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Jeffrey Bower

Bower & Partners
Jeffrey Bower is a digital payments specialist, particularly for emerging economies. As founder of Bower & Partners, Jeffrey and his team enable collaboration in payments to help guide the design and launch of successful digitization efforts. Bower & Partners works with national payment platforms, global corporations, governments and international organizations around the world to enable the sustainable and profitable use of payments to reduce the use of cash and achieve financial inclusion. Among other clients, Jeffrey has advised the World Bank, the Alliance for Financial Inclusion, the United Nations-hosted Better Than Cash Alliance, and a number of major international banks. Jeffrey has demonstrated expertise providing leadership on defining ecosystem approaches to digitization, defining national digital payments strategies and launching world-class payment programs. With the World Bank, Jeffrey designed and is implementing a national digital payments scheme in Pakistan with the State Bank. With the Better Than Cash Alliance, Jeffrey supported the implementation of the partnership and strategy behind Peru's national initiative on electronic money known as Modelo Peru, the world’s first interoperable digital payments platform focused on financial inclusion. With Scotiabank, Jeffrey developed the first successful mobile money program in the Americas following the 2010 earthquake in Haiti and led the rollout of the bank's digital payment programs across Latin America, most notably in Mexico, Colombia and Peru. He launched Billetera Movil, the region's first supply-chain payments program, in collaboration with the region's biggest beer distributor. Jeffrey has a Masters in International Relations from the University of Toronto’s Munk Centre for Global Affairs.