JP Morgan Chase Bank (China) Co Ltd.Dr. Ben is well-trusted advisor to public and private organizations. He is... Read More →


Wednesday June 6, 2018 10:20am - 10:40am
The Spiegeltent Stage

10:20am

RegTech – the investor perspective
Join our panel of expert VCs and investors who will discuss and debate the bourgeoning RegTech sector – will it really overtake FinTech, and at what stage in the game does investing become a no-brainer? What are the major concerns and considerations for the potential investor?

Moderators
avatar for Peter Stephens

Peter Stephens

Head of Blockchain & UK Group Innovation, UBS
Pete leads the UBS Innovation team based at the Level 39 technology accelerator in London, with a focus on blockchain and RegTech. He is a passionate technologist with a background in engineering and industry domain knowledge from over two decades working in Financial Services in... Read More →

Speakers
avatar for Michael Gilroy

Michael Gilroy

Venture Capitalist, Canaan Partners
Michael B. Gilroy is a technology venture capitalist with Canaan Partners based in Silicon Valley. He invests in companies across financial technology and enterprise software at the application layer. Canaan is a $5B AUM early stage venture firm that has invested in some of the world's... Read More →
avatar for Ravi Kurani

Ravi Kurani

Principal, Earlybird Venture Capital
Ravi Kurani joined Earlybird in 2016 and is currently a Principal at the Munich office. He focuses on investments in Fintech and Blockchain and has been a Bitcoin investor since 2013. He is currently working with Earlybird's portfolio companies Shapeshift, Instamotion, and Tradico... Read More →


Wednesday June 6, 2018 10:20am - 10:40am
The Ringside Stage

10:25am

How blockchain is making instant cross-border payments a reality
American Express and Ripple are working together to make instant cross-border payments a reality using blockchain technology. SMEs and businesses worldwide can benefit from the innovation of blockchain-powered instant payments, helping to drive global commerce.

This is the use case for American Express’ use of Ripple’s blockchain solutions for payments. SMEs still make up the backbone of most major and developing economies, and they are most impacted by the inefficient, costly global payment system. Companies like American Express and Ripple are innovating to provide businesses the ability to transfer value as easily as sending an email.

Moderators
avatar for Joy Macknight

Joy Macknight

Deputy editor, The Banker
Joy Macknight is deputy editor at The Banker, covering transaction banking and technology. Previously, she was features editor at Profit & Loss, editorial director at Treasury Today and editor at gtnews, the latter covering corporate treasury. She also worked as staff writer on Banking... Read More →

Speakers
avatar for Colin O’Flaherty

Colin O’Flaherty

VP & General Manager Global Commercial Services UK & Russia, American Express
Colin is General Manager & Vice President of American Express Commercial Services, UK and Russia. Colin leads a team of almost 300 colleagues who are focused on delivering payment and lending solutions that help businesses and organisations of all sizes gain financial savings, control... Read More →
avatar for Marcus Treacher

Marcus Treacher

SVP Customer Success, Ripple
Marcus Treacher is SVP of Customer Success at Ripple. Marcus has over 30 years of experience in transaction banking and payment technology, including 12 years in global leadership roles at HSBC. He served as a member of the Global Board of SWIFT from 2010 to 2016. Prior to joining... Read More →


Wednesday June 6, 2018 10:25am - 10:40am
The High Wire Stage

10:30am

Pay it later: why partnerships are the key to retail transformation
Speakers
avatar for Nathan Gill

Nathan Gill

Vice President, Head of Solutions, Verifone Europe
As Verifone's Vice President and Head of Solutions, Nathan is at the forefront of developing Verifone’s products and services. He specialises in building loyalty with customers and connects them to Verifone’s best-suited solutions and devices, while also pioneering the use of... Read More →
avatar for James Hickson

James Hickson

CEO, Mash
James Hickson is CEO of Mash, one of Europe's fastest growing and most dynamic Fintech payments startups.Passionate about the future of alternative finance and payments, he leads a team of driven professionals that are on a mission to transform the retail payments space through Mash... Read More →


Wednesday June 6, 2018 10:30am - 10:40am
The Lion’s Den Stage

10:30am

Making your own luck
Everyone business wants to be luckier; whether start-up or enterprise, as more good luck can change everything. Learn in this session from luck-hacker Stuart Lacey, who has not just made respecting luck a regular part of his business routine, but has also created a mathematical formula to analyze, replicate and ensure it on a daily basis.

Speakers
avatar for Stuart Lacey

Stuart Lacey

CEO & Founder, Trunomi
Stuart is Founder & CEO of Trunomi, a FinTech start up that is unlocking the power of customer data using consent and data rights management. Stuart is an investor and entrepreneur with a successful history spanning more than 20 years of founding innovative companies and building... Read More →


Wednesday June 6, 2018 10:30am - 10:40am
The Arena Stage

10:40am

Chairperson’s closing remarks
Chair
avatar for Surabhi Nimkar

Surabhi Nimkar

Management Consulting, Banking & Capital Market, Accenture
Biography coming soon.

