Mirèl ter Braak currently holds the position of senior policy advisor within the Programme Team Innovation & Fintech at the Netherlands Authority for the Financial Markets (AFM). The AFM supervises the conduct of the entire financial market sector: savings, investment, insurance and loans. By supervising the conduct of the financial markets, the AFM aims to make a contribution to the efficient operation of these markets. The mission of the programme team is to ensure that the AFM accommodates technological innovation in the financial sector to the extent that it contributes to a sustainable financial wellbeing in the Netherlands. This implicates that the team also focuses on the risks related to innovation and fintech.

Mirèl’s main tasks and responsibilities include creating an overview of innovative and fintech concepts with an impact on the sector and the AFM, accommodating innovative players by addressing bottlenecks and reducing (unnecessary) barriers and if necessary propose adjustments to the legal framework, either to reduce unnecessary barriers or address associated risks. Further, Mirèl is responsible of the AFM’s international activities and contributions regarding innovation and fintech. Prior to her current job Mirel held the position of senior advisor within the department Strategy, Policy and International Affairs at the AFM. Mirèl holds a Master’s degree in Company Law and Financial law from Tilburg University.