Hiroki is co-founder and CEO of GoCardless. GoCardless provides a simple and cost-effective way to accept recurring payments online. Founded in 2011, it is the UK’s leading Direct Debit provider, processing more than £5 billion each year for over 35,000 businesses. Backed by some of the world’s leading investors, GoCardless is on a mission to create the world’s first bank-to-bank payments network, to rival debit and cards. Before starting up GoCardless, Hiroki studied Mathematics at Oxford University and worked as a management consultant at McKinsey & Co.