Henrique Di Lorenzo is the Innovations Partnership Manager at Klarna, a global tech bank on a mission to make payments and shopping as smoooth as possible. His team is responsible for engaging in strategic partnerships and finding novel ways to distribute Klarna’s products. With more than 10 years of experience in technological innovations, Henrique has operated both in emerging and in established markets (Europe, Latam, USA and Middle East), mainly in technically complex projects on recent advances in the payments space. In the last years, he has consulted companies on a range of topics, such as identity and advanced authentication, open banking APIs, tokenised payments, and regulatory frameworks (PSD2 and GDPR). Henrique holds a PhD degree in Quantum Physics from Leiden University.