Wednesday June 6, 2018 10:40am - 10:45am
The Spiegeltent Stage

11:10am

Expanded horizons
Ready to dip your toe outside of Europe but not quite sure where to start? Join our series of experts each exploring a new global market, for a high level look at the opportunities and potential challenges.

Speakers
avatar for Adizah Tejani

Adizah Tejani

Advisor, UCL School of Management
Adizah is a product-focused technology executive having worked within the digital technologies space since 2009. Fast forward to 2018 and she has built a unique lens while working in the global technology sector. She was the Director of Marketing EMEA at Token an open banking FinTech... Read More →


Wednesday June 6, 2018 11:10am - 11:15am
The Lion’s Den Stage

11:10am

Chairperson’s opening remarks 
Speakers
avatar for Surabhi Nimkar

Surabhi Nimkar

Management Consulting, Banking & Capital Market, Accenture
Biography coming soon.


Wednesday June 6, 2018 11:10am - 11:15am
The Spiegeltent Stage

11:10am

Bridging the gap of man and machine
Machine learning and AI, blockchain and data are all key to the future-proofing strategies of the most influential players in finance. It’s time to get ahead of the curve.

Chair
avatar for Ton van't Noordende

Ton van't Noordende

CEO, 01 Ventures
Ton is CEO of 01Ventures - European early and growth stage deep tech VC. Next to that, he's the Investor In Residence at StartupDelta working closely together with HRH Prince Constantijn of Oranje. Founded the E/D/T Global Foundation in 2017 to support the pioneers in emerging technologies... Read More →

Wednesday June 6, 2018 11:10am - 11:20am
The Arena Stage

11:10am

Pinpointing the POS – the payment everywhere revolution
The shift from payments to a commerce experience is one of the biggest trending topics disrupting the payment industry. It is affecting the way that payments are being done, both in-store and remotely; almost fading out the barrier that used to exist between these two domains. This session will discuss this topic in more details, evaluating how it is affecting transaction capture, enabling the creation of new payment solutions and the role of traditional point of sale devices in this transition.

Chair
avatar for Kevin Emery

Kevin Emery

Director Compliance and Interoperability Services, UL

Wednesday June 6, 2018 11:10am - 11:20am
The Ringside Stage

11:10am

Setting out an IoT payments roadmap
Chair
avatar for Michelle Evans

Michelle Evans

Global Head of Digital Consumer Research, Euromonitor International
Michelle Evans is the Head of Digital Consumer Research at Euromonitor International. In her role, she oversees the firm’s research on the digital consumer, providing actionable insights and in-depth analyses into how technological advances are reshaping the way consumers browse... Read More →

Wednesday June 6, 2018 11:10am - 11:20am
The Flying Trapeze Stage

11:10am

Where’s the money: 10 trends shaping changing value chains
The payments value chain is in a state of constant flux as the confluence of new technologies and new entrants reshapes the playing field. To find success, ecosystem participants must reconsider how they will position themselves and the value they will deliver moving forward. This exercise requires not only self-reflection, but a thorough understanding the forces that are augmenting the marketplace. In this session, 451 Research Principal Analyst Jordan McKee will identify 10 key trends influencing the composure of the payments value chain and provide guidance on where the new competitive battlegrounds reside.

Speakers
avatar for Jordan McKee

Jordan McKee

Principal Analyst, 451 Research
Jordan McKee is a Principal Analyst leading 451 Research’s coverage of the payments ecosystem. He focuses on digital transformation across the commerce value chain, with an emphasis on the major trends impacting payment networks, issuing and acquiring banks, payment processors and... Read More →


Wednesday June 6, 2018 11:10am - 11:20am
The High Wire Stage

11:10am

Start-up Tech Academy: Ensure your success in enterprise software
All start-ups are at the cutting edge of technological innovation, right? There’s nothing more they can be taught? Wrong. All founders know that there’s always something new to be learned, so make sure you join us for an in-depth examination of the transformative tools and technologies that will ensure you outstrip the competition and secure scale up funding.

