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Non-financial players and Fintech companies have already demonstrated their disruptive potential by integrating - and sometimes replacing - the role of banks in people's lives.

In this ever-evolving and complex environment, banks need to adapt to the new PSD2 regulation in a short time.

It is an opportunity to rethink the banking universe. It means to go beyond the traditional role of the bank as a financial transaction enabler and supplier of financial products, gaining a deeper place in the lives of users. On the other side, it is also crucial to make the banks’ business leaner and more efficient, by optimizing expenses and leveraging on networking to bring in new competences not readily available in-house.

In this context, Fabrick is born.

Fabrick is the future of banking. It is a financial ecosystem, based on an extremely simple and human intuition: to share and systematize individual skills, fostering the growth and success of everyone.

Fabrick is the financial ecosystem that enables and promotes new growth models, converting the complexity of the market into opportunities.

The Open Banking technology platform is the place where innovation is nurtured and created from scratch, igniting a new economic and cultural enthusiasm.

An ecosystem that aggregates APIs, VAS and the expertise of the best financial services, in order to foster integration, contamination and the generation of added value for all the stakeholders that interact through the platform.

Banks: Fabrick enables new growth models, from adherence to compliance in a simple and fast way, to access to a wide ecosystem of quality services, catered to different needs, with the best cost-value ratio.

Fintechs, System Integrators, Developers: Fabrick nurtures collaboration and contamination among the best talents, with the aim of building new products and value-added services, reducing time-to-market and enabling the network effect.

Corporate and final consumers: Fabrick changes the rules of access to financial services, proposing itself as the true partner of simplification. It makes processes more efficient, facilitates access to services, makes it possible to create tailor-made packages and assists customers in reading and using the APIs, employing data in a relevant and strategic way.

Fabrick is an independent and neutral ecosystem that comes to life from the experience of Sella: a name with a history and financial experience that is more than a century old.

Innovation has always been in the DNA of the Group, repeatedly creator of pioneering solutions that have then won a very large success, even taking root in daily habits and becoming indispensable commodities.