Open Payment Cloud (OPC) enables new payment innovators to overcome the many barriers and complexities to market entry and commercial success. OPC simplifies, organises and connects disparate fintech services to innovators using API’s and a rules based platform and offers a safe and secure environment where innovators and developers can quickly “test and learn”, giving their programme rapid speed to market with the best possible chance of success.

Based in London, OPC grew from an initial project as part of the EU-sponsored Horizon 2020 programme aimed at securing Europe's global competitiveness. The platform has advanced with input from Visa and attracted payment innovators including Moorwand and GPS as its founder partners.