Speakers
avatar for Murat Abur

Murat Abur

CTO & Co-Founder, Suade
Murat is Co-Founder & CTO of Suade, a software company that enables financial institutions to understand and deliver their regulatory requirements. Suade changes the way financial institutions absorb and react to regulations through a platform of automated tools and services driven... Read More →
avatar for Diana Paredes

Diana Paredes

CEO & Co-Founder, Suade Labs
Diana Paredes is the CEO and Co-Founder of Suade, a software platform that enables financial institutions to understand and deliver their regulatory requirements. Prior to founding Suade, Diana had a successful career in investment banking, covering all asset classes at Barclays and... Read More →


Wednesday June 6, 2018 11:10am - 11:50am
The Carousel Stage

11:15am

Simplifying the day to day banking experience in LatAm
- Brief overview of the challenges encountered by the financially underserved within Brazil/LatAm
- Regulation and how it is helping/hindering FinTech’s evolution and day-to-day banking
- Operating in over regulated markets and the challenges in setting up in these territories. Insight into how ID Finance launched its Brazil operations in partnership with a Brazilian bank to overcome regulatory hurdles and to accelerate its launch
- The banking as a service model and respective benefits for banks and FinTechs e.g. growth, scale, enhanced customer service, access to new technologies etc
- Lessons learnt and what ID Finance would do differently
- Future plans - ID Finance's ambition to become the biggest non-bank lender in Brazil by the end of 2019 and how its banking-as-a-service partnership will help them to do this

Speakers
avatar for Boris Batine

Boris Batine

CEO & Founder, ID Finance
Boris Batine is Co-founder and CEO at ID Finance and leads marketing and client acquisition, finance and funding. He also oversees business development and the overall strategy for the business in partnership with his COO. Boris has 13 years' experience working in banking and finance... Read More →


Wednesday June 6, 2018 11:15am - 11:30am
The Lion’s Den Stage

11:15am

The empires strike back
Moderators
avatar for David M Brear

David M Brear

CEO & Co-Founder, 11:FS
David M. Brear is the Co-Founder and CEO at 11:FS. David has been immersed in the technology of financial services for as long as he’s been working and is consistently voted one of the most influential people in Banking, Insurance and Fintech by banks, his peers and a number of... Read More →

Speakers
avatar for George Kelsey

George Kelsey

CTO, Tesco Bank
Biography coming soon.


Wednesday June 6, 2018 11:15am - 11:35am
The Spiegeltent Stage

11:20am

Cards in a mobile first world - an endangered species?
Speakers
avatar for John Chaplin

John Chaplin

Chairman, Global Payments Innovation Jury
John has been highly influential in the development of retail payments for more than 30 years. He was one of the driving forces behind the phenomenal growth of Visa in a 17-year career where he was Executive Vice President and latterly ran the European processing business. He also... Read More →


Wednesday June 6, 2018 11:20am - 11:35am
The High Wire Stage

11:20am

Developing a merchant wallet for the IoT
Technology improvements are enriching mobility services which in turn are boosting consumer expectations. One of the best examples is in the car market with the shift in user behaviour from car ownership to car usership. Cars are becoming more and more connected. The market stakeholders are thus offering new innovative services based on new business models and data monetisation. But this mobility as a service creates challenges. The services have to be completely integrated in the current user experience, while maintaining a high level of trust both for the customer and for the merchant. TOTAL eWallet perfectly illustrates this in-vehicle payment revolution – join us for in-depth insight as to the state of play in the market, and future models of connected commerce.

Speakers
avatar for Zanda Brivule

Zanda Brivule

CEO, Worldline Baltics
Zanda Brivule-Jansone has devoted her entire 20-year professional career to the payment cards industry, with the last 10 years at the helm of First Data Baltics, now known as Worldline Baltics. In this role, she developed partnerships and nearshoring opportunities in the Nordics... Read More →


Wednesday June 6, 2018 11:20am - 11:35am
The Flying Trapeze Stage

11:20am

Sales anywhere: Why the point of sale is no longer a POS
Over the past two decades, businesses have been forced into one of two categories: "in-store" or "online." But the world is not that simple. Today, sellers want to meet their customers wherever they are and payment, commerce and point-of-sale technologies are converging to enable sales nearly anywhere: in-store, on a sofa or on the go. Mary Kay Bowman will talk about how Square has expanded the point of sale for SMEs and share stories of Square sellers using technology to meet the demands of their customers and transforming the way they run their business.

Speakers
avatar for Mary Kay Bowman

Mary Kay Bowman

Head of Payments Strategy, Square
Mary Kay Bowman, Head of Payments, SquareMary Kay is Square’s Head of Payments, overseeing engineering, product, and operations teams who create Square’s payment products and services that provide accessible and innovative payment experiences for millions of Square’s sellers... Read More →


Wednesday June 6, 2018 11:20am - 11:35am
The Ringside Stage

11:20am

The new normal: How will our customers use their money in the new economy?
Speakers
avatar for Jibran Ahmed

Jibran Ahmed

Research & Development Lead, Capco
Jibran leads the Research and Development team at Capco, which focuses on the use of cutting-edge technologies, such as Blockchain and Machine Learning, to solve existing problems within Financial Services and build the future of the banking industry.He has a passion for modern technologies... Read More →


Wednesday June 6, 2018 11:20am - 11:40am
The Arena Stage

11:30am

Faster Payments, Richer Data: New Payment Infrastructure ‘Down Under’
Years in the planning and building, Australia’s new payments infrastructure went live in February 2018. Utilising the ISO20022 data standard for richer data, it incorporates distributed infrastructure, layered architecture and an open access regime to enable future innovation beyond P2P payments into B2B use cases and much more. Hear from one of the key minds behind the initiative on outcomes from the initiative so far, and learn the implication for Europe and beyond.

