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avatar for Andrew Ellis

Andrew Ellis

RBS
Group Strategy
As Head of Strategy and Innovation for the Commercial and Private Bank at RBS (including Coutts and Adam & Company), Andy spends most of his time anticipating and responding to the future disruption facing the banking sector. This includes running a portfolio of standalone ventures for RBS, which are using new technologies to create and launch innovative business models into the market. The ventures range from digital business advisory for SMEs, a standalone direct lender, through to a payments processing initiative.

Prior to this role, Andy spent a number of years leading business strategy teams across banking, following an early career in technology and consulting with Accenture (formerly Andersen Consulting). As someone who believes in taking action when it comes to improving diversity in banking, Andy launched the first ever returnship for RBS in 2015 (the 'Comeback' programme), which still continues today.

Both within and outside of work Andy enjoys learning and satisfies his natural curiosity via listening to regular podcasts (current favourites include 'a16z', 'Masters of Scale', 'How I Built This'), reading and visiting other locations where technology is driving new business models, including recent trips to China, Silicon Valley and Berlin. Andy lives in London with his Swedish wife and 3 young children.