Claire is a leading figure in financial technology, and one of the only women in Financial News Fintech 40 Europe. Hired in 2012 by Lloyds Banking Group to shake-up the old ways of doing business, she enjoys working on projects that make a difference and benefit people. She set up Lloyds’ Innovation Labs and worked with HR to set-up the Digital Academy to support 75,000 colleagues to become digital leaders. She currently serves as the Risk Product Owner focusing on the bank's core asset: risk, people and data. She is a lecturer on fintech and digital transformation at MIT, CFTE, Oxford, UCL and HEC. Before joining the bank, she worked for Capgemini Consulting and has served as a visiting scientist at the American university MIT on how large organisation digitise. Follow me @ccalmeja