Speakers
avatar for Adrian Lovney

Adrian Lovney

Chief Executive Officer, New Payments Platform Australia
Adrian commenced as the inaugural CEO of NPP Australia Limited in September 2016. The New Payments Platform (NPP) is new national infrastructure for payments that commenced rolling out to the Australian public in February 2018. It provides the Australian financial services and payments... Read More →


Wednesday June 6, 2018 11:30am - 11:45am
The Lion’s Den Stage

11:35am

Pockets full of interchange?
Moderators
avatar for John Chaplin

John Chaplin

Chairman, Global Payments Innovation Jury
John has been highly influential in the development of retail payments for more than 30 years. He was one of the driving forces behind the phenomenal growth of Visa in a 17-year career where he was Executive Vice President and latterly ran the European processing business. He also... Read More →

Speakers
avatar for Andrew Mitchell

Andrew Mitchell

Vice President, Development and Infrastructure Support, JCB
Andrew Mitchell is Vice President for Development and Infrastructure Support at JCB, leading a reg-tech oriented team across Europe. As an all-rounder in the Payment Industry, his experience covers the full spectrum of the card business - including issuing, acquiring, processing and... Read More →


Wednesday June 6, 2018 11:35am - 11:50am
The High Wire Stage

11:35am

Using algorithmic and human data analysis to optimize payment performance
Speakers
avatar for Nicolas Huss

Nicolas Huss

EVP Retail Business Unit, Ingenico Group
Nicolas Huss has a thorough knowledge of the payment industry and a track record of growing businesses.Nicolas Huss was appointed EVP of the Retail Business Unit in September 2017.Nicolas brings a confirmed expertise in the financial services industry and a track record of building... Read More →
avatar for Raphael Lajoux

Raphael Lajoux

Vice President Merchant Optimization, agoda.com
Raphael is leading the merchant optimization at agoda.com, where he held various position in the finance and product organization for the last 9 years. Prior to that he had different positions in hi-tech companies with roles in data-driven financial strategy and operations.Raphael... Read More →


Wednesday June 6, 2018 11:35am - 11:50am
The Ringside Stage

11:35am

Irrationally Yours: Open Q&A with Dan Ariely
Moderators
avatar for Emma Pearce

Emma Pearce

Senior Content Manager, Money20/20 Europe
Biography coming soon.

Speakers
avatar for Dan Ariely

Dan Ariely

Chief Behavioral Officer, Lemonade
Prof. Dan Ariely is the Chief Behavioral Officer of Lemonade, a full-stack insurance company powered by artificial intelligence and behavioral economics, and driven by social good. Ariely is the James B. Duke Professor of Psychology and Behavioral Economics at Duke University and... Read More →


Wednesday June 6, 2018 11:35am - 11:55am
The Spiegeltent Stage

11:35am

OTT & Telco – lessons for IoT payments
As the convergence of the global/European payments markets accelerate, it’s interesting to discuss how current players’ strategies should be. Will the banks be the new threat to FinTechs and BigTechs? Are legacy companies Sleeping Beauties, or in fact the Beast? And what could be learnings to be drawn from the heavily developed Telco industry? How did that industry respond to the entry of new players during digitization and how much of the new opportunities did the traditional industry players manage to capture? How can the players in the payments industry collaborate to make themselves stronger – and the industry prosperous?

Moderators
avatar for Thomas Jul

Thomas Jul

Group Executive Vice President, Nets
Thomas Jul joined Nets as Group Executive Vice President, Financial & Network Services, in October 2017.Mr. Jul has 20 years of experience from the Telecommunications sector, where he worked 20 years for Nokia and Ericsson across the world.Prior to joining Nets, Mr. Jul was President... Read More →

Speakers
avatar for Dr. Alexander Rusli

Dr. Alexander Rusli

CEO, DIgiasia Bios Pte Ltd
Alex was the CEO of Indosat Ooredoo from Nov 2012 to Nov 2017 during which time he took the company to become the 2nd largest Telco Operator in Indonesia. In the market he is known as a hand-on, transformation, turnaround executive with a strong technology background. During his 5-year... Read More →


Wednesday June 6, 2018 11:35am - 11:55am
The Flying Trapeze Stage

11:40am

AI will make banks AND FinTechs disappear
Speakers
avatar for Daniel Hegarty

Daniel Hegarty

CEO & Founder, Habito
Daniel founded Habito, the free online mortgage broker in 2015. He saw the opportunity to transform the mortgage market after a frustrating and protracted experience getting his own mortgage and decided to use technology to create a better way. Daniel has extensive fintech experience... Read More →


Wednesday June 6, 2018 11:40am - 12:00pm
The Arena Stage

11:45am

Overcome the biggest challenge of cross-border payments into & out of China
Challenges of facilitating cross-border payments in and out of China ie. confusing regulatory landscape and constant changing clearing requirements.

Challenges of overseas organizations ie. travel (UK/EMEA) or people to send money to China

Speakers
avatar for Raymond Qu

Raymond Qu

Founder & CEO, Geoswift Limited
Founder and CEO of Geoswift Limited, a payment technology company providing customized one-stop cross-border payment solutions between China and the rest of the world. Under his leadership, Geoswift provides cross-border collection & settlement, remittances, foreign currency exchange... Read More →


Wednesday June 6, 2018 11:45am - 12:00pm
The Lion’s Den Stage

11:50am

The Case for the Bank Digital Identity
Regulation is driving banks to open access to data, but how will access to that data be secured?
Banks are going to need to develop robust customer identification tools and capabilities that are accessible via APIs to support the new world of data sharing.

These tools can also be commercialized by the bank to provide valued added services to partners and third parties.

Brief dive into architectural model to support this capability.

Self reflection: Should the banks partner together on this capability?

Self reflection: Is another player in the ecosystem better suited to provide this functionality (Government, Telco, Big Tech)?

Wrap-UP: Why the time is now.

Speakers
avatar for Scott Harkey

Scott Harkey

Global Payments Lead, Levvel
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, UK, Australian, and Canadian banks, digital wallets, merchants, acquirers and startups on their digital payment strategy, payments architecture, custom... Read More →


Wednesday June 6, 2018 11:50am - 12:05pm
The High Wire Stage

11:50am

Beyond friction – evolving POS propositions to meet retailers’ and consumers’ increasingly complex needs
How can POS players deliver for their retailers? Is the appification of POS terminals and the idea that ‘it’s all just commerce’ the right framework for innovation, and how learnings can be meaningfully shared between on and offline to meet customers’ multichannel needs? PSD2 is going to have a major impact on how people pay, or so it is claimed.  Likewise Secure Customer Authentication some argue will be the death of frictionless payments for many businesses.  But how will retailers and acquirers adapt to the new and increasingly complex world, what innovations are we likely to see and what will the reaction of consumers be to regulators making payment journeys more painful?

Moderators
avatar for David Parker

David Parker

CEO, Polymath Consulting
David is the founder and CEO of Polymath Consulting who work on projects and advise organisations across the Cards & Payments industry.   Polymath Consulting and David are particularly well known for their work on E-money & Emerging Payments. David is also an active NED and advisor... Read More →

Speakers
avatar for Mike Camerling

Mike Camerling

CEO, AEVI
At AEVI our goal is to deliver the future of payments in an open, collaborative ecosystem to Acquirers and Banks today.Rather than competing for merchant business on price and hardware only, combine apps and services in more tailored propositions to merchants, creating true business... Read More →
avatar for June Felix

June Felix

President, Verifone Europe
As President of Verifone Europe, June Felix is responsible for implementing regional and country deployments of terminals, payments as a service and commerce enablement solutions throughout Europe, Belarus, Kazakhstan and Russia. A proven global leader, June has held various executive... Read More →
avatar for Kim Vindberg- Larsen

Kim Vindberg- Larsen

Head of Mobile Mobile Services, Digital Growth Center, Dansk Supermarked Group
Kim Vindberg-Larsen, Head of Mobile a Dansk Supermarked Group A/S and is the founder of Payment Initiation Provider - MEE ecosystem. Kim is also working as chairman of task force at European Think Tank - CEPS and advising entreneurs pro bono. Dansk Supermarked is facing 1.4 mio consumers... Read More →
avatar for Leo Nilsson

Leo Nilsson

Chief Product Officer, iZettle
Leo joined one of Europe’s fastest growing tech companies, iZettle, in 2013. His initial roles focused on launching the company’s flagship products in new markets, including Brazil, Mexico, Netherlands and France. He later transitioned from this commercial role into product management... Read More →
avatar for Amy Parsons

Amy Parsons

Senior Vice President, Global Acceptance, Discover Global Network
Amy Parsons is currently Senior Vice President, Global Acceptance and Customer Experience, for Discover Global Network. In this role, Ms. Parsons is responsible for leading the client teams accountable for expanding partnerships with leading global banks, acquirers and digital payment... Read More →


Wednesday June 6, 2018 11:50am - 12:30pm
The Ringside Stage

11:50am

Bank Tech Academy: Which technologies are fit for purpose and for your business model?
How can bankers possibly keep up with all the advances in technology that have the potential to increase agility and streamline operations? And how can you know which technologies are fit for purpose and for your business model? How can banks be leaders not followers in a world where data is the currency? Join us for a deep-dive workshop covering data and AI, cloud-native core banking, API economy, partner monetisation, and legacy systems modernisation. Attendees will learn and be able to take away how other customers addressing not just the challenge of Open Banking, but more importantly the opportunity it brings; what other customers are doing, and how their strategy is embracing change.

Speakers
avatar for José Almeida

José Almeida

Financial Services Digital Advisor, Microsoft
avatar for Steve Butcher

Steve Butcher

Industry Architect, Microsoft
Based in the UK, Steve is a senior industry architect at Microsoft Enterprise Services, working for the worldwide team, leading Digital Transformation, for Microsoft’s largest and most strategic Financial Services customers across the globe. With 20+ years of experience in various... Read More →
avatar for Aman Kohli

Aman Kohli

UK Chief Technology Officer FS&I Enterprise Services, Microsoft
Aman Kohli is CTO for Microsoft Services’ Financial Services and Insurance practice. He's a passionate technologist and comes from leading the architecture of the Innovation Labs of a Tier 1 Full Service Bank. He has interests in Fintech, Digital Banking and Decentralised Distributed... Read More →


Wednesday June 6, 2018 11:50am - 12:30pm
The Carousel Stage

11:55am

30 startups, 1 token and a chance to disrupt VC
Moderators
avatar for Natasha Kyprianides

Natasha Kyprianides

Head of Omnichannel & Customer Experience, Hellenic Bank
Natasha is the Head of Omnichannel & Customer Experience at Hellenic Bank accountable for digital banking business across all segments, along with the Innovation Centre, ATMs & Branch Experience as well as the Customer Contact Centre. She is a key change agent at Hellenic Bank driving... Read More →

Speakers
avatar for Ashwini Anburajan

Ashwini Anburajan

Founding Partner, 22X Fund
Ashwini Anburajan is a founding partner of 22X Fund, the first cryptocurrency backed index of startups. 22X is an innovation in venture funding, designed to disrupt traditional startup funding models and democratize access to capital. Ashwin is a serial entrepreneur building companies... Read More →


Wednesday June 6, 2018 11:55am - 12:15pm
The Spiegeltent Stage

11:55am

Have your cake and pay for it: New customer engagement channels and the IOT
Chatbots, mobile devices, voice commands, etc. – are all new mediums that companies are exploring to decrease the friction across the customer journey, and the challenges are often as behavioural as technological. Financial services will have to adapt to new customer expectations and seamlessly integrate their services across the different channels. What learnings can be taken from different industries to ensure the “Internet of Value” provides a frictionless customer experience across multiple touchpoints?

Moderators
avatar for Mandy Killam

Mandy Killam

Group President, ACI On Premise Solutions, ACI Worldwide
With over 20 years experience in the payments industry and roots in payments software development, and many roles in operations and finance, Mandy drives a focus in bridging the gap between payments strategy and delivery to help banks and financial intermediaries realize opportunities... Read More →

Speakers
avatar for Ruth Brougham

Ruth Brougham

Head of Customer Strategy, Innovation & New Propositions, British Gas
Ruth has worked in strategy and proposition development across a number of industries including Banking, Energy and Home Services. In her current role at British Gas, an Energy & Services business, she leads the UK Home innovation and new propositions agenda.She has a passion for... Read More →
avatar for Bill Gajda

Bill Gajda

SVP, Global Head, Innovation, VISA
Bill Gajda is the Global Head of Innovation and Strategic Partnerships, responsible for VISA’s Innovation programs and activities in Europe and CEMEA. He is also responsible for Visa’s global relationships with Mobile Operators. He began at VISA as the Global Head for VISA Mobile... Read More →
avatar for Aldo de Jong

Aldo de Jong

Co-Founder, Claro Partners
Aldo de Jong is the co-founder of Claro Partners and Startupbootcamp IoT & Data. Claro Partners has offices in Barcelona and Toronto. Aldo helps corporations and startups to design services and business models in the context of disruptive shifts. Over the years he has lead deep ethnographic... Read More →
avatar for Daniel Kornitzer

Daniel Kornitzer

Chief Business Development Officer, Paysafe
Daniel Kornitzer serves as EVP and Chief Business Development Officer of Paysafe Group plc. In this role, he is responsible for developing strategic partnerships for Paysafe designed to meet customer needs and grow new revenues. He is also a decision maker in Paysafe M&A activities... Read More →
avatar for Veronica Lange

Veronica Lange

Head of Innovation, Group Chief Technology Office, UBS
Veronica Lange is the global Head of Innovation at UBS Chief Technology Office. Within this role she is responsible for the managing Group innovation projects and building out innovation activity with internal teams and with the external ecosystem. Recent activities include the open... Read More →


Wednesday June 6, 2018 11:55am - 12:30pm
The Flying Trapeze Stage

12:00pm

Strategic opportunity or risk? Consumer data sharing preferences
Speakers
avatar for Bob Hedges

Bob Hedges

Global Head, Financial Services Practice, A.T. Kearney, Inc
Bob Hedges is a partner with A.T. Kearney where he is global and Americas leader of the firm's Financial Institutions Practice. He has extensive consulting experience with a focus on retail banking strategy, marketing, distribution and channel strategies, innovation and growth in... Read More →


Wednesday June 6, 2018 12:00pm - 12:15pm
The Lion’s Den Stage

12:00pm

New financial ecosystems: building universal inclusion via blockchain
We all knowblockchain is a transformational technology, but how can this be applied foruniversal good? What will it mean when communities are able to own (and profitfrom!) their own assets, and invest these profits back into their localeconomies. When contracts are immutable, what can this do for communitiesaffected by corruption and high risk transactions? With concrete use cases fromcommunities in Ghana and the Philippines, take a forward thinking look at thepotential for blockchain outside the box.

Speakers
avatar for Sofie Blakstad

Sofie Blakstad

CEO, hiveonline
Following an early career in publishing and marketing, Sofie taught herself programming and business design, and subsequently spent most of her career building banks, including the first online bank for UBS. Having worked for eight major international banks in everything from IT infrastructure... Read More →


Wednesday June 6, 2018 12:00pm - 12:20pm
The Arena Stage

12:05pm

Linking the chains: Where is the value now and where is it going?
Moderators
avatar for Jordan McKee

Jordan McKee

Principal Analyst, 451 Research
Jordan McKee is a Principal Analyst leading 451 Research’s coverage of the payments ecosystem. He focuses on digital transformation across the commerce value chain, with an emphasis on the major trends impacting payment networks, issuing and acquiring banks, payment processors and... Read More →

Speakers
avatar for John Chaplin

John Chaplin

Chairman, Global Payments Innovation Jury
John has been highly influential in the development of retail payments for more than 30 years. He was one of the driving forces behind the phenomenal growth of Visa in a 17-year career where he was Executive Vice President and latterly ran the European processing business. He also... Read More →
avatar for Scott Harkey

Scott Harkey

Global Payments Lead, Levvel
Scott Harkey leads the Payment Practice at Levvel, a consulting firm based in Charlotte, NC. In this role, he advises a number of US, UK, Australian, and Canadian banks, digital wallets, merchants, acquirers and startups on their digital payment strategy, payments architecture, custom... Read More →
avatar for Andrew Mitchell

Andrew Mitchell

Vice President, Development and Infrastructure Support, JCB
Andrew Mitchell is Vice President for Development and Infrastructure Support at JCB, leading a reg-tech oriented team across Europe. As an all-rounder in the Payment Industry, his experience covers the full spectrum of the card business - including issuing, acquiring, processing and... Read More →


Wednesday June 6, 2018 12:05pm - 12:30pm
The High Wire Stage

12:15pm

Chairperson’s closing remarks 
Chair
avatar for Surabhi Nimkar

Surabhi Nimkar

Management Consulting, Banking & Capital Market, Accenture
Biography coming soon.

Wednesday June 6, 2018 12:15pm - 12:30pm
The Spiegeltent Stage

1:35pm

WeChat Pay: Beyond Imagination
WeChat now reaches over a billion monthly active users that spend at least 90 minutes on average in the super-app on a daily basis. An integral part of reaching these numbers is through its payments product, WeChat Pay, which enables more than 600 million users to pay through their smartphone, both online and offline. Having built one of China’s leading payment providers from within a social network, what lessons can be learnt about how people will interact with financial services in the future? Live in Europe since the end of last year, what are WeChat Pay’s plans to tackle this market? How will this shape the future of commerce in Europe and what are the opportunities to be part of this evolution?

Speakers
avatar for Ashley Guo

Ashley Guo

Tencent, Regional Director of WeChat Pay, Europe and Taiwan (Weixin Group)
Ashley has vast amount of experience in the payments and FinTech industry. Ashley joined Tencent in 2015. She is currently responsible for the promotion and management of WeChat Pay business in Europe and other regions. Her focus is to work with partners and develop wide-adoption... Read More →


Wednesday June 6, 2018 1:35pm - 1:55pm
The Big Top Stage

1:55pm

The IndiaStack: Building blocks for a new digital economy
What  happens  when  you  combine  the  world’s  largest  biometrics  identity  project  with  an  open platform  in  one  of  the  hottest  internet  markets  on  the  planet?  Answer:  the  IndiaStack!  The IndiaStack  is  live  and  widening  its  reach  as  it  deploys  a  unique  infrastructure  that  can  solve  India’s biggest  problems,  from  identity  to  KYC  and  payments  to  empowering  consumers  with  data,  at  scale, in  a  presence-less,  transparent,  paperless,  robust,  fair  and  economical  way.  One  of  the  major successes  has  been  the  number  of  companies,  from  Whatsapp  to  Google  to  Paytm,  who  have  built new  products  and  services  to  leverage  the  infrastructure.  Join  one  of  the  smartest  minds  in  Financial Services,  who  helped  to  build  the  India  Stack,  as  he  shares  the  vision  for  the  future  of  the  India Stack  and  how  the  power  of  data  in  the  hands  of  the  user  will  create  a  wealth  of  opportunities.

Moderators
avatar for Dr. Leda Glyptis

Dr. Leda Glyptis

Chief Innovation Officer, Qatar National Bank
Leda Glyptis is the Chief Innovation Officer for Qatar National Bank. Leda joined QNB, the largest bank in MENA, in January 2017 with responsibilities for employee-driven and market-led innovation strategy and execution. Prior to QNB, Leda served as a Director at business and technology... Read More →

Speakers
avatar for Nikhil Kumar

Nikhil Kumar

Fellow & Head of Developer Ecosystem, India Stack, iSPIRIT Foundation
Nikhil is a full-time fellow with iSPIRT Foundation, a not for profit think thank and has been focussed on building an ecosystem for the Unified Payments Interface. Recently, as a volunteer with NPCI, he led the product development of BHIM Payments App launched by PM Modi. Nikhil... Read More →


Wednesday June 6, 2018 1:55pm - 2:15pm
The Big Top Stage

2:15pm

Changing habits, super-charging growth
By 2020, nearly 80% of China will be swiping, scanning or tapping to perform transactions as small as buying street food, to big-ticket items such as hotel rooms, driving $7-8 trillion worth of sales volume in the process. As transferring money becomes easier and cheaper, does China’s current mobile payment revolution offer the rest of us a vision of the future?

The convergence of a customer’s social, retail and financial life is transforming the way we pay day-to-day. Behind Alipay, dubbed a “super lifestyle app for the masses”, is Ant Financial, which is growing its already massive open TechFin platform, enabling payments and financial services to be integrated into various scenarios across different kinds of online devices, across different countries. The success of this low-cost, low-fuss technology rests on Ant Financial’s now world-renowned tech capabilities and service architecture.

The goal? To give consumers and SMEs equal access to payments and financial services anytime, anywhere and without any obstacles. Focussing on five key areas, Blockchain, AI, Security, IoT and Computing (BASIC), AliPay is already bringing the mobile payment revolution to European soil and it’s gaining traction. Join Li Wang, Head of EMEA at Ant Financial, as she shares her unique insight on how this technology serves up partnership opportunities in Europe.

Speakers
avatar for Li Wang

Li Wang

Head of EMEA, AliPay
Li Wang joined the Alibaba Group after ten years with McKinsey & Company advising leading consumer goods and travel companies in US, Europe and Asia.She has played multiple leadership roles within the Alibaba Group, starting as the Group Head of International Strategy before moving... Read More →


Wednesday June 6, 2018 2:15pm - 2:35pm
The Big Top Stage

2:35pm

Startup Pitch competition: The Final
Hundreds of applications whittled down to 200 hand-picked Academy startups. 10 founders giving it their all in The Lion’s Den for just 3 finalists chosen by expert judges. But only 1 can be the winner. Tougher than ever, the Money20/20 Europe Startuppitch returns for its third year in the quest to find the next big thing in FinTech startups from across Europe. Join us for the pitches of our 3 finalists and don’t miss the final announcement of who will be crowned the winner of 2018.

Speakers
avatar for Kate McKenzie

Kate McKenzie

Content Producer, Money20/20


Wednesday June 6, 2018 2:35pm - 2:55pm
The Big Top Stage

2:55pm

How to build a company that makes us behave: The lemonade story
One of the most valuable yet unrecognized contributors to a well-functioning society is trust. It's a lubricant, but unfortunately we often do not recognize how useful and important it is. In fact, most of our financial institutions and systems are built to bring out the distrust, creating vicious cycles and conflicts of interests that ultimately bring out the worst in all of us. As we move to the digital economy over larger distances, trust is even more important. We must treat trust as a social good, and understand that every time someone betrays the public's trust, they are not only hurting society, but they are also eroding the value of trust. Building tomorrow’s companies must be built on mechanisms that will help create, sustain, and build trust. Lemonade, a tech company reinventing insurance, is an example of a company designed to bring out the best in people, and uses trust as one of its main pillars. This model, built on behavioural economics and AI, removes the conflicts of interest, and is reinstating trust as a social good.


Speakers
avatar for Dan Ariely

Dan Ariely

Chief Behavioral Officer, Lemonade
Prof. Dan Ariely is the Chief Behavioral Officer of Lemonade, a full-stack insurance company powered by artificial intelligence and behavioral economics, and driven by social good. Ariely is the James B. Duke Professor of Psychology and Behavioral Economics at Duke University and... Read More →


Wednesday June 6, 2018 2:55pm - 3:15pm
The Big Top